logo
Sign in

PUNJAB NATIONAL BANK (PNB) financials

PUNJAB NATIONAL BANK (PNB) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI.[1]

  • Market Cap: ₹1,41,708Cr.
  • Current Price: ₹123
  • Stock P/E: 6.69
  • ROE: 12.5%
  • ROCE: 6.09%
  • Book Value: ₹133
  • Dividend Yield: 2.46%
  • 52W High / Low: ₹135/98.5

In Sep 2026, PUNJAB NATIONAL BANK (PNB) reported sales ₹34,585 Cr and net profit ₹5,532 Cr.

Annual TTM: sales ₹131,870 Cr, net profit ₹21,111 Cr.

Shareholding: Promoters 70.08% (Sep 2026), FIIs 6.66% (Sep 2026), DIIs 16.14% (Sep 2026), Public 7.13% (Sep 2026), No. of Shareholders 21,57,907% (Sep 2026).

PNB quarterly results (₹ Cr.)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue31,34031,98931,96431,87232,23132,15732,89734,585
Interest20,30821,23221,38621,40321,69821,77622,09922,984
Expenses7,5389,0579,0888,2279,2247,4668,1547,767
Financing Profit3,4941,7001,4902,2421,3092,9152,6453,834
Financing Margin %11%5%5%7%4%9%8%11%
Other Income3,4124,7165,2684,3425,0224,1624,3333,601
Depreciation00000000
Profit before tax6,9066,4166,7586,5846,3317,0776,9787,435
Tax %35%29%75%26%19%26%25%26%
Net Profit4,5084,5671,6754,9045,1005,2255,2535,532
EPS in Rs3.923.971.464.274.444.554.574.81
Gross NPA %4.09%3.95%3.78%3.45%3.19%2.95%2.78%2.55%
Net NPA %0.41%0.40%0.38%0.36%0.32%0.29%0.28%0.25%
Raw PDF————————
PNB profit and loss (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue53,80080,81874,88085,144106,902121,761128,223131,870
Interest36,36250,27346,18550,65266,81978,97986,26388,557
Expenses25,36538,01435,80941,44939,37732,98832,73232,610
Financing Profit-7,927-7,468-7,115-6,9587069,7949,22710,702
Financing Margin %-15%-9%-10%-8%1%8%7%8%
Other Income9,27411,92212,32012,14313,38416,30918,79417,118
Depreciation6089758898978959481,2720
Profit before tax7393,4794,3164,28813,19425,15626,75027,820
Tax %55%42%20%42%38%34%37%—
Net Profit3362,0223,4572,5078,24516,63016,90421,111
EPS in Rs0.501.933.142.287.4914.4714.7118.37
Dividend Payout %0%0%20%29%20%20%20%—
PNB balance sheet (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital1,3482,0962,2022,2022,2022,2992,2992,299
Reserves61,01088,84293,28597,653104,274125,064140,351150,478
Deposits703,8461,106,3321,146,2181,281,1631,369,7131,566,6231,711,1261,777,240
Borrowing50,22542,84045,68151,29250,43083,77782,314113,616
Other Liabilities14,23720,52327,41829,52135,21640,40849,80235,968
Total Liabilities830,6661,260,6331,314,8051,461,8311,561,8351,818,1711,985,8922,079,601
Fixed Assets7,23911,02110,67412,05112,31913,05315,57715,560
CWIP00000000
Investments240,466392,983372,168395,997420,318497,311494,112517,591
Other Assets582,961856,628931,9641,053,7841,129,1981,307,8061,476,2041,546,451
Total Assets830,6661,260,6331,314,8051,461,8311,561,8351,818,1711,985,8922,079,601
PNB cash flows (₹ Cr.)
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-30,893-12,61330,90320,46421,780-27,89522,27226,302
Cash from Investing Activity-260-239-839-1,207-682-1,539-1,534-1,416
Cash from Financing Activity10,97913,5575,2932,0411,3643,430-1,123-11,659
Net Cash Flow-20,17470535,35721,29722,462-26,00419,61513,227
Free Cash Flow-31,327-12,94330,12819,93021,246-29,03220,69724,747
PNB shareholding pattern (%)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters70.08%70.08%70.08%70.08%70.08%70.08%70.08%70.08%
FIIs5.70%5.71%5.52%5.67%5.93%6.39%5.93%6.66%
DIIs14.31%14.67%15.06%15.54%16.09%16.05%16.06%16.14%
Public9.91%9.54%9.34%8.70%7.91%7.48%7.91%7.13%
No. of Shareholders26,40,52026,53,66525,74,69324,55,48423,09,00322,22,88922,31,53221,57,907
PNB key ratios
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-23%1%3%4%3%8%14%13%
PNBUpdated 21 Oct 2026, 10:00

Punjab National Bank

Market Cap

₹1,41,708Cr.

Current Price

₹123

High / Low

₹135/98.5

Stock P/E

6.69

ROE12.5%
ROCE6.09%
Book Value₹133
Face Value₹2.00
Dividend Yield2.46%

About

Punjab National Bank is India's first Swadeshi Bank. PNB is a Banking and Financial service bank owned by the Government of India with its headquarters is in New Delhi, India. It is the Second largest PSU after SBI.[1]

Quarterly results

Last reported quarters₹ Cr.

Profit & loss

Annual statement₹ Cr.

Shareholding pattern

As of Sep 2026%

Shareholding trend

Ownership over time%

Balance sheet

Assets & liabilities₹ Cr.

Cash flows

Operating, investing & financing₹ Cr.

Key ratios

Historical financial ratios
CategoryMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %8%-10%3%-30%-23%1%3%4%3%8%14%13%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of PUNJAB NATIONAL BANK (PNB)?

The reported market capitalisation for PUNJAB NATIONAL BANK (PNB) is ₹1,41,708Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of PNB?

The current price shown for PUNJAB NATIONAL BANK (PNB) on Fincrux is ₹123 with a 52-week high/low of ₹135/98.5.

What is the P/E ratio of PUNJAB NATIONAL BANK (PNB)?

The stock P/E for PUNJAB NATIONAL BANK (PNB) is 6.69 on Fincrux, with ROE at 12.5% and ROCE at 6.09%.

What were PNB latest quarterly results?

For Sep 2026, PUNJAB NATIONAL BANK (PNB) reported sales ₹34,585 Cr and net profit ₹5,532 Cr (figures in ₹ crore unless noted).

What are PNB annual sales and net profit?

For TTM, PUNJAB NATIONAL BANK (PNB) shows sales of ₹131,870 Cr and net profit of ₹21,111 Cr on the Fincrux profit & loss statement.

Who owns PUNJAB NATIONAL BANK (PNB)?

Latest shareholding for PUNJAB NATIONAL BANK (PNB) on Fincrux: Promoters 70.08% (Sep 2026), FIIs 6.66% (Sep 2026), DIIs 16.14% (Sep 2026), Public 7.13% (Sep 2026), No. of Shareholders 21,57,907% (Sep 2026).

Where can I find PUNJAB NATIONAL BANK (PNB) financials?

PUNJAB NATIONAL BANK (PNB) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show PNB balance sheet and cash flow?

Yes. The PUNJAB NATIONAL BANK (PNB) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 10:00

Designed & Shipped by Harshit Bansal