SBFC FINANCE LIMITED (SBFC) financials

SBFC FINANCE LIMITED (SBFC) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold[1]

Market Cap: ₹9,895Cr.
Current Price: ₹89.0
Stock P/E: 20.6
ROE: 13.0%
ROCE: 11.8%
Book Value: ₹33.7
Dividend Yield: 0.00%
52W High / Low: ₹123/79.6

In Jun 2026, SBFC FINANCE LIMITED (SBFC) reported sales ₹491 Cr and net profit ₹130 Cr.

Annual TTM: sales ₹1,782 Cr, net profit ₹480 Cr.

Shareholding: Promoters 52.31% (Jun 2026), FIIs 7.22% (Jun 2026), DIIs 20.72% (Jun 2026), Public 19.69% (Jun 2026), Others 0.06% (Jun 2026).

SBFC quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	314	333	361	388	411	426	454	491
Interest	100	106	118	125	129	136	147	152
Expenses	100	105	113	123	131	127	138	160
Financing Profit	114	122	130	141	151	163	169	179
Financing Margin %	36%	37%	36%	36%	37%	38%	37%	36%
Other Income	0	0	1	0	0	0	0	0
Depreciation	4	5	5	5	5	5	5	5
Profit before tax	110	117	126	136	146	158	164	174
Tax %	24%	25%	25%	26%	25%	25%	25%	25%
Net Profit	84	88	94	101	109	118	123	130
EPS in Rs	0.78	0.81	0.87	0.93	1.00	1.08	1.11	1.18
Gross NPA %	2.69%	2.70%	2.74%	2.78%	2.77%	2.71%	2.61%	2.66%
Net NPA %	1.63%	1.63%	1.51%	1.57%	1.51%	1.48%	1.54%	1.55%
Raw PDF	—	—	—	—	—	—	—	—

SBFC profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	445	510	529	734	1,019	1,305	1,679	1,782
Interest	244	239	222	278	352	421	539	565
Expenses	134	149	210	247	338	409	516	556
Financing Profit	67	123	97	209	329	475	623	661
Financing Margin %	15%	24%	18%	28%	32%	36%	37%	37%
Other Income	0	1	1	5	1	0	0	1
Depreciation	8	10	12	13	13	17	20	20
Profit before tax	59	114	87	201	316	459	604	642
Tax %	39%	25%	26%	26%	25%	25%	25%	—
Net Profit	36	85	65	150	237	345	451	480
EPS in Rs	0.46	1.03	0.77	1.67	2.21	3.18	4.07	4.37
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

SBFC balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	676	742	797	807	890	1,072	1,085	1,106
Reserves	204	270	408	480	838	1,706	2,105	2,619
Borrowing	842	3,056	2,768	2,940	3,739	3,996	5,264	7,162
Other Liabilities	71	140	258	288	280	289	141	199
Total Liabilities	1,793	4,208	4,231	4,515	5,747	7,063	8,596	11,085
Fixed Assets	270	294	301	299	296	300	308	314
CWIP	0	0	0	0	1	2	1	2
Investments	167	1,879	1,484	848	607	427	327	192
Other Assets	1,356	2,035	2,446	3,368	4,843	6,334	7,961	10,577
Total Assets	1,793	4,208	4,231	4,515	5,747	7,063	8,596	11,085

SBFC cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-368	-383	-275	-822	-1,245	-1,155	-1,415	-1,893
Cash from Investing Activity	146	-1,863	375	652	206	158	176	131
Cash from Financing Activity	395	2,291	-187	183	1,071	1,037	1,281	1,977
Net Cash Flow	173	45	-87	13	32	40	41	216
Free Cash Flow	-376	-389	-290	-831	-1,253	-1,167	-1,427	-1,907
CFO/OP	-421%	-104%	-64%	-244%	-243%	-156%	-144%	-148%

SBFC shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	55.05%	54.75%	53.33%	53.19%	52.98%	52.82%	52.35%	52.31%
FIIs	4.56%	4.92%	6.53%	7.12%	7.01%	6.88%	6.21%	7.22%
DIIs	16.26%	16.47%	17.67%	16.99%	18.21%	19.53%	21.97%	20.72%
Public	24.02%	23.78%	22.39%	22.63%	21.74%	20.71%	19.40%	19.69%
Others	0.11%	0.09%	0.08%	0.07%	0.06%	0.06%	0.06%	0.06%
No. of Shareholders	1,63,595	1,62,908	1,53,744	1,42,155	1,42,669	1,46,556	1,38,467	1,34,577

SBFC key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3%	4%	8%	5%	10%	11%	12%	13%

SBFCUpdated 15 Oct 2026, 6:03

Sbfc Finance Limited

SBFCUpdated 15 Oct 2026, 6:03

Market Cap

₹9,895Cr.

Current Price

₹89.0

High / Low

₹123/79.6

Stock P/E

20.6

ROE13.0%

ROCE11.8%

Book Value₹33.7

Face Value₹10.0

Dividend Yield0.00%

About

Incorporated in 2008, SBFC Finance Limited is a systemically important, NBFC (NBFC-ND-SI) offering Secured MSME Loans and Loans against Gold[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	230	89	75	66	29	0	3	63	25	47	0.51	2.54	1.55
Sep 2023	246	89	83	74	30	0	3	71	26	53	0.49	2.37	1.33
Dec 2023	264	85	90	89	34	0	3	86	25	64	0.6	2.38	1.36
Mar 2024	279	88	91	100	36	1	4	97	24	73	0.68	2.43	1.36
Jun 2024	297	95	94	109	37	0	4	105	25	79	0.73	2.6	1.51
Sep 2024	314	100	100	114	36	0	4	110	24	84	0.78	2.69	1.63
Dec 2024	333	106	105	122	37	0	5	117	25	88	0.81	2.7	1.63
Mar 2025	361	118	113	130	36	1	5	126	25	94	0.87	2.74	1.51
Jun 2025	388	125	123	141	36	0	5	136	26	101	0.93	2.78	1.57
Sep 2025	411	129	131	151	37	0	5	146	25	109	1	2.77	1.51
Dec 2025	426	136	127	163	38	0	5	158	25	118	1.08	2.71	1.48
Mar 2026	454	147	138	169	37	0	5	164	25	123	1.11	2.61	1.54
Jun 2026	491	152	160	179	36	0	5	174	25	130	1.18	2.66	1.55

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2019	177	50	89	37	21	0	2	35	30	24	0.36
Mar 2020	445	244	134	67	15	0	8	59	39	36	0.46
Mar 2021	510	239	149	123	24	1	10	114	25	85	1.03
Mar 2022	529	222	210	97	18	1	12	87	26	65	0.77
Mar 2023	734	278	247	209	28	5	13	201	26	150	1.67
Mar 2024	1019	352	338	329	32	1	13	316	25	237	2.21
Mar 2025	1305	421	409	475	36	0	17	459	25	345	3.18
Mar 2026	1679	539	516	623	37	0	20	604	25	451	4.07
TTM	1782	565	556	661	37	1	20	642	—	480	4.37

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	52.31%
FIIs	7.22%
DIIs	20.72%
Public	19.69%
Others	0.06%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Sep 2023	64.05%	2.74%	12.42%	20.36%	0.45%
Dec 2023	63.74%	2.23%	11.94%	21.88%	0.22%
Mar 2024	60.66%	2.86%	13.53%	22.77%	0.17%
Jun 2024	55.19%	4.72%	16.24%	23.7%	0.16%
Sep 2024	55.05%	4.56%	16.26%	24.02%	0.11%
Dec 2024	54.75%	4.92%	16.47%	23.78%	0.09%
Mar 2025	53.33%	6.53%	17.67%	22.39%	0.08%
Jun 2025	53.19%	7.12%	16.99%	22.63%	0.07%
Sep 2025	52.98%	7.01%	18.21%	21.74%	0.06%
Dec 2025	52.82%	6.88%	19.53%	20.71%	0.06%
Mar 2026	52.35%	6.21%	21.97%	19.4%	0.06%
Jun 2026	52.31%	7.22%	20.72%	19.69%	0.06%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2019	676	204	71	1793	270	0	167	1356	1793
Mar 2020	742	270	140	4208	294	0	1879	2035	4208
Mar 2021	797	408	258	4231	301	0	1484	2446	4231
Mar 2022	807	480	288	4515	299	0	848	3368	4515
Mar 2023	890	838	280	5747	296	1	607	4843	5747
Mar 2024	1072	1706	289	7063	300	2	427	6334	7063
Mar 2025	1085	2105	141	8596	308	1	327	7961	8596
Mar 2026	1106	2619	199	11085	314	2	192	10577	11085

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2019	-368	146	395	173
Mar 2020	-383	-1863	2291	45
Mar 2021	-275	375	-187	-87
Mar 2022	-822	652	183	13
Mar 2023	-1245	206	1071	32
Mar 2024	-1155	158	1037	40
Mar 2025	-1415	176	1281	41
Mar 2026	-1893	131	1977	216

Key ratios

Historical financial ratios

Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3%	4%	8%	5%	10%	11%	12%	13%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of SBFC FINANCE LIMITED (SBFC)?

The reported market capitalisation for SBFC FINANCE LIMITED (SBFC) is ₹9,895Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of SBFC?

The current price shown for SBFC FINANCE LIMITED (SBFC) on Fincrux is ₹89.0 with a 52-week high/low of ₹123/79.6.

What is the P/E ratio of SBFC FINANCE LIMITED (SBFC)?

The stock P/E for SBFC FINANCE LIMITED (SBFC) is 20.6 on Fincrux, with ROE at 13.0% and ROCE at 11.8%.

What were SBFC latest quarterly results?

For Jun 2026, SBFC FINANCE LIMITED (SBFC) reported sales ₹491 Cr and net profit ₹130 Cr (figures in ₹ crore unless noted).

What are SBFC annual sales and net profit?

For TTM, SBFC FINANCE LIMITED (SBFC) shows sales of ₹1,782 Cr and net profit of ₹480 Cr on the Fincrux profit & loss statement.

Who owns SBFC FINANCE LIMITED (SBFC)?

Latest shareholding for SBFC FINANCE LIMITED (SBFC) on Fincrux: Promoters 52.31% (Jun 2026), FIIs 7.22% (Jun 2026), DIIs 20.72% (Jun 2026), Public 19.69% (Jun 2026), Others 0.06% (Jun 2026).

Where can I find SBFC FINANCE LIMITED (SBFC) financials?

SBFC FINANCE LIMITED (SBFC) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show SBFC balance sheet and cash flow?

Yes. The SBFC FINANCE LIMITED (SBFC) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 15 October 2026 at 6:03