UCO BANK (UCOBANK) financials

UCO BANK (UCOBANK) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations.[1]

Market Cap: ₹29,756Cr.
Current Price: ₹23.7
Stock P/E: 9.98
ROE: 8.61%
ROCE: 5.55%
Book Value: ₹27.6
Dividend Yield: 1.85%
52W High / Low: ₹34.2/22.2

In Sep 2026, UCO BANK (UCOBANK) reported sales ₹7,286 Cr and net profit ₹786 Cr.

Annual TTM: sales ₹27,590 Cr, net profit ₹2,983 Cr.

Shareholding: Promoters 90.95% (Sep 2026), FIIs 0.06% (Sep 2026), DIIs 4.14% (Sep 2026), Government 0.01% (Sep 2026), Public 4.84% (Sep 2026).

UCOBANK quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	6,220	6,745	6,436	6,537	6,652	6,656	6,996	7,286
Interest	3,842	4,046	4,033	4,004	4,006	4,042	4,188	4,400
Expenses	2,567	3,055	2,454	2,392	2,360	2,076	1,920	2,709
Financing Profit	-190	-356	-51	141	286	538	889	177
Financing Margin %	-3%	-5%	-1%	2%	4%	8%	13%	2%
Other Income	1,186	1,392	997	884	869	709	1,686	888
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	996	1,036	946	1,025	1,155	1,247	2,575	1,065
Tax %	36%	37%	36%	40%	36%	36%	75%	26%
Net Profit	639	652	607	620	740	801	656	786
EPS in Rs	0.53	0.52	0.48	0.49	0.59	0.64	0.52	0.63
Gross NPA %	2.91%	2.69%	2.63%	2.56%	2.41%	2.17%	2.08%	1.96%
Net NPA %	0.63%	0.50%	0.45%	0.43%	0.36%	0.27%	0.25%	0.18%
Raw PDF	—	—	—	—	—	—	—	—

UCOBANK profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	15,134	14,446	14,981	17,651	21,854	25,067	26,281	27,590
Interest	10,042	8,966	8,508	10,307	13,754	15,437	16,085	16,635
Expenses	11,539	8,845	7,658	6,729	8,517	9,892	8,910	9,066
Financing Profit	-6,446	-3,365	-1,185	614	-416	-262	1,286	1,890
Financing Margin %	-43%	-23%	-8%	3%	-2%	-1%	5%	7%
Other Income	2,871	3,424	3,101	2,508	3,266	4,407	3,460	4,152
Depreciation	137	134	165	218	281	311	372	0
Profit before tax	-3,713	-75	1,750	2,905	2,569	3,834	4,373	6,042
Tax %	-34%	-321%	47%	36%	36%	36%	37%	—
Net Profit	-2,437	167	930	1,862	1,654	2,445	2,768	2,983
EPS in Rs	-2.46	0.17	0.78	1.56	1.38	1.95	2.21	2.38
Dividend Payout %	0%	0%	0%	0%	20%	20%	20%	—

UCOBANK balance sheet (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	9,918	9,918	11,956	11,956	11,956	12,540	12,540	12,540
Reserves	9,291	12,688	11,638	13,809	15,401	18,465	20,710	22,039
Deposits	193,203	205,919	224,073	249,338	263,130	293,542	327,563	349,590
Borrowing	15,695	15,383	13,508	20,501	25,331	28,687	23,310	26,075
Other Liabilities	7,800	9,428	6,609	5,260	7,873	9,247	11,737	9,713
Total Liabilities	235,908	253,336	267,784	300,863	323,691	362,481	395,858	419,957
Fixed Assets	2,832	3,151	3,287	3,444	3,717	3,791	4,126	4,178
CWIP	8	67	48	65	65	61	74	0
Investments	90,999	93,783	96,874	95,169	92,904	94,272	98,777	99,928
Other Assets	142,069	156,335	167,575	202,184	227,006	264,357	292,881	315,851
Total Assets	235,908	253,336	267,784	300,863	323,691	362,481	395,858	419,957

UCOBANK cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	4,190	-10,658	2,422	4,399	2,983	1,002	1,913	-10,584
Cash from Investing Activity	44	-250	106	-214	-67	-275	-680	-681
Cash from Financing Activity	5,450	4,283	3,266	-1,637	-336	-430	5,870	-977
Net Cash Flow	9,684	-6,626	5,794	2,548	2,580	297	7,102	-12,242
Free Cash Flow	4,139	-10,782	2,258	4,189	2,701	703	1,576	-11,015

UCOBANK shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	95.39%	90.95%	90.95%	90.95%	90.95%	90.95%	90.95%	90.95%
FIIs	0.02%	0.44%	0.13%	0.13%	0.13%	0.08%	0.06%	0.06%
DIIs	1.33%	5.36%	4.74%	4.52%	4.42%	4.39%	4.30%	4.14%
Government	0.00%	0.00%	0.00%	0.00%	0.01%	0.01%	0.01%	0.01%
Public	3.25%	3.26%	4.17%	4.38%	4.49%	4.58%	4.68%	4.84%
No. of Shareholders	7,91,271	7,99,014	8,43,992	8,50,102	8,49,729	8,49,084	8,47,182	8,45,087

UCOBANK key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	-27%	-13%	0%	4%	8%	6%	8%	9%

UCOBANKUpdated 19 Oct 2026, 6:16

Uco Bank

UCOBANKUpdated 19 Oct 2026, 6:16

Market Cap

₹29,756Cr.

Current Price

₹23.7

High / Low

₹34.2/22.2

Stock P/E

9.98

ROE8.61%

ROCE5.55%

Book Value₹27.6

Face Value₹10.0

Dividend Yield1.85%

About

UCO Bank is engaged in providing wide range of banking and financial services including Retail Banking, Corporate Banking and Treasury Operations.[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Sep 2023	5219	3302	1924	-7	0	647	640	37	402	0.34	4.14	1.11
Dec 2023	5552	3564	2072	-84	-2	861	777	35	503	0.42	3.85	0.98
Mar 2024	5860	3672	2507	-319	-5	1125	806	35	526	0.44	3.46	0.89
Jun 2024	6024	3770	2227	27	0	835	862	36	551	0.46	3.32	0.78
Sep 2024	6078	3778	2355	-54	-1	993	939	36	603	0.5	3.18	0.73
Dec 2024	6220	3842	2567	-190	-3	1186	996	36	639	0.53	2.91	0.63
Mar 2025	6745	4046	3055	-356	-5	1392	1036	37	652	0.52	2.69	0.5
Jun 2025	6436	4033	2454	-51	-1	997	946	36	607	0.48	2.63	0.45
Sep 2025	6537	4004	2392	141	2	884	1025	40	620	0.49	2.56	0.43
Dec 2025	6652	4006	2360	286	4	869	1155	36	740	0.59	2.41	0.36
Mar 2026	6656	4042	2076	538	8	709	1247	36	801	0.64	2.17	0.27
Jun 2026	6996	4188	1920	889	13	1686	2575	75	656	0.52	2.08	0.25
Sep 2026	7286	4400	2709	177	2	888	1065	26	786	0.63	1.96	0.18

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	19359	13797	5849	-286	-1	2004	136	1582	28	1138	10.58
Mar 2016	18561	13713	10768	-5920	-32	1596	137	-4460	-37	-2799	-26.03
Mar 2017	16326	12509	6789	-2972	-18	2114	153	-1011	83	-1851	-11.87
Mar 2018	14020	10895	8521	-5396	-38	1121	152	-4427	0	-4436	-19.22
Mar 2019	14331	10019	12753	-8441	-59	1514	137	-7065	-39	-4321	-7.97
Mar 2020	15134	10042	11539	-6446	-43	2871	137	-3713	-34	-2437	-2.46
Mar 2021	14446	8966	8845	-3365	-23	3424	134	-75	-321	167	0.17
Mar 2022	14981	8508	7658	-1185	-8	3101	165	1750	47	930	0.78
Mar 2023	17651	10307	6729	614	3	2508	218	2905	36	1862	1.56
Mar 2024	21854	13754	8517	-416	-2	3266	281	2569	36	1654	1.38
Mar 2025	25067	15437	9892	-262	-1	4407	311	3834	36	2445	1.95
Mar 2026	26281	16085	8910	1286	5	3460	372	4373	37	2768	2.21
TTM	27590	16635	9066	1890	7	4152	0	6042	—	2983	2.38

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	90.95%
FIIs	0.06%
DIIs	4.14%
Government	0.01%
Public	4.84%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Government	Public
Dec 2023	95.39%	0.01%	1.32%	0%	3.27%
Mar 2024	95.39%	0.03%	1.32%	0%	3.26%
Jun 2024	95.39%	0.03%	1.32%	0%	3.26%
Sep 2024	95.39%	0.02%	1.32%	0%	3.25%
Dec 2024	95.39%	0.02%	1.33%	0%	3.25%
Mar 2025	90.95%	0.44%	5.36%	0%	3.26%
Jun 2025	90.95%	0.13%	4.74%	0%	4.17%
Sep 2025	90.95%	0.13%	4.52%	0%	4.38%
Dec 2025	90.95%	0.13%	4.42%	0.01%	4.49%
Mar 2026	90.95%	0.08%	4.39%	0.01%	4.58%
Jun 2026	90.95%	0.06%	4.3%	0.01%	4.68%
Sep 2026	90.95%	0.06%	4.14%	0.01%	4.84%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	1076	11473	8779	245917	1066	48	64223	180580	245917
Mar 2016	1076	11446	8002	244883	2878	6	83974	158024	244883
Mar 2017	1560	11194	7767	231340	2843	6	74019	154471	231340
Mar 2018	2308	12649	6800	216056	2867	8	70962	142219	216056
Mar 2019	5423	11968	6863	230484	2814	8	82232	145430	230484
Mar 2020	9918	9291	7800	235908	2832	8	90999	142069	235908
Mar 2021	9918	12688	9428	253336	3151	67	93783	156335	253336
Mar 2022	11956	11638	6609	267784	3287	48	96874	167575	267784
Mar 2023	11956	13809	5260	300863	3444	65	95169	202184	300863
Mar 2024	11956	15401	7873	323691	3717	65	92904	227006	323691
Mar 2025	12540	18465	9247	362481	3791	61	94272	264357	362481
Mar 2026	12540	20710	11737	395858	4126	74	98777	292881	395858
Sep 2026	12540	22039	9713	419957	4178	0	99928	315851	419957

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	7861	-151	-553	7157
Mar 2016	-2978	-52	-579	-3610
Mar 2017	-3852	-217	3609	-459
Mar 2018	-9082	-24	5754	-3352
Mar 2019	4190	44	5450	9684
Mar 2020	-10658	-250	4283	-6626
Mar 2021	2422	106	3266	5794
Mar 2022	4399	-214	-1637	2548
Mar 2023	2983	-67	-336	2580
Mar 2024	1002	-275	-430	297
Mar 2025	1913	-680	5870	7102
Mar 2026	-10584	-681	-977	-12242

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	10%	-22%	-15%	-32%	-27%	-13%	0%	4%	8%	6%	8%	9%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of UCO BANK (UCOBANK)?

The reported market capitalisation for UCO BANK (UCOBANK) is ₹29,756Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of UCOBANK?

The current price shown for UCO BANK (UCOBANK) on Fincrux is ₹23.7 with a 52-week high/low of ₹34.2/22.2.

What is the P/E ratio of UCO BANK (UCOBANK)?

The stock P/E for UCO BANK (UCOBANK) is 9.98 on Fincrux, with ROE at 8.61% and ROCE at 5.55%.

What were UCOBANK latest quarterly results?

For Sep 2026, UCO BANK (UCOBANK) reported sales ₹7,286 Cr and net profit ₹786 Cr (figures in ₹ crore unless noted).

What are UCOBANK annual sales and net profit?

For TTM, UCO BANK (UCOBANK) shows sales of ₹27,590 Cr and net profit of ₹2,983 Cr on the Fincrux profit & loss statement.

Who owns UCO BANK (UCOBANK)?

Latest shareholding for UCO BANK (UCOBANK) on Fincrux: Promoters 90.95% (Sep 2026), FIIs 0.06% (Sep 2026), DIIs 4.14% (Sep 2026), Government 0.01% (Sep 2026), Public 4.84% (Sep 2026).

Where can I find UCO BANK (UCOBANK) financials?

UCO BANK (UCOBANK) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show UCOBANK balance sheet and cash flow?

Yes. The UCO BANK (UCOBANK) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 19 October 2026 at 6:16