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THE SOUTH INDIAN BANK LTD (SOUTHBANK) financials

THE SOUTH INDIAN BANK LTD (SOUTHBANK) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business.[1]

  • Market Cap: ₹13,477Cr.
  • Current Price: ₹51.4
  • Stock P/E: 8.50
  • ROE: 13.5%
  • ROCE: 6.42%
  • Book Value: ₹46.1
  • Dividend Yield: 0.87%
  • 52W High / Low: ₹52.5/32.8

In Sep 2026, THE SOUTH INDIAN BANK LTD (SOUTHBANK) reported sales ₹2,796 Cr and net profit ₹426 Cr.

Annual TTM: sales ₹10,501 Cr, net profit ₹1,586 Cr.

Shareholding: FIIs 25.57% (Sep 2026), DIIs 16.78% (Sep 2026), Public 57.65% (Sep 2026), No. of Shareholders 11,24,648% (Sep 2026).

SOUTHBANK quarterly results (₹ Cr.)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue2,3712,3732,3622,4072,5182,5592,6282,796
Interest1,5011,5051,5301,5981,6371,6441,6031,680
Expenses8169821,0228528637548971,011
Financing Profit54-113-189-4318161128105
Financing Margin %2%-5%-8%-2%1%6%5%4%
Other Income409572622516486386379468
Depreciation-0-0-0-0-0-0-0-0
Profit before tax463459433472504547507573
Tax %26%25%26%26%26%25%26%26%
Net Profit342342322351374408378426
EPS in Rs1.311.311.231.341.431.561.441.63
Gross NPA %4.30%3.20%3.15%2.93%2.67%1.43%1.38%1.24%
Net NPA %1.25%0.92%0.68%0.56%0.45%0.29%0.26%0.09%
Raw PDF————————
SOUTHBANK profit and loss (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue7,7647,3056,5877,2338,6139,4139,84610,501
Interest5,4464,8994,3474,2215,2815,9286,4096,564
Expenses3,1363,4673,1062,6293,2283,4403,3763,524
Financing Profit-818-1,060-8663831044561412
Financing Margin %-11%-15%-13%5%1%0%1%4%
Other Income1,0461,2291,0348131,5161,8132,0091,720
Depreciation78838487901021150
Profit before tax15087841,1081,5291,7571,9562,132
Tax %30%29%46%30%30%26%26%—
Net Profit10562457751,0701,3031,4551,586
EPS in Rs0.460.240.172.964.094.985.566.06
Dividend Payout %-0%-0%-0%8%7%8%8%—
SOUTHBANK balance sheet (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital181209209209262262262262
Reserves5,2965,6005,6456,4658,5659,84611,15411,814
Deposits83,03482,71189,14291,651101,920107,526123,346137,279
Borrowing6,8934,1083,2946,9943,9124,3003,9273,681
Other Liabilities1,6281,5211,7612,3782,7542,7213,0673,152
Total Liabilities97,03394,149100,052107,698117,413124,655141,756156,188
Fixed Assets7767557527549661,0181,0431,040
CWIP244059124-0-0-0-0
Investments20,62520,32121,44524,64223,97721,77727,32827,709
Other Assets75,60873,03377,79682,17892,469101,860113,386127,439
Total Assets97,03394,149100,052107,698117,413124,655141,756156,188
SOUTHBANK cash flows (₹ Cr.)
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity1,6786565,8085,165-7,2617,075-2,3533,907
Cash from Investing Activity-1,175-1,577-1,092-1,741-386-1,9864,434-5,465
Cash from Financing Activity98288-138-9893,524-2,148157-561
Net Cash Flow602-6334,5782,436-4,1232,9422,238-2,119
Free Cash Flow1,5805755,7335,128-7,3706,901-2,5093,768
SOUTHBANK shareholding pattern (%)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
FIIs11.46%11.96%17.58%17.91%20.94%24.21%25.39%25.57%
DIIs7.25%10.42%11.10%11.92%13.79%12.75%14.24%16.78%
Public81.29%77.61%71.31%70.16%65.25%63.03%60.36%57.65%
No. of Shareholders12,58,79212,54,66111,97,82811,81,50511,51,96611,67,27811,43,41511,24,648
SOUTHBANK key ratios
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %5%2%1%1%12%14%14%14%
SOUTHBANKUpdated 18 Oct 2026, 5:01

The South Indian Bank Ltd

Market Cap

₹13,477Cr.

Current Price

₹51.4

High / Low

₹52.5/32.8

Stock P/E

8.50

ROE13.5%
ROCE6.42%
Book Value₹46.1
Face Value₹1.00
Dividend Yield0.87%

About

Established in 1929, South Indian Bank was the first ‘scheduled bank’ amongst the private banks in Kerala. It has strong presence in south India and particularly in Kerala. South Indian Bank provides retail and corporate banking, para banking activities such as debit card, third party financial product distribution, in addition to Treasury and Foreign Exchange Business.[1]

Quarterly results

Last reported quarters₹ Cr.

Profit & loss

Annual statement₹ Cr.

Shareholding pattern

As of Sep 2026%

Shareholding trend

Ownership over time%

Balance sheet

Assets & liabilities₹ Cr.

Cash flows

Operating, investing & financing₹ Cr.

Key ratios

Historical financial ratios
CategoryMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %9%9%9%7%5%2%1%1%12%14%14%14%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of THE SOUTH INDIAN BANK LTD (SOUTHBANK)?

The reported market capitalisation for THE SOUTH INDIAN BANK LTD (SOUTHBANK) is ₹13,477Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of SOUTHBANK?

The current price shown for THE SOUTH INDIAN BANK LTD (SOUTHBANK) on Fincrux is ₹51.4 with a 52-week high/low of ₹52.5/32.8.

What is the P/E ratio of THE SOUTH INDIAN BANK LTD (SOUTHBANK)?

The stock P/E for THE SOUTH INDIAN BANK LTD (SOUTHBANK) is 8.50 on Fincrux, with ROE at 13.5% and ROCE at 6.42%.

What were SOUTHBANK latest quarterly results?

For Sep 2026, THE SOUTH INDIAN BANK LTD (SOUTHBANK) reported sales ₹2,796 Cr and net profit ₹426 Cr (figures in ₹ crore unless noted).

What are SOUTHBANK annual sales and net profit?

For TTM, THE SOUTH INDIAN BANK LTD (SOUTHBANK) shows sales of ₹10,501 Cr and net profit of ₹1,586 Cr on the Fincrux profit & loss statement.

Who owns THE SOUTH INDIAN BANK LTD (SOUTHBANK)?

Latest shareholding for THE SOUTH INDIAN BANK LTD (SOUTHBANK) on Fincrux: FIIs 25.57% (Sep 2026), DIIs 16.78% (Sep 2026), Public 57.65% (Sep 2026), No. of Shareholders 11,24,648% (Sep 2026).

Where can I find THE SOUTH INDIAN BANK LTD (SOUTHBANK) financials?

THE SOUTH INDIAN BANK LTD (SOUTHBANK) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show SOUTHBANK balance sheet and cash flow?

Yes. The THE SOUTH INDIAN BANK LTD (SOUTHBANK) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 5:01

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