SRG HOUSING FINANCE L (SRGHFL) financials

SRG HOUSING FINANCE L (SRGHFL) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

SRG Housing Finance Ltd, establishedin 1999, is an NHB-registered housingfinance company focused on affordablehousing finance for rural and semi-urban borrowers. Products cover home purchase,self-construction, renovation, extension and Loan Against Property (LAP). Company serves 25,000+ customers through 96 branches.[1]

Market Cap: ₹175Cr.
Current Price: ₹112
Stock P/E: 5.13
ROE: 11.6%
ROCE: 11.8%
Book Value: ₹189
Dividend Yield: 0.00%
52W High / Low: ₹347/110

In Jun 2026, SRG HOUSING FINANCE L (SRGHFL) reported sales ₹53.95 Cr and net profit ₹8.47 Cr.

Annual TTM: sales ₹209 Cr, net profit ₹34 Cr.

Shareholding: Promoters 59.02% (Jun 2026), FIIs 0.00% (Jun 2026), DIIs 0.00% (Jun 2026), Public 40.98% (Jun 2026), No. of Shareholders 2,650% (Jun 2026).

SRGHFL quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	36.06	38.94	42.75	42.62	47.81	50.45	57.23	53.95
Interest	14.92	16.51	16.60	16.75	18.10	20.11	22.69	23.89
Expenses	11.96	14.85	17.42	16.65	18.52	19.22	21.62	18.90
Financing Profit	9.18	7.58	8.73	9.22	11.19	11.12	12.92	11.16
Financing Margin %	25.46%	19.47%	20.42%	21.63%	23.41%	22.04%	22.58%	20.69%
Other Income	0.78	1.30	0.74	0.07	0.64	0.80	0.10	0.08
Depreciation	1.62	1.71	1.79	1.44	1.51	1.53	1.43	1.23
Profit before tax	8.34	7.17	7.68	7.85	10.32	10.39	11.59	10.01
Tax %	20.62%	19.80%	19.40%	13.50%	20.06%	20.98%	20.19%	15.38%
Net Profit	6.60	5.74	6.19	6.78	8.25	8.21	9.25	8.47
EPS in Rs	4.62	4.01	3.95	4.32	5.26	5.23	5.89	5.39
Gross NPA %	1.96%	1.98%	1.84%	1.85%	1.88%	1.83%	1.77%	1.73%
Net NPA %	0.59%	0.61%	0.61%	0.62%	0.64%	0.68%	0.65%	0.63%
Raw PDF	—	—	—	—	—	—	—	—

SRGHFL profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	73	77	80	94	127	155	200	209
Interest	30	31	31	37	51	62	78	85
Expenses	18	20	22	32	44	56	76	78
Financing Profit	25	26	28	24	32	37	46	46
Financing Margin %	34%	34%	34%	26%	25%	24%	23%	22%
Other Income	-0	0	0	0	0	0	0	2
Depreciation	2	2	2	3	6	7	6	6
Profit before tax	22	24	26	21	26	30	40	42
Tax %	20%	21%	20%	19%	19%	19%	19%	—
Net Profit	18	19	20	17	21	24	32	34
EPS in Rs	13.82	14.48	15.63	13.12	15.83	15.57	20.69	21.77
Dividend Payout %	-0%	-0%	-0%	-0%	-0%	-0%	-0%	—

SRGHFL balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	13	13	13	13	13	13	16	16
Reserves	44	62	81	101	120	146	248	281
Borrowing	255	246	286	287	357	491	584	857
Other Liabilities	10	10	14	18	17	19	21	21
Total Liabilities	322	331	393	418	508	670	869	1,175
Fixed Assets	2	4	3	7	24	27	24	20
CWIP	0	0	2	5	1	0	0	-0
Investments	1	9	26	27	12	9	36	73
Other Assets	319	317	363	378	471	635	809	1,082
Total Assets	322	331	393	418	508	670	869	1,175

SRGHFL cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-66	23	-27	3	-83	-140	-131	-247
Cash from Investing Activity	-1	-9	-19	-6	9	-1	-31	-39
Cash from Financing Activity	89	-9	40	1	73	139	173	273
Net Cash Flow	21	5	-6	-2	-1	-2	10	-13
Free Cash Flow	-68	23	-29	-1	-90	-144	-135	-249

SRGHFL shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	64.69%	64.79%	59.13%	59.11%	59.11%	59.06%	59.03%	59.02%
FIIs	0.00%	0.00%	0.00%	0.01%	0.00%	0.00%	0.00%	0.00%
DIIs	0.01%	0.01%	0.01%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	35.28%	35.19%	40.86%	40.88%	40.89%	40.93%	40.97%	40.98%
No. of Shareholders	2,815	2,837	2,927	2,682	2,618	2,540	2,624	2,650

SRGHFL key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	30%	27%	22%	20%	14%	14%	12%	12%

SRGHFLUpdated 18 Oct 2026, 17:39

Srg Housing Finance L

SRGHFLUpdated 18 Oct 2026, 17:39

Market Cap

₹175Cr.

Current Price

₹112

High / Low

₹347/110

Stock P/E

5.13

ROE11.6%

ROCE11.8%

Book Value₹189

Face Value₹10.0

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	26.84	10.93	9.53	6.38	23.77	0.01	1.18	5.21	15.55	4.39	3.38	2.47	0.49
Sep 2023	30.22	13.12	10.19	6.91	22.87	0.98	1.31	6.58	20.21	5.26	4.05	2.4	0.56
Dec 2023	31.74	13.07	10.86	7.81	24.61	0.47	1.58	6.7	20.6	5.32	4.09	2.37	0.62
Mar 2024	36.15	13.69	13.55	8.91	24.65	0.41	1.71	7.61	19.97	6.09	4.58	2.29	0.69
Jun 2024	33.77	14.03	11.55	8.19	24.25	0.21	1.52	6.88	14.83	5.86	4.34	2.19	0.67
Sep 2024	36.06	14.92	11.96	9.18	25.46	0.78	1.62	8.34	20.62	6.6	4.62	1.96	0.59
Dec 2024	38.94	16.51	14.85	7.58	19.47	1.3	1.71	7.17	19.8	5.74	4.01	1.98	0.61
Mar 2025	42.75	16.6	17.42	8.73	20.42	0.74	1.79	7.68	19.4	6.19	3.95	1.84	0.61
Jun 2025	42.62	16.75	16.65	9.22	21.63	0.07	1.44	7.85	13.5	6.78	4.32	1.85	0.62
Sep 2025	47.81	18.1	18.52	11.19	23.41	0.64	1.51	10.32	20.06	8.25	5.26	1.88	0.64
Dec 2025	50.45	20.11	19.22	11.12	22.04	0.8	1.53	10.39	20.98	8.21	5.23	1.83	0.68
Mar 2026	57.23	22.69	21.62	12.92	22.58	0.1	1.43	11.59	20.19	9.25	5.89	1.77	0.65
Jun 2026	53.95	23.89	18.9	11.16	20.69	0.08	1.23	10.01	15.38	8.47	5.39	1.73	0.63

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	7	2	2	2	34	0	0	2	32	2	1.36
Mar 2016	10	4	3	3	28	0	0	3	32	2	1.65
Mar 2017	15	6	4	4	30	0	0	4	33	3	2.08
Mar 2018	34	11	11	11	34	0	0	11	27	8	6.22
Mar 2019	58	23	15	20	34	0	1	19	25	15	11.26
Mar 2020	73	30	18	25	34	0	2	22	20	18	13.82
Mar 2021	77	31	20	26	34	0	2	24	21	19	14.48
Mar 2022	80	31	22	28	34	0	2	26	20	20	15.63
Mar 2023	94	37	32	24	26	0	3	21	19	17	13.12
Mar 2024	127	51	44	32	25	0	6	26	19	21	15.83
Mar 2025	155	62	56	37	24	0	7	30	19	24	15.57
Mar 2026	200	78	76	46	23	0	6	40	19	32	20.69
TTM	209	85	78	46	22	2	6	42	—	34	21.77

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	59.02%
Public	40.98%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Sep 2023	67.83%	0.15%	0.58%	31.44%
Dec 2023	67.83%	0.01%	0.72%	31.44%
Mar 2024	68.55%	0.01%	0%	31.43%
Jun 2024	67.54%	0%	0%	32.45%
Sep 2024	64.69%	0%	0.01%	35.28%
Dec 2024	64.79%	0%	0.01%	35.19%
Mar 2025	59.13%	0%	0.01%	40.86%
Jun 2025	59.11%	0.01%	0%	40.88%
Sep 2025	59.11%	0%	0%	40.89%
Dec 2025	59.06%	0%	0%	40.93%
Mar 2026	59.03%	0%	0%	40.97%
Jun 2026	59.02%	0%	0%	40.98%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	11	3	1	41	0	0	0	41	41
Mar 2016	11	5	2	59	1	0	1	58	59
Mar 2017	13	21	3	112	1	0	0	111	112
Mar 2018	13	29	9	218	1	0	0	216	218
Mar 2019	13	44	10	322	2	0	1	319	322
Mar 2020	13	62	10	331	4	0	9	317	331
Mar 2021	13	81	14	393	3	2	26	363	393
Mar 2022	13	101	18	418	7	5	27	378	418
Mar 2023	13	120	17	508	24	1	12	471	508
Mar 2024	13	146	19	670	27	0	9	635	670
Mar 2025	16	248	21	869	24	0	36	809	869
Mar 2026	16	281	21	1175	20	0	73	1082	1175

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-10	0	9	-1
Mar 2016	-13	-2	16	2
Mar 2017	-24	0	44	20
Mar 2018	-90	-1	74	-16
Mar 2019	-66	-1	89	21
Mar 2020	23	-9	-9	5
Mar 2021	-27	-19	40	-6
Mar 2022	3	-6	1	-2
Mar 2023	-83	9	73	-1
Mar 2024	-140	-1	139	-2
Mar 2025	-131	-31	173	10
Mar 2026	-247	-39	273	-13

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	11%	12%	11%	21%	30%	27%	22%	20%	14%	14%	12%	12%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of SRG HOUSING FINANCE L (SRGHFL)?

The reported market capitalisation for SRG HOUSING FINANCE L (SRGHFL) is ₹175Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of SRGHFL?

The current price shown for SRG HOUSING FINANCE L (SRGHFL) on Fincrux is ₹112 with a 52-week high/low of ₹347/110.

What is the P/E ratio of SRG HOUSING FINANCE L (SRGHFL)?

The stock P/E for SRG HOUSING FINANCE L (SRGHFL) is 5.13 on Fincrux, with ROE at 11.6% and ROCE at 11.8%.

What were SRGHFL latest quarterly results?

For Jun 2026, SRG HOUSING FINANCE L (SRGHFL) reported sales ₹53.95 Cr and net profit ₹8.47 Cr (figures in ₹ crore unless noted).

What are SRGHFL annual sales and net profit?

For TTM, SRG HOUSING FINANCE L (SRGHFL) shows sales of ₹209 Cr and net profit of ₹34 Cr on the Fincrux profit & loss statement.

Who owns SRG HOUSING FINANCE L (SRGHFL)?

Latest shareholding for SRG HOUSING FINANCE L (SRGHFL) on Fincrux: Promoters 59.02% (Jun 2026), FIIs 0.00% (Jun 2026), DIIs 0.00% (Jun 2026), Public 40.98% (Jun 2026), No. of Shareholders 2,650% (Jun 2026).

Where can I find SRG HOUSING FINANCE L (SRGHFL) financials?

SRG HOUSING FINANCE L (SRGHFL) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show SRGHFL balance sheet and cash flow?

Yes. The SRG HOUSING FINANCE L (SRGHFL) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 17:39