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PUNJAB & SIND BANK (PSB) financials

PUNJAB & SIND BANK (PSB) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.

  • Market Cap: ₹15,092Cr.
  • Current Price: ₹21.3
  • Stock P/E: 10.0
  • ROE: 9.62%
  • ROCE: 5.95%
  • Book Value: ₹20.5
  • Dividend Yield: 1.83%
  • 52W High / Low: ₹32.5/20.5

In Sep 2026, PUNJAB & SIND BANK (PSB) reported sales ₹3,394 Cr and net profit ₹412 Cr.

Annual TTM: sales ₹12,680 Cr, net profit ₹1,502 Cr.

Shareholding: Promoters 93.85% (Sep 2026), FIIs 0.12% (Sep 2026), DIIs 3.79% (Sep 2026), Public 2.24% (Sep 2026), No. of Shareholders 2,22,056% (Sep 2026).

PSB quarterly results (₹ Cr.)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Revenue2,9313,1592,9112,9993,0423,0303,2133,394
Interest1,9922,0372,0102,0492,0562,0552,1752,234
Expenses9021,3561,0469671,037787920948
Financing Profit36-234-146-17-51188119213
Financing Margin %1%-7%-5%-1%-2%6%4%6%
Other Income338677469374507427332352
Depreciation00000000
Profit before tax375442323357456615451565
Tax %25%29%17%18%26%31%27%27%
Net Profit282313269295336422332412
EPS in Rs0.420.440.380.420.470.590.470.58
Gross NPA %3.83%3.38%3.34%2.92%2.60%2.40%2.21%2.09%
Net NPA %1.25%0.96%0.91%0.83%0.74%0.79%0.65%0.61%
Raw PDF————————
PSB profit and loss (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue7,9306,9747,0967,9939,69411,48111,98212,680
Interest5,8724,7124,4445,0196,8537,6988,1708,519
Expenses4,4236,4682,2872,1452,9753,8693,6603,691
Financing Profit-2,366-4,206364828-134-85152470
Financing Margin %-30%-60%5%10%-1%-1%1%4%
Other Income8979049599401,2211,5681,7781,619
Depreciation541021371481501451770
Profit before tax-1,522-3,4041,1871,6209371,3381,7522,089
Tax %-35%-20%12%19%36%24%25%—
Net Profit-991-2,7331,0391,3135951,0161,3221,502
EPS in Rs-14.13-6.741.531.940.881.431.862.11
Dividend Payout %0%0%20%25%23%5%21%—
PSB balance sheet (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026Sep 2026
Equity Capital7014,0536,7786,7786,7787,0967,0967,096
Reserves4,8954,3107,2338,3318,7566,2597,0377,448
Deposits89,66896,108102,137109,665119,410129,774145,829153,312
Borrowing3,2132,6442,4449,0189,77114,23016,35219,230
Other Liabilities2,0273,3672,4762,6622,9434,4572,9573,202
Total Liabilities100,504110,482121,068136,455147,657161,815179,270190,288
Fixed Assets1,2411,5851,5771,5191,7561,7981,8622,012
CWIP00000000
Investments24,55232,02342,28144,83849,59946,91249,38850,907
Other Assets74,71176,87477,20990,09796,302113,105128,020137,369
Total Assets100,504110,482121,068136,455147,657161,815179,270190,288
PSB cash flows (₹ Cr.)
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-972,210-5,848-5,9991,4281,746-2,294-1,893
Cash from Investing Activity-61-63-446-121-88-229-168-241
Cash from Financing Activity-3568145,0554,068-1,332-4313,898-387
Net Cash Flow-5142,960-1,239-2,05181,0861,437-2,521
Free Cash Flow-1582,147-6,294-6,1191,3401,518-2,461-2,134
PSB shareholding pattern (%)
CategoryDec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026Sep 2026
Promoters98.25%93.85%93.85%93.85%93.85%93.85%93.85%93.85%
FIIs0.00%0.73%0.25%0.16%0.16%0.15%0.14%0.12%
DIIs0.65%4.32%4.08%4.03%4.00%3.90%3.81%3.79%
Public1.10%1.11%1.82%1.96%1.99%2.09%2.21%2.24%
No. of Shareholders1,99,1331,99,8212,22,2342,22,1202,22,4152,22,3012,21,8492,22,056
PSB key ratios
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-9%-18%-39%9%9%4%7%10%
PSBUpdated 21 Oct 2026, 1:41

Punjab & Sind Bank

Market Cap

₹15,092Cr.

Current Price

₹21.3

High / Low

₹32.5/20.5

Stock P/E

10.0

ROE9.62%
ROCE5.95%
Book Value₹20.5
Face Value₹10.0
Dividend Yield1.83%

About

Punjab & Sind Bank is engaged in the Business of Deposits,Loans & Advances and Remittances & Collections.

Quarterly results

Last reported quarters₹ Cr.

Profit & loss

Annual statement₹ Cr.

Shareholding pattern

As of Sep 2026%

Shareholding trend

Ownership over time%

Balance sheet

Assets & liabilities₹ Cr.

Cash flows

Operating, investing & financing₹ Cr.

Key ratios

Historical financial ratios
CategoryMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %2%6%3%-12%-9%-18%-39%9%9%4%7%10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of PUNJAB & SIND BANK (PSB)?

The reported market capitalisation for PUNJAB & SIND BANK (PSB) is ₹15,092Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of PSB?

The current price shown for PUNJAB & SIND BANK (PSB) on Fincrux is ₹21.3 with a 52-week high/low of ₹32.5/20.5.

What is the P/E ratio of PUNJAB & SIND BANK (PSB)?

The stock P/E for PUNJAB & SIND BANK (PSB) is 10.0 on Fincrux, with ROE at 9.62% and ROCE at 5.95%.

What were PSB latest quarterly results?

For Sep 2026, PUNJAB & SIND BANK (PSB) reported sales ₹3,394 Cr and net profit ₹412 Cr (figures in ₹ crore unless noted).

What are PSB annual sales and net profit?

For TTM, PUNJAB & SIND BANK (PSB) shows sales of ₹12,680 Cr and net profit of ₹1,502 Cr on the Fincrux profit & loss statement.

Who owns PUNJAB & SIND BANK (PSB)?

Latest shareholding for PUNJAB & SIND BANK (PSB) on Fincrux: Promoters 93.85% (Sep 2026), FIIs 0.12% (Sep 2026), DIIs 3.79% (Sep 2026), Public 2.24% (Sep 2026), No. of Shareholders 2,22,056% (Sep 2026).

Where can I find PUNJAB & SIND BANK (PSB) financials?

PUNJAB & SIND BANK (PSB) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show PSB balance sheet and cash flow?

Yes. The PUNJAB & SIND BANK (PSB) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 1:41

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