UJJIVAN SMALL FINANC BANK (UJJIVANSFB) financials
UJJIVAN SMALL FINANC BANK (UJJIVANSFB) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.
Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. It started its operations as Ujjivan Financial Services Limited, a Non-Banking Financial Company in 2005 with the mission to provide financial services to the ‘economically active poor’ who were not adequ…
- Market Cap: ₹12,177Cr.
- Current Price: ₹62.4
- Stock P/E: 13.4
- ROE: 10.8%
- ROCE: 7.73%
- Book Value: ₹35.1
- Dividend Yield: 0.00%
- 52W High / Low: ₹73.9/47.3
In Jun 2026, UJJIVAN SMALL FINANC BANK (UJJIVANSFB) reported sales ₹2,025 Cr and net profit ₹317 Cr.
Annual TTM: sales ₹7,338 Cr, net profit ₹906 Cr.
Shareholding: Promoters 0.00% (Sep 2026), FIIs 18.03% (Sep 2026), DIIs 36.00% (Sep 2026), Public 45.97% (Sep 2026), No. of Shareholders 7,61,998% (Sep 2026).
| Category | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1,613 | 1,591 | 1,573 | 1,619 | 1,682 | 1,752 | 1,878 | 2,025 |
| Interest | 669 | 704 | 709 | 763 | 761 | 751 | 785 | 838 |
| Expenses | 841 | 923 | 1,039 | 969 | 1,018 | 1,051 | 1,029 | 1,023 |
| Financing Profit | 103 | -36 | -174 | -113 | -96 | -51 | 64 | 165 |
| Financing Margin % | 6% | -2% | -11% | -7% | -6% | -3% | 3% | 8% |
| Other Income | 207 | 172 | 270 | 249 | 256 | 295 | 307 | 256 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 310 | 136 | 95 | 136 | 160 | 244 | 371 | 421 |
| Tax % | 25% | 20% | 12% | 24% | 24% | 24% | 24% | 25% |
| Net Profit | 233 | 109 | 83 | 103 | 122 | 186 | 282 | 317 |
| EPS in Rs | 1.20 | 0.56 | 0.43 | 0.53 | 0.63 | 0.96 | 1.45 | 1.63 |
| Gross NPA % | 2.52% | 2.68% | 2.18% | 2.52% | 2.45% | 2.38% | 2.26% | 2.16% |
| Net NPA % | 0.56% | 0.56% | 0.49% | 0.70% | 0.67% | 0.57% | 0.43% | 0.34% |
| Raw PDF | — | — | — | — | — | — | — | — |
| Category | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Revenue | 2,704 | 2,806 | 2,813 | 4,165 | 5,677 | 6,354 | 6,931 | 7,338 |
| Interest | 1,070 | 1,078 | 1,039 | 1,467 | 2,268 | 2,718 | 3,060 | 3,135 |
| Expenses | 1,417 | 1,944 | 2,603 | 1,730 | 2,396 | 3,406 | 3,923 | 4,121 |
| Financing Profit | 217 | -215 | -830 | 968 | 1,014 | 230 | -52 | 82 |
| Financing Margin % | 8% | -8% | -30% | 23% | 18% | 4% | -1% | 1% |
| Other Income | 322 | 302 | 360 | 589 | 787 | 846 | 1,108 | 1,115 |
| Depreciation | 73 | 77 | 80 | 90 | 98 | 135 | 145 | 0 |
| Profit before tax | 466 | 10 | -550 | 1,467 | 1,702 | 942 | 911 | 1,196 |
| Tax % | 25% | 19% | -25% | 25% | 25% | 23% | 24% | — |
| Net Profit | 350 | 8 | -415 | 1,100 | 1,281 | 726 | 693 | 906 |
| EPS in Rs | 2.02 | 0.05 | -2.40 | 5.63 | 6.54 | 3.75 | 3.57 | 4.67 |
| Dividend Payout % | 0% | 0% | 0% | 22% | 6% | 0% | 0% | — |
| Category | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 1,440 | 1,728 | 1,728 | 1,728 | 1,955 | 519 | 1,935 | 1,943 |
| Reserves | 180 | 1,260 | 1,290 | 874 | 2,054 | 5,095 | 4,148 | 4,873 |
| Deposits | 7,379 | 10,780 | 13,136 | 18,292 | 25,538 | 31,462 | 37,630 | 45,668 |
| Borrowing | 4,366 | 4,153 | 3,447 | 1,964 | 2,841 | 2,171 | 2,845 | 3,736 |
| Other Liabilities | 377 | 490 | 779 | 754 | 929 | 1,176 | 1,130 | 1,321 |
| Total Liabilities | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
| Fixed Assets | 282 | 280 | 276 | 244 | 265 | 395 | 444 | 457 |
| CWIP | 2 | 21 | 5 | 6 | 18 | 32 | 13 | 36 |
| Investments | 1,527 | 2,396 | 2,516 | 4,153 | 8,510 | 9,766 | 11,730 | 12,724 |
| Other Assets | 11,931 | 15,715 | 17,583 | 19,210 | 24,524 | 30,230 | 35,502 | 44,324 |
| Total Assets | 13,742 | 18,411 | 20,380 | 23,612 | 33,317 | 40,422 | 47,689 | 57,541 |
| Category | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | 478 | 242 | 2,657 | 2,554 | 1,060 | 1,593 | 2,028 | 1,843 |
| Cash from Investing Activity | -148 | -757 | -1,356 | -841 | -2,096 | -865 | -1,793 | -2,481 |
| Cash from Financing Activity | 287 | 776 | -706 | -1,484 | 1,186 | -519 | 398 | 911 |
| Net Cash Flow | 617 | 261 | 595 | 230 | 150 | 210 | 633 | 274 |
| Free Cash Flow | 330 | 153 | 2,599 | 2,503 | 935 | 1,349 | 1,863 | 1,661 |
| CFO/OP | 66% | 27% | 332% | 1,230% | 55% | 50% | 78% | 72% |
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| FIIs | 17.87% | 19.51% | 19.55% | 17.05% | 15.45% | 17.23% | 16.81% | 18.03% |
| DIIs | 6.58% | 8.47% | 16.82% | 20.13% | 28.67% | 31.12% | 33.45% | 36.00% |
| Public | 75.54% | 72.03% | 63.61% | 62.83% | 55.88% | 51.65% | 49.73% | 45.97% |
| No. of Shareholders | 11,38,626 | 11,24,090 | 9,84,265 | 9,37,143 | 8,40,960 | 7,87,997 | 7,67,649 | 7,61,998 |
| Category | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 13% | 15% | -0% | -15% | 33% | 27% | 12% | 11% |
Ujjivan Small Financ Bank
₹12,177Cr.
₹62.4
₹73.9/47.3
13.4
Ujjivan Small Finance Bank Limited is a mass market focused bank in India, catering to financially unserved and underserved segments and committed to building financial inclusion in the country. It started its operations as Ujjivan Financial Services Limited, a Non-Banking Financial Company in 2005 with the mission to provide financial services to the ‘economically active poor’ who were not adequately served by financial institutions.[1]
Quarterly results
Profit & loss
Shareholding trend
Balance sheet
Cash flows
Key ratios
Frequently asked questions
What is the market cap of UJJIVAN SMALL FINANC BANK (UJJIVANSFB)?
The reported market capitalisation for UJJIVAN SMALL FINANC BANK (UJJIVANSFB) is ₹12,177Cr. on Fincrux. Figures may update with market data and filings.
What is the current share price of UJJIVANSFB?
The current price shown for UJJIVAN SMALL FINANC BANK (UJJIVANSFB) on Fincrux is ₹62.4 with a 52-week high/low of ₹73.9/47.3.
What is the P/E ratio of UJJIVAN SMALL FINANC BANK (UJJIVANSFB)?
The stock P/E for UJJIVAN SMALL FINANC BANK (UJJIVANSFB) is 13.4 on Fincrux, with ROE at 10.8% and ROCE at 7.73%.
What were UJJIVANSFB latest quarterly results?
For Jun 2026, UJJIVAN SMALL FINANC BANK (UJJIVANSFB) reported sales ₹2,025 Cr and net profit ₹317 Cr (figures in ₹ crore unless noted).
What are UJJIVANSFB annual sales and net profit?
For TTM, UJJIVAN SMALL FINANC BANK (UJJIVANSFB) shows sales of ₹7,338 Cr and net profit of ₹906 Cr on the Fincrux profit & loss statement.
Who owns UJJIVAN SMALL FINANC BANK (UJJIVANSFB)?
Latest shareholding for UJJIVAN SMALL FINANC BANK (UJJIVANSFB) on Fincrux: Promoters 0.00% (Sep 2026), FIIs 18.03% (Sep 2026), DIIs 36.00% (Sep 2026), Public 45.97% (Sep 2026), No. of Shareholders 7,61,998% (Sep 2026).
Where can I find UJJIVAN SMALL FINANC BANK (UJJIVANSFB) financials?
UJJIVAN SMALL FINANC BANK (UJJIVANSFB) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.
Does Fincrux show UJJIVANSFB balance sheet and cash flow?
Yes. The UJJIVAN SMALL FINANC BANK (UJJIVANSFB) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.