REPCO HOME FINANCE LTD (REPCOHOME) financials

REPCO HOME FINANCE LTD (REPCOHOME) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Established in April 2000, Repco Home Finance Ltd. is a registered housing finance company. It is a subsidiary of the Repatriates Cooperative Finance and Development Bank Limited(Repco Bank).[1][2]

Market Cap: ₹2,047Cr.
Current Price: ₹328
Stock P/E: 4.46
ROE: 12.2%
ROCE: 10.2%
Book Value: ₹624
Dividend Yield: 2.28%
52W High / Low: ₹456/323

In Jun 2026, REPCO HOME FINANCE LTD (REPCOHOME) reported sales ₹468 Cr and net profit ₹114 Cr.

Annual TTM: sales ₹1,823 Cr, net profit ₹459 Cr.

Shareholding: Promoters 37.13% (Sep 2026), FIIs 11.09% (Sep 2026), DIIs 26.34% (Sep 2026), Public 25.42% (Sep 2026), No. of Shareholders 49,007% (Sep 2026).

REPCOHOME quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	427	445	426	440	445	457	454	468
Interest	240	248	246	244	244	249	247	251
Expenses	26	45	28	43	51	49	49	58
Financing Profit	161	152	152	154	150	159	158	158
Financing Margin %	38%	34%	36%	35%	34%	35%	35%	34%
Other Income	1	0	9	0	1	0	1	0
Depreciation	9	8	7	8	8	10	10	10
Profit before tax	153	144	154	146	142	149	148	148
Tax %	26%	26%	25%	26%	25%	27%	13%	23%
Net Profit	113	107	115	108	107	109	129	114
EPS in Rs	17.98	17.03	18.37	17.26	17.09	17.39	20.64	18.25
Gross NPA %	4.00%	3.86%	3.26%	3.30%	3.16%	2.92%	2.55%	3.33%
Net NPA %	1.60%	1.50%	1.31%	1.20%	1.50%	1.38%	1.17%	1.91%
Raw PDF	—	—	—	—	—	—	—	—

REPCOHOME profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1,348	1,376	1,292	1,285	1,538	1,712	1,796	1,823
Interest	825	807	690	701	846	966	984	991
Expenses	153	182	344	182	152	143	191	207
Financing Profit	370	386	258	402	541	604	620	625
Financing Margin %	27%	28%	20%	31%	35%	35%	35%	34%
Other Income	3	17	15	14	2	3	2	2
Depreciation	13	13	13	15	18	29	36	39
Profit before tax	360	390	260	401	525	578	586	587
Tax %	22%	26%	26%	26%	25%	22%	23%	—
Net Profit	280	288	192	296	395	449	453	459
EPS in Rs	44.81	45.97	30.62	47.33	63.09	71.80	72.37	73.37
Dividend Payout %	6%	5%	8%	6%	5%	6%	4%	—

REPCOHOME balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	63	63	63	63	63	63	63	63
Reserves	1,465	1,724	1,997	2,173	2,454	2,831	3,444	3,842
Borrowing	9,349	10,109	10,197	9,692	9,924	10,701	11,139	12,206
Other Liabilities	81	99	108	70	83	112	82	198
Total Liabilities	10,957	11,995	12,365	11,997	12,523	13,707	14,728	16,308
Fixed Assets	16	37	31	35	40	58	78	95
CWIP	0	0	0	0	4	4	3	5
Investments	22	22	22	32	32	131	211	137
Other Assets	10,919	11,935	12,311	11,930	12,448	13,514	14,436	16,072
Total Assets	10,957	11,995	12,365	11,997	12,523	13,707	14,728	16,308

REPCOHOME cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-1,015	349	849	691	-363	-685	-614	-896
Cash from Investing Activity	-11	-3	12	-163	160	-169	-7	59
Cash from Financing Activity	1,058	-79	-730	-531	205	747	408	988
Net Cash Flow	32	267	131	-2	2	-106	-212	151
Free Cash Flow	-1,022	342	847	680	-371	-708	-637	-922

REPCOHOME shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%	37.13%
FIIs	12.52%	11.25%	11.16%	11.91%	12.68%	13.37%	12.36%	11.09%
DIIs	20.56%	21.09%	23.26%	22.70%	23.74%	24.27%	26.08%	26.34%
Public	29.77%	30.53%	28.46%	28.24%	26.44%	25.21%	24.42%	25.42%
No. of Shareholders	54,951	57,155	56,298	57,026	51,932	51,135	49,320	49,007

REPCOHOME key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	17%	17%	15%	9%	12%	15%	14%	12%

REPCOHOMEUpdated 21 Oct 2026, 17:23

Repco Home Finance Ltd

REPCOHOMEUpdated 21 Oct 2026, 17:23

Market Cap

₹2,047Cr.

Current Price

₹328

High / Low

₹456/323

Stock P/E

4.46

ROE12.2%

ROCE10.2%

Book Value₹624

Face Value₹10.0

Dividend Yield2.28%

About

Established in April 2000, Repco Home Finance Ltd. is a registered housing finance company. It is a subsidiary of the Repatriates Cooperative Finance and Development Bank Limited(Repco Bank).[1][2]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	364	203	40	122	33	2	4	120	26	89	14.24	5.5	2.8
Sep 2023	380	207	40	132	35	4	4	132	26	98	15.68	4.93	2.16
Dec 2023	387	215	39	133	34	6	5	134	26	99	15.89	4.7	1.9
Mar 2024	393	220	33	140	36	5	6	139	22	108	17.27	4.1	1.5
Jun 2024	408	233	43	132	32	8	4	137	23	105	16.85	4.3	1.7
Sep 2024	427	240	26	161	38	1	9	153	26	113	17.98	4	1.6
Dec 2024	445	248	45	152	34	0	8	144	26	107	17.03	3.86	1.5
Mar 2025	426	246	28	152	36	9	7	154	25	115	18.37	3.26	1.31
Jun 2025	440	244	43	154	35	0	8	146	26	108	17.26	3.3	1.2
Sep 2025	445	244	51	150	34	1	8	142	25	107	17.09	3.16	1.5
Dec 2025	457	249	49	159	35	0	10	149	27	109	17.39	2.92	1.38
Mar 2026	454	247	49	158	35	1	10	148	13	129	20.64	2.55	1.17
Jun 2026	468	251	58	158	34	0	10	148	23	114	18.25	3.33	1.91

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	693	431	72	189	27	0	3	186	34	123	19.74
Mar 2016	882	548	99	234	27	0	4	230	35	150	24
Mar 2017	1046	646	116	284	27	0	4	280	35	182	29.13
Mar 2018	1109	649	151	309	28	1	3	307	35	201	32.13
Mar 2019	1191	720	110	361	30	4	5	360	35	235	37.51
Mar 2020	1348	825	153	370	27	3	13	360	22	280	44.81
Mar 2021	1376	807	182	386	28	17	13	390	26	288	45.97
Mar 2022	1292	690	344	258	20	15	13	260	26	192	30.62
Mar 2023	1285	701	182	402	31	14	15	401	26	296	47.33
Mar 2024	1538	846	152	541	35	2	18	525	25	395	63.09
Mar 2025	1712	966	143	604	35	3	29	578	22	449	71.8
Mar 2026	1796	984	191	620	35	2	36	586	23	453	72.37
TTM	1823	991	207	625	34	2	39	587	—	459	73.37

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	37.13%
FIIs	11.09%
DIIs	26.34%
Public	25.42%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	37.13%	13.78%	19.09%	29.98%
Mar 2024	37.13%	13.95%	19.57%	29.34%
Jun 2024	37.13%	14.04%	18.79%	30.02%
Sep 2024	37.13%	12.9%	19.9%	30.05%
Dec 2024	37.13%	12.52%	20.56%	29.77%
Mar 2025	37.13%	11.25%	21.09%	30.53%
Jun 2025	37.13%	11.16%	23.26%	28.46%
Sep 2025	37.13%	11.91%	22.7%	28.24%
Dec 2025	37.13%	12.68%	23.74%	26.44%
Mar 2026	37.13%	13.37%	24.27%	25.21%
Jun 2026	37.13%	12.36%	26.08%	24.42%
Sep 2026	37.13%	11.09%	26.34%	25.42%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	62	750	159	6076	9	0	12	6054	6076
Mar 2016	63	892	270	7763	9	0	12	7742	7763
Mar 2017	63	1075	345	9043	9	0	16	9018	9043
Mar 2018	63	1246	288	9731	14	0	16	9702	9731
Mar 2019	63	1465	81	10957	16	0	22	10919	10957
Mar 2020	63	1724	99	11995	37	0	22	11935	11995
Mar 2021	63	1997	108	12365	31	0	22	12311	12365
Mar 2022	63	2173	70	11997	35	0	32	11930	11997
Mar 2023	63	2454	83	12523	40	4	32	12448	12523
Mar 2024	63	2831	112	13707	58	4	131	13514	13707
Mar 2025	63	3444	82	14728	78	3	211	14436	14728
Mar 2026	63	3842	198	16308	95	5	137	16072	16308

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-1193	-7	1195	-5
Mar 2016	-1414	-7	1424	3
Mar 2017	-1001	-6	1009	2
Mar 2018	-557	0	562	5
Mar 2019	-1015	-11	1058	32
Mar 2020	349	-3	-79	267
Mar 2021	849	12	-730	131
Mar 2022	691	-163	-531	-2
Mar 2023	-363	160	205	2
Mar 2024	-685	-169	747	-106
Mar 2025	-614	-7	408	-212
Mar 2026	-896	59	988	151

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	16%	17%	17%	16%	17%	17%	15%	9%	12%	15%	14%	12%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of REPCO HOME FINANCE LTD (REPCOHOME)?

The reported market capitalisation for REPCO HOME FINANCE LTD (REPCOHOME) is ₹2,047Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of REPCOHOME?

The current price shown for REPCO HOME FINANCE LTD (REPCOHOME) on Fincrux is ₹328 with a 52-week high/low of ₹456/323.

What is the P/E ratio of REPCO HOME FINANCE LTD (REPCOHOME)?

The stock P/E for REPCO HOME FINANCE LTD (REPCOHOME) is 4.46 on Fincrux, with ROE at 12.2% and ROCE at 10.2%.

What were REPCOHOME latest quarterly results?

For Jun 2026, REPCO HOME FINANCE LTD (REPCOHOME) reported sales ₹468 Cr and net profit ₹114 Cr (figures in ₹ crore unless noted).

What are REPCOHOME annual sales and net profit?

For TTM, REPCO HOME FINANCE LTD (REPCOHOME) shows sales of ₹1,823 Cr and net profit of ₹459 Cr on the Fincrux profit & loss statement.

Who owns REPCO HOME FINANCE LTD (REPCOHOME)?

Latest shareholding for REPCO HOME FINANCE LTD (REPCOHOME) on Fincrux: Promoters 37.13% (Sep 2026), FIIs 11.09% (Sep 2026), DIIs 26.34% (Sep 2026), Public 25.42% (Sep 2026), No. of Shareholders 49,007% (Sep 2026).

Where can I find REPCO HOME FINANCE LTD (REPCOHOME) financials?

REPCO HOME FINANCE LTD (REPCOHOME) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show REPCOHOME balance sheet and cash flow?

Yes. The REPCO HOME FINANCE LTD (REPCOHOME) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 17:23