SATIN CREDIT NET LTD (SATIN) financials

SATIN CREDIT NET LTD (SATIN) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Satin Network Limited (SCNL) is a leading microfinance institution (MFI) with presence in 23 states & union territory and 95,000 villages. The company offers a bouquet of financial products in the Non‐MFI segment (comprising loans to MSMEs), a housing finance subsidiary, and business correspondent services and similar services to other financial Institutions through Taraashna Financial Services L…

Market Cap: ₹2,567Cr.
Current Price: ₹232
Stock P/E: 6.75
ROE: 10.1%
ROCE: 13.5%
Book Value: ₹283
Dividend Yield: 0.00%
52W High / Low: ₹274/136

In Jun 2026, SATIN CREDIT NET LTD (SATIN) reported sales ₹671 Cr and net profit ₹120 Cr.

Annual TTM: sales ₹2,862 Cr, net profit ₹380 Cr.

Shareholding: Promoters 36.17% (Jun 2026), FIIs 4.88% (Jun 2026), DIIs 6.32% (Jun 2026), Public 52.23% (Jun 2026), Others 0.38% (Jun 2026).

SATIN quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	600	631	555	637	716	664	812	671
Interest	243	242	236	267	313	256	343	206
Expenses	295	367	294	310	331	310	280	301
Financing Profit	63	23	26	59	72	98	188	164
Financing Margin %	10%	4%	5%	9%	10%	15%	23%	24%
Other Income	0	1	2	1	0	1	1	1
Depreciation	6	6	7	5	6	7	7	6
Profit before tax	57	17	21	55	67	91	181	158
Tax %	28%	-84%	-95%	22%	22%	23%	24%	24%
Net Profit	42	31	41	43	52	71	137	120
EPS in Rs	3.76	2.84	3.72	3.86	4.70	6.40	12.40	10.89
Gross NPA %	3.53%	3.92%	3.70%	3.70%	3.52%	3.34%	3.12%	2.18%
Net NPA %	1.37%	1.48%	1.39%	1.40%	1.19%	1.10%	0.85%	0.33%
Raw PDF	—	—	—	—	—	—	—	—

SATIN profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1,400	1,273	1,262	1,761	2,050	2,359	2,825	2,862
Interest	577	618	606	576	833	950	1,179	1,119
Expenses	596	652	582	828	631	1,153	1,226	1,222
Financing Profit	227	3	73	357	586	257	420	522
Financing Margin %	16%	0%	6%	20%	29%	11%	15%	18%
Other Income	1	0	0	0	0	-0	-0	2
Depreciation	15	13	14	16	20	24	26	27
Profit before tax	213	-10	59	341	566	233	394	497
Tax %	27%	39%	32%	22%	25%	7%	23%	—
Net Profit	156	-14	40	264	423	217	302	380
EPS in Rs	21.70	-1.88	5.36	31.02	38.28	19.60	27.34	34.39
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

SATIN balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	49	52	66	75	85	110	110	110
Reserves	1,103	1,401	1,425	1,532	1,829	2,557	2,733	3,019
Borrowing	5,235	5,409	6,026	5,463	5,447	7,197	7,800	9,532
Other Liabilities	309	292	358	306	284	219	244	535
Total Liabilities	6,696	7,154	7,875	7,375	7,645	10,083	10,886	13,196
Fixed Assets	45	56	94	88	91	93	94	99
CWIP	16	34	4	0	0	0	0	7
Investments	422	513	283	336	742	827	914	1,187
Other Assets	6,212	6,551	7,494	6,951	6,812	9,163	9,878	11,903
Total Assets	6,696	7,154	7,875	7,375	7,645	10,083	10,886	13,196

SATIN cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	718	-17	-883	465	-736	-1,784	-258	-377
Cash from Investing Activity	-264	-109	211	-55	-111	-86	-103	-310
Cash from Financing Activity	63	151	713	-567	206	2,013	645	1,430
Net Cash Flow	516	25	41	-156	-641	143	284	742
Free Cash Flow	700	-48	-901	461	-744	-1,794	-275	-400
CFO/OP	81%	7%	-141%	74%	-75%	-123%	-15%	-22%

SATIN shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	36.17%	36.17%	36.17%	36.17%	36.17%	36.17%	36.17%	36.17%
FIIs	6.09%	4.83%	4.52%	4.32%	3.90%	3.55%	3.52%	4.88%
DIIs	6.59%	6.11%	6.35%	7.15%	5.18%	5.18%	5.30%	6.32%
Public	50.70%	52.45%	52.53%	51.92%	54.30%	54.67%	54.58%	52.23%
Others	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.44%	0.38%
No. of Shareholders	50,610	52,490	50,129	49,904	48,704	46,944	44,277	37,727

SATIN key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	19%	12%	-1%	3%	15%	18%	8%	10%

SATINUpdated 13 Oct 2026, 16:52

Satin Credit Net Ltd

SATINUpdated 13 Oct 2026, 16:52

Market Cap

₹2,567Cr.

Current Price

₹232

High / Low

₹274/136

Stock P/E

6.75

ROE10.1%

ROCE13.5%

Book Value₹283

Face Value₹10.0

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	422	170	133	119	28	0	4	115	25	86	9.71	2.49	1.14
Sep 2023	492	200	148	143	29	0	5	138	25	103	10.36	2.38	0.92
Dec 2023	547	230	168	150	27	0	5	145	25	108	9.81	2.4	0.95
Mar 2024	593	233	188	172	29	1	6	167	25	125	11.34	2.49	0.99
Jun 2024	582	229	210	142	24	0	5	138	25	103	9.29	2.73	1.08
Sep 2024	600	243	295	63	10	0	6	57	28	42	3.76	3.53	1.37
Dec 2024	631	242	367	23	4	1	6	17	-84	31	2.84	3.92	1.48
Mar 2025	555	236	294	26	5	2	7	21	-95	41	3.72	3.7	1.39
Jun 2025	637	267	310	59	9	1	5	55	22	43	3.86	3.7	1.4
Sep 2025	716	313	331	72	10	0	6	67	22	52	4.7	3.52	1.19
Dec 2025	664	256	310	98	15	1	7	91	23	71	6.4	3.34	1.1
Mar 2026	812	343	280	188	23	1	7	181	24	137	12.4	3.12	0.85
Jun 2026	671	206	301	164	24	1	6	158	24	120	10.89	2.18	0.33

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	324	177	98	48	15	0	2	46	32	32	8.86
Mar 2016	558	290	178	90	16	1	3	88	34	58	13.11
Mar 2017	777	435	298	43	6	0	6	37	34	24	4.71
Mar 2018	977	533	303	141	14	0	14	127	35	82	12.45
Mar 2019	1373	643	413	317	23	0	11	306	36	195	28.79
Mar 2020	1400	577	596	227	16	1	15	213	27	156	21.7
Mar 2021	1273	618	652	3	0	0	13	-10	39	-14	-1.88
Mar 2022	1262	606	582	73	6	0	14	59	32	40	5.36
Mar 2023	1761	576	828	357	20	0	16	341	22	264	31.02
Mar 2024	2050	833	631	586	29	0	20	566	25	423	38.28
Mar 2025	2359	950	1153	257	11	0	24	233	7	217	19.6
Mar 2026	2825	1179	1226	420	15	0	26	394	23	302	27.34
TTM	2862	1119	1222	522	18	2	27	497	—	380	34.39

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	36.17%
FIIs	4.88%
DIIs	6.32%
Public	52.23%
Others	0.38%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Sep 2023	39.98%	6.93%	3.95%	48.65%	0.48%
Dec 2023	36.06%	9.58%	8.27%	45.66%	0.44%
Mar 2024	36.17%	6.67%	6.92%	49.81%	0.44%
Jun 2024	36.17%	7.14%	7.04%	49.21%	0.44%
Sep 2024	36.17%	6.09%	6.59%	50.7%	0.44%
Dec 2024	36.17%	4.83%	6.11%	52.45%	0.44%
Mar 2025	36.17%	4.52%	6.35%	52.53%	0.44%
Jun 2025	36.17%	4.32%	7.15%	51.92%	0.44%
Sep 2025	36.17%	3.9%	5.18%	54.3%	0.44%
Dec 2025	36.17%	3.55%	5.18%	54.67%	0.44%
Mar 2026	36.17%	3.52%	5.3%	54.58%	0.44%
Jun 2026	36.17%	4.88%	6.32%	52.23%	0.38%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	25	168	181	2011	6	8	0	1996	2011
Mar 2016	32	293	231	3303	14	7	0	3282	3303
Mar 2017	37	600	231	4749	38	12	70	4629	4749
Mar 2018	47	845	220	6263	39	16	149	6059	6263
Mar 2019	49	1103	309	6696	45	16	422	6212	6696
Mar 2020	52	1401	292	7154	56	34	513	6551	7154
Mar 2021	66	1425	358	7875	94	4	283	7494	7875
Mar 2022	75	1532	306	7375	88	0	336	6951	7375
Mar 2023	85	1829	284	7645	91	0	742	6812	7645
Mar 2024	110	2557	219	10083	93	0	827	9163	10083
Mar 2025	110	2733	244	10886	94	0	914	9878	10886
Mar 2026	110	3019	535	13196	99	7	1187	11903	13196

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-443	-4	521	74
Mar 2016	-615	-10	701	76
Mar 2017	-953	-84	1420	383
Mar 2018	-1528	-80	1390	-218
Mar 2019	718	-264	63	516
Mar 2020	-17	-109	151	25
Mar 2021	-883	211	713	41
Mar 2022	465	-55	-567	-156
Mar 2023	-736	-111	206	-641
Mar 2024	-1784	-86	2013	143
Mar 2025	-258	-103	645	284
Mar 2026	-377	-310	1430	742

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	19%	22%	5%	11%	19%	12%	-1%	3%	15%	18%	8%	10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of SATIN CREDIT NET LTD (SATIN)?

The reported market capitalisation for SATIN CREDIT NET LTD (SATIN) is ₹2,567Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of SATIN?

The current price shown for SATIN CREDIT NET LTD (SATIN) on Fincrux is ₹232 with a 52-week high/low of ₹274/136.

What is the P/E ratio of SATIN CREDIT NET LTD (SATIN)?

The stock P/E for SATIN CREDIT NET LTD (SATIN) is 6.75 on Fincrux, with ROE at 10.1% and ROCE at 13.5%.

What were SATIN latest quarterly results?

For Jun 2026, SATIN CREDIT NET LTD (SATIN) reported sales ₹671 Cr and net profit ₹120 Cr (figures in ₹ crore unless noted).

What are SATIN annual sales and net profit?

For TTM, SATIN CREDIT NET LTD (SATIN) shows sales of ₹2,862 Cr and net profit of ₹380 Cr on the Fincrux profit & loss statement.

Who owns SATIN CREDIT NET LTD (SATIN)?

Latest shareholding for SATIN CREDIT NET LTD (SATIN) on Fincrux: Promoters 36.17% (Jun 2026), FIIs 4.88% (Jun 2026), DIIs 6.32% (Jun 2026), Public 52.23% (Jun 2026), Others 0.38% (Jun 2026).

Where can I find SATIN CREDIT NET LTD (SATIN) financials?

SATIN CREDIT NET LTD (SATIN) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show SATIN balance sheet and cash flow?

Yes. The SATIN CREDIT NET LTD (SATIN) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 16:52