UGRO CAPITAL LIMITED (UGROCAP) financials

UGRO CAPITAL LIMITED (UGROCAP) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

U GRO Capital limited is a technology-focused (data-centric & technology-enabled approach), small business lending platform. The company is focused on addressing the capital needs of small businesses operating in select eight sectors by providing customized loan solutions.[1]

Market Cap: ₹1,246Cr.
Current Price: ₹79.9
Stock P/E: 8.90
ROE: 4.64%
ROCE: 10.1%
Book Value: ₹183
Dividend Yield: 0.00%
52W High / Low: ₹190/78.6

In Jun 2026, UGRO CAPITAL LIMITED (UGROCAP) reported sales ₹417 Cr and net profit ₹61 Cr.

Annual TTM: sales ₹1,770 Cr, net profit ₹140 Cr.

Shareholding: Promoters 2.88% (Jun 2026), FIIs 5.45% (Jun 2026), DIIs 1.85% (Jun 2026), Public 88.23% (Jun 2026), Others 1.59% (Jun 2026).

UGROCAP quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	330	371	403	414	455	409	488	417
Interest	143	167	181	205	219	237	242	248
Expenses	139	152	161	156	167	188	198	147
Financing Profit	48	52	61	53	69	-16	48	22
Financing Margin %	15%	14%	15%	13%	15%	-4%	10%	5%
Other Income	13	14	9	8	6	39	21	37
Depreciation	11	12	13	13	14	14	27	10
Profit before tax	50	53	57	48	61	10	42	49
Tax %	29%	29%	29%	29%	29%	34%	29%	-25%
Net Profit	36	38	41	34	43	6	30	61
EPS in Rs	3.02	3.18	3.44	2.92	3.71	0.41	1.90	3.91
Gross NPA %	2.10%	2.10%	2.30%	2.50%	2.40%	2.20%	2.50%	2.60%
Net NPA %	1.30%	1.50%	1.60%	1.70%	1.50%	1.40%	1.60%	1.90%
Raw PDF	—	—	—	—	—	—	—	—

UGROCAP profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	105	153	312	684	1,082	1,442	1,785	1,770
Interest	14	45	137	293	443	628	903	945
Expenses	81	85	142	289	425	565	709	701
Financing Profit	11	24	33	101	214	250	174	124
Financing Margin %	10%	16%	10%	15%	20%	17%	10%	7%
Other Income	0	0	0	0	0	0	55	103
Depreciation	7	12	12	18	35	46	68	65
Profit before tax	3	12	20	84	179	203	161	161
Tax %	-488%	-137%	28%	53%	33%	29%	29%	—
Net Profit	20	29	15	40	119	144	113	140
EPS in Rs	2.19	3.22	1.63	4.46	10.17	12.22	7.30	9.93
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

UGROCAP balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	23	71	71	71	69	92	92	153
Reserves	796	851	882	896	915	1,347	1,954	2,692
Borrowing	24	255	766	1,802	3,149	4,653	6,904	9,208
Other Liabilities	26	36	37	86	173	188	218	294
Total Liabilities	868	1,212	1,755	2,855	4,306	6,280	9,168	12,346
Fixed Assets	20	38	36	56	85	130	162	130
CWIP	11	1	4	6	14	0	6	13
Investments	107	73	55	69	60	59	103	1,665
Other Assets	731	1,101	1,659	2,724	4,146	6,091	8,897	10,538
Total Assets	868	1,212	1,755	2,855	4,306	6,280	9,168	12,346

UGROCAP cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-86	-799	-347	-1,125	-1,220	-1,535	-2,474	-348
Cash from Investing Activity	-347	179	-46	43	-85	-230	-80	-1,577
Cash from Financing Activity	754	308	508	1,023	1,279	1,814	2,655	2,947
Net Cash Flow	321	-312	115	-58	-26	48	101	1,022
Free Cash Flow	-101	-809	-359	-1,139	-1,261	-1,575	-2,527	-366
CFO/OP	-1,037%	-3,265%	-504%	-658%	-306%	-230%	-278%	-28%

UGROCAP shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	2.23%	2.23%	2.23%	2.25%	2.24%	1.70%	1.99%	2.88%
FIIs	20.44%	24.70%	27.25%	29.32%	28.99%	22.83%	22.34%	5.45%
DIIs	2.76%	2.40%	1.85%	1.62%	1.59%	1.38%	1.68%	1.85%
Public	73.25%	69.35%	67.34%	64.69%	65.07%	72.49%	72.41%	88.23%
Others	1.33%	1.33%	1.33%	2.12%	2.12%	1.60%	1.59%	1.59%
No. of Shareholders	38,997	39,182	39,622	42,370	42,189	39,150	38,788	38,742

UGROCAP key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	1%	2%	3%	2%	4%	10%	8%	5%

UGROCAPUpdated 13 Oct 2026, 19:58

Ugro Capital Limited

UGROCAPUpdated 13 Oct 2026, 19:58

Market Cap

₹1,246Cr.

Current Price

₹79.9

High / Low

₹190/78.6

Stock P/E

8.90

ROE4.64%

ROCE10.1%

Book Value₹183

Face Value₹10.0

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	213	93	82	38	18	5	8	36	29	25	2.16	1.8	1
Sep 2023	245	105	99	41	17	9	9	41	29	29	2.47	1.9	1.1
Dec 2023	268	117	107	44	16	12	9	46	30	33	2.78	2	1.1
Mar 2024	322	128	136	58	18	8	10	56	42	33	2.78	2	1.1
Jun 2024	291	136	113	43	15	10	10	43	29	30	2.58	2	1.2
Sep 2024	330	143	139	48	15	13	11	50	29	36	3.02	2.1	1.3
Dec 2024	371	167	152	52	14	14	12	53	29	38	3.18	2.1	1.5
Mar 2025	403	181	161	61	15	9	13	57	29	41	3.44	2.3	1.6
Jun 2025	414	205	156	53	13	8	13	48	29	34	2.92	2.5	1.7
Sep 2025	455	219	167	69	15	6	14	61	29	43	3.71	2.4	1.5
Dec 2025	409	237	188	-16	-4	39	14	10	34	6	0.41	2.2	1.4
Mar 2026	488	242	198	48	10	21	27	42	29	30	1.9	2.5	1.6
Jun 2026	417	248	147	22	5	37	10	49	-25	61	3.91	2.6	1.9

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	2	0	1	2	76	0	0	2	7	2	2.83
Mar 2016	4	0	0	3	92	0	0	3	14	3	5.07
Mar 2017	2	0	0	2	86	0	0	2	2	2	3.34
Mar 2018	4	0	0	3	91	0	0	3	8	3	5.05
Mar 2019	44	1	36	7	16	-4	2	2	-155	4	1.34
Mar 2020	105	14	81	11	10	0	7	3	-488	20	2.19
Mar 2021	153	45	85	24	16	0	12	12	-137	29	3.22
Mar 2022	312	137	142	33	10	0	12	20	28	15	1.63
Mar 2023	684	293	289	101	15	0	18	84	53	40	4.46
Mar 2024	1082	443	425	214	20	0	35	179	33	119	10.17
Mar 2025	1442	628	565	250	17	0	46	203	29	144	12.22
Mar 2026	1785	903	709	174	10	55	68	161	29	113	7.3
TTM	1770	945	701	124	7	103	65	161	—	140	9.93

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	2.88%
FIIs	5.45%
DIIs	1.85%
Public	88.23%
Others	1.59%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Sep 2023	2.24%	19.2%	5.81%	71.4%	1.34%
Dec 2023	2.24%	19.77%	4.46%	72.19%	1.34%
Mar 2024	2.23%	19.76%	3.76%	72.91%	1.33%
Jun 2024	2.23%	20.27%	2.55%	73.61%	1.33%
Sep 2024	2.23%	20.44%	2.76%	73.25%	1.33%
Dec 2024	2.23%	24.7%	2.4%	69.35%	1.33%
Mar 2025	2.23%	27.25%	1.85%	67.34%	1.33%
Jun 2025	2.25%	29.32%	1.62%	64.69%	2.12%
Sep 2025	2.24%	28.99%	1.59%	65.07%	2.12%
Dec 2025	1.7%	22.83%	1.38%	72.49%	1.6%
Mar 2026	1.99%	22.34%	1.68%	72.41%	1.59%
Jun 2026	2.88%	5.45%	1.85%	88.23%	1.59%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	5	25	0	30	0	0	15	14	30
Mar 2016	5	27	0	32	0	0	25	8	32
Mar 2017	5	29	0	34	0	0	26	8	34
Mar 2018	5	32	0	37	0	0	36	1	37
Mar 2019	23	796	26	868	20	11	107	731	868
Mar 2020	71	851	36	1212	38	1	73	1101	1212
Mar 2021	71	882	37	1755	36	4	55	1659	1755
Mar 2022	71	896	86	2855	56	6	69	2724	2855
Mar 2023	69	915	173	4306	85	14	60	4146	4306
Mar 2024	92	1347	188	6280	130	0	59	6091	6280
Mar 2025	92	1954	218	9168	162	6	103	8897	9168
Mar 2026	153	2692	294	12346	130	13	1665	10538	12346

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-10	11	0	0
Mar 2016	9	-6	0	3
Mar 2017	-4	1	0	-3
Mar 2018	1	-1	0	0
Mar 2019	-86	-347	754	321
Mar 2020	-799	179	308	-312
Mar 2021	-347	-46	508	115
Mar 2022	-1125	43	1023	-58
Mar 2023	-1220	-85	1279	-26
Mar 2024	-1535	-230	1814	48
Mar 2025	-2474	-80	2655	101
Mar 2026	-348	-1577	2947	1022

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	6%	10%	6%	8%	1%	2%	3%	2%	4%	10%	8%	5%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of UGRO CAPITAL LIMITED (UGROCAP)?

The reported market capitalisation for UGRO CAPITAL LIMITED (UGROCAP) is ₹1,246Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of UGROCAP?

The current price shown for UGRO CAPITAL LIMITED (UGROCAP) on Fincrux is ₹79.9 with a 52-week high/low of ₹190/78.6.

What is the P/E ratio of UGRO CAPITAL LIMITED (UGROCAP)?

The stock P/E for UGRO CAPITAL LIMITED (UGROCAP) is 8.90 on Fincrux, with ROE at 4.64% and ROCE at 10.1%.

What were UGROCAP latest quarterly results?

For Jun 2026, UGRO CAPITAL LIMITED (UGROCAP) reported sales ₹417 Cr and net profit ₹61 Cr (figures in ₹ crore unless noted).

What are UGROCAP annual sales and net profit?

For TTM, UGRO CAPITAL LIMITED (UGROCAP) shows sales of ₹1,770 Cr and net profit of ₹140 Cr on the Fincrux profit & loss statement.

Who owns UGRO CAPITAL LIMITED (UGROCAP)?

Latest shareholding for UGRO CAPITAL LIMITED (UGROCAP) on Fincrux: Promoters 2.88% (Jun 2026), FIIs 5.45% (Jun 2026), DIIs 1.85% (Jun 2026), Public 88.23% (Jun 2026), Others 1.59% (Jun 2026).

Where can I find UGRO CAPITAL LIMITED (UGROCAP) financials?

UGRO CAPITAL LIMITED (UGROCAP) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show UGROCAP balance sheet and cash flow?

Yes. The UGRO CAPITAL LIMITED (UGROCAP) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 19:58