STAR HEALTH & AL INS CO L (STARHEALTH) financials

STAR HEALTH & AL INS CO L (STARHEALTH) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Star Health & Allied Insurance Ltd (Star) is India’s first Standalone Health Insurance provider and is the largest private health insurer in India with a market share of 15.8% in the Indian health insurance market in FY21 with leadership in the attractive retail health segment.[1]

Market Cap: ₹32,307Cr.
Current Price: ₹549
Stock P/E: 38.3
ROE: 7.61%
ROCE: 9.69%
Book Value: ₹129
Dividend Yield: 0.00%
52W High / Low: ₹625/417

In Jun 2026, STAR HEALTH & AL INS CO L (STARHEALTH) reported sales ₹5,522 Cr and net profit ₹550 Cr.

Annual TTM: sales ₹19,114 Cr, net profit ₹844 Cr.

Shareholding: Promoters 58.01% (Sep 2026), FIIs 15.86% (Sep 2026), DIIs 18.77% (Sep 2026), Public 7.38% (Sep 2026), No. of Shareholders 1,66,756% (Sep 2026).

STARHEALTH quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	4,058	4,146	4,081	4,880	4,378	4,566	4,648	5,522
Expenses	3,912	3,861	4,089	4,292	4,303	4,395	4,500	4,773
Operating Profit	147	285	-7	588	75	172	148	749
OPM %	3.6%	7%	-0.2%	12%	1.7%	3.8%	3.2%	14%
Other Income	2	2	6	-0	3	2	4	-8
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	149	287	-1	588	78	173	151	742
Tax %	25%	25%	-159%	25%	29%	26%	26%	26%
Net Profit	111	215	1	438	55	128	111	550
EPS in Rs	1.89	3.66	0.01	7.45	0.93	2.18	1.89	9.34
Raw PDF	—	—	—	—	—	—	—	—

STARHEALTH profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	4,987	5,050	10,602	12,096	14,021	16,101	17,825	19,114
Expenses	4,544	6,447	11,962	11,223	12,840	15,180	17,001	17,971
Operating Profit	443	-1,397	-1,360	873	1,182	921	824	1,143
OPM %	9%	-28%	-13%	7%	8%	6%	4.6%	6%
Other Income	0	-3	7	5	6	12	9	1
Interest	0	0	0	0	0	0	0	0
Depreciation	29	46	43	52	59	71	79	0
Profit before tax	413	-1,446	-1,397	826	1,129	861	754	1,144
Tax %	35%	-25%	-25%	25%	25%	25%	26%	—
Net Profit	268	-1,086	-1,041	619	845	646	557	844
EPS in Rs	5.46	-19.81	-18.08	10.63	14.44	10.99	9.47	14.34
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

STARHEALTH balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	456	491	548	576	582	585	588	588
Reserves	773	1,153	2,947	4,045	4,862	5,799	6,471	6,987
Borrowings	250	250	250	720	470	470	470	470
Other Liabilities	3,394	4,233	6,756	8,174	9,313	10,914	13,255	16,019
Total Liabilities	4,872	6,127	10,501	13,514	15,226	17,768	20,785	24,064
Fixed Assets	85	90	183	113	217	159	357	404
CWIP	13	12	19	4	10	16	24	9
Investments	3,030	4,290	6,733	11,373	13,276	15,491	17,703	19,780
Other Assets	1,744	1,735	3,565	2,024	1,723	2,102	2,701	3,871
Total Assets	4,872	6,127	10,501	13,514	15,226	17,768	20,785	24,064

STARHEALTH cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	776	647	890	56	1,276	1,310	1,379	1,873
Cash from Investing Activity	-731	-1,006	-2,418	-3,786	-1,097	-1,177	-1,151	-1,067
Cash from Financing Activity	333	122	2,613	2,509	-268	23	-4	-31
Net Cash Flow	379	-237	1,086	-1,221	-89	156	224	775
Free Cash Flow	746	614	844	-7	1,229	1,187	1,297	1,797
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit	397%	168%	-70%	-4%	145%	119%	170%	250%

STARHEALTH shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	57.68%	57.67%	58.04%	58.03%	57.98%	57.98%	58.01%	58.01%
FIIs	17.51%	18.69%	13.89%	13.51%	14.07%	15.06%	16.04%	15.86%
DIIs	16.49%	15.44%	21.08%	21.09%	20.96%	20.31%	19.41%	18.77%
Public	8.32%	8.22%	6.97%	7.38%	6.99%	6.66%	6.55%	7.38%
No. of Shareholders	2,17,516	2,21,612	2,03,563	2,02,938	1,86,448	1,79,067	1,68,763	1,66,756

STARHEALTH key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0
Working Capital Days	-260	-238	-397	-258	-255	-249	-261	-286
ROCE %	14%	25%	-51%	-31%	15%	18%	12%	10%

STARHEALTHUpdated 19 Oct 2026, 6:08

Star Health & Al Ins Co L

STARHEALTHUpdated 19 Oct 2026, 6:08

Market Cap

₹32,307Cr.

Current Price

₹549

High / Low

₹625/417

Stock P/E

38.3

ROE7.61%

ROCE9.69%

Book Value₹129

Face Value₹10.0

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Expenses	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	3293	2909	0	384	25	288	4.95
Sep 2023	3461	3296	2	167	25	125	2.15
Dec 2023	3578	3191	1	388	25	290	4.95
Mar 2024	3688	3502	3	190	25	142	2.43
Jun 2024	3816	3391	1	426	25	319	5.45
Sep 2024	4058	3912	2	149	25	111	1.89
Dec 2024	4146	3861	2	287	25	215	3.66
Mar 2025	4081	4089	6	-1	-159	1	0.01
Jun 2025	4880	4292	0	588	25	438	7.45
Sep 2025	4378	4303	3	78	29	55	0.93
Dec 2025	4566	4395	2	173	26	128	2.18
Mar 2026	4648	4500	4	151	26	111	1.89
Jun 2026	5522	4773	-8	742	26	550	9.34

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	1069	1	1189	0	19	-140	0	-140	-3.87
Mar 2016	1595	2	1439	0	18	137	0	137	3.53
Mar 2017	2012	3	1871	0	20	118	0	118	2.59
Mar 2018	2888	20	2673	0	23	171	1	170	3.73
Mar 2019	3775	0	3565	0	28	182	30	128	2.81
Mar 2020	4987	0	4544	0	29	413	35	268	5.46
Mar 2021	5050	0	6447	-3	46	-1446	-25	-1086	-19.81
Mar 2022	10602	0	11962	7	43	-1397	-25	-1041	-18.08
Mar 2023	12096	0	11223	5	52	826	25	619	10.63
Mar 2024	14021	0	12840	6	59	1129	25	845	14.44
Mar 2025	16101	0	15180	12	71	861	25	646	10.99
Mar 2026	17825	0	17001	9	79	754	26	557	9.47
TTM	19114	0	17971	1	0	1144	—	844	14.34

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	58.01%
FIIs	15.86%
DIIs	18.77%
Public	7.38%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	57.94%	31.01%	6.11%	4.96%
Mar 2024	57.92%	26.57%	11.14%	4.38%
Jun 2024	57.9%	21.58%	15.1%	5.4%
Sep 2024	57.7%	17.65%	17.05%	7.6%
Dec 2024	57.68%	17.51%	16.49%	8.32%
Mar 2025	57.67%	18.69%	15.44%	8.22%
Jun 2025	58.04%	13.89%	21.08%	6.97%
Sep 2025	58.03%	13.51%	21.09%	7.38%
Dec 2025	57.98%	14.07%	20.96%	6.99%
Mar 2026	57.98%	15.06%	20.31%	6.66%
Jun 2026	58.01%	16.04%	19.41%	6.55%
Sep 2026	58.01%	15.86%	18.77%	7.38%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Borrowings	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	362	-220	0	954	1096	46	12	502	535	1096
Mar 2016	387	-27	0	1012	1372	62	3	807	500	1372
Mar 2017	456	334	0	1423	2213	77	7	1428	700	2213
Mar 2018	456	504	250	2138	3347	92	5	2165	1085	3347
Mar 2019	456	773	250	3394	4872	85	13	3030	1744	4872
Mar 2020	491	1153	250	4233	6127	90	12	4290	1735	6127
Mar 2021	548	2947	250	6756	10501	183	19	6733	3565	10501
Mar 2022	576	4045	720	8174	13514	113	4	11373	2024	13514
Mar 2023	582	4862	470	9313	15226	217	10	13276	1723	15226
Mar 2024	585	5799	470	10914	17768	159	16	15491	2102	17768
Mar 2025	588	6471	470	13255	20785	357	24	17703	2701	20785
Mar 2026	588	6987	470	16019	24064	404	9	19780	3871	24064

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	—	—	—	—
Mar 2016	—	—	—	—
Mar 2017	321	-497	310	134
Mar 2018	557	-663	249	143
Mar 2019	776	-731	333	379
Mar 2020	647	-1006	122	-237
Mar 2021	890	-2418	2613	1086
Mar 2022	56	-3786	2509	-1221
Mar 2023	1276	-1097	-268	-89
Mar 2024	1310	-1177	23	156
Mar 2025	1379	-1151	-4	224
Mar 2026	1873	-1067	-31	775

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0	0	0	0	0
Working Capital Days	-255	-179	-191	-196	-260	-238	-397	-258	-255	-249	-261	-286
ROCE %	—	55%	21%	19%	14%	25%	-51%	-31%	15%	18%	12%	10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of STAR HEALTH & AL INS CO L (STARHEALTH)?

The reported market capitalisation for STAR HEALTH & AL INS CO L (STARHEALTH) is ₹32,307Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of STARHEALTH?

The current price shown for STAR HEALTH & AL INS CO L (STARHEALTH) on Fincrux is ₹549 with a 52-week high/low of ₹625/417.

What is the P/E ratio of STAR HEALTH & AL INS CO L (STARHEALTH)?

The stock P/E for STAR HEALTH & AL INS CO L (STARHEALTH) is 38.3 on Fincrux, with ROE at 7.61% and ROCE at 9.69%.

What were STARHEALTH latest quarterly results?

For Jun 2026, STAR HEALTH & AL INS CO L (STARHEALTH) reported sales ₹5,522 Cr and net profit ₹550 Cr (figures in ₹ crore unless noted).

What are STARHEALTH annual sales and net profit?

For TTM, STAR HEALTH & AL INS CO L (STARHEALTH) shows sales of ₹19,114 Cr and net profit of ₹844 Cr on the Fincrux profit & loss statement.

Who owns STAR HEALTH & AL INS CO L (STARHEALTH)?

Latest shareholding for STAR HEALTH & AL INS CO L (STARHEALTH) on Fincrux: Promoters 58.01% (Sep 2026), FIIs 15.86% (Sep 2026), DIIs 18.77% (Sep 2026), Public 7.38% (Sep 2026), No. of Shareholders 1,66,756% (Sep 2026).

Where can I find STAR HEALTH & AL INS CO L (STARHEALTH) financials?

STAR HEALTH & AL INS CO L (STARHEALTH) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show STARHEALTH balance sheet and cash flow?

Yes. The STAR HEALTH & AL INS CO L (STARHEALTH) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 19 October 2026 at 6:08