PB FINTECH LIMITED (POLICYBZR) financials

PB FINTECH LIMITED (POLICYBZR) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

PB Fintech Ltd, popularly known asPolicy Bazaris India’s largest online platform for insurance and lending products through its flagship brands - Policybazaar and Paisabazaar platform through which they provide convenient access to insurance, credit and other financial products[1]

Market Cap: ₹49,515Cr.
Current Price: ₹1,070
Stock P/E: 114
ROE: 0.30%
ROCE: 0.42%
Book Value: ₹177
Dividend Yield: 0.00%
52W High / Low: ₹1,964/945

In Jun 2026, PB FINTECH LIMITED (POLICYBZR) reported sales ₹398 Cr and net profit ₹408 Cr.

Annual TTM: sales ₹566 Cr, net profit ₹442 Cr.

Shareholding: FIIs 37.29% (Jun 2026), DIIs 40.42% (Jun 2026), Public 22.14% (Jun 2026), Others 0.14% (Jun 2026), No. of Shareholders 1,50,458% (Jun 2026).

POLICYBZR quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	38	39	47	40	49	54	65	398
Expenses	98	85	142	88	99	87	105	30
Operating Profit	-61	-46	-96	-47	-50	-33	-40	368
OPM %	-161%	-119%	-204%	-118%	-101%	-61%	-61%	92%
Other Income	68	65	74	56	52	54	60	55
Interest	0	0	0	0	1	1	1	1
Depreciation	1	1	1	1	1	1	1	1
Profit before tax	6	18	-22	8	1	19	19	421
Tax %	15%	23%	-24%	8%	5%	19%	5%	3%
Net Profit	5	14	-17	7	1	16	18	408
EPS in Rs	0.12	0.30	-0.36	0.16	0.02	0.34	0.38	8.81
Raw PDF	—	—	—	—	—	—	—	—

POLICYBZR profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	61	123	103	134	110	153	208	566
Expenses	89	144	513	398	314	409	378	321
Operating Profit	-28	-20	-409	-264	-204	-255	-170	245
OPM %	-46%	-16%	-397%	-197%	-185%	-166%	-81%	43%
Other Income	58	54	114	195	252	273	223	222
Interest	1	2	1	1	1	0	3	3
Depreciation	9	4	4	4	3	3	4	4
Profit before tax	19	27	-300	-74	44	14	47	460
Tax %	49%	30%	-0%	0%	18%	11%	11%	—
Net Profit	10	19	-300	-74	36	13	41	442
EPS in Rs	0.97	1.67	-6.67	-1.65	0.80	0.27	0.90	9.55
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

POLICYBZR balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	0.04	0.04	0.05	90	90	90	92	93
Reserves	956	2,042	2,940	6,805	7,273	7,639	7,866	8,104
Borrowings	1	3	15	11	8	5	1	27
Other Liabilities	11	19	44	19	16	71	102	73
Total Liabilities	968	2,064	2,999	6,924	7,387	7,806	8,061	8,297
Fixed Assets	2	3	16	12	8	6	3	29
CWIP	0	0	0	0	0	0	0	0
Investments	659	914	1,146	2,416	3,903	4,840	5,370	6,328
Other Assets	307	1,147	1,836	4,497	3,476	2,959	2,687	1,940
Total Assets	968	2,064	2,999	6,924	7,387	7,806	8,061	8,297

POLICYBZR cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-199	-13	71	-57	-5	43	-103	-135
Cash from Investing Activity	231	-267	-1,283	-3,748	-180	95	316	-15
Cash from Financing Activity	0	1,050	776	3,642	-3	-3	-2	0
Net Cash Flow	32	770	-436	-163	-188	134	210	-149
Free Cash Flow	-200	-14	71	-57	-5	43	-104	-137
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit	510%	24%	-379%	12%	0%	-33%	33%	72%

POLICYBZR shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
FIIs	49.70%	47.78%	45.93%	46.78%	43.64%	40.77%	39.94%	37.29%
DIIs	18.31%	20.57%	22.95%	23.27%	26.63%	29.54%	36.72%	40.42%
Public	31.44%	31.35%	30.85%	29.65%	29.47%	29.55%	23.19%	22.14%
Others	0.54%	0.28%	0.28%	0.28%	0.27%	0.14%	0.14%	0.14%
No. of Shareholders	1,52,948	1,48,275	1,51,205	1,64,551	1,65,600	1,59,243	1,53,261	1,50,458

POLICYBZR key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	30	46	35	20	2	6	2	5
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	30	46	35	20	2	6	2	5
Working Capital Days	524	245	50	4,260	4,293	7,257	2,105	929
ROCE %	-4%	-1%	0%	-6%	-1%	1%	-0%	0%

POLICYBZRUpdated 19 Oct 2026, 5:57

Pb Fintech Limited

POLICYBZRUpdated 19 Oct 2026, 5:57

Market Cap

₹49,515Cr.

Current Price

₹1,070

High / Low

₹1,964/945

Stock P/E

114

ROE0.30%

ROCE0.42%

Book Value₹177

Face Value₹2.00

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	35	0	74	62	1	22	0	22	0.49
Sep 2023	14	0	75	64	1	2	0	2	0.04
Dec 2023	27	0	62	63	1	27	0	27	0.6
Mar 2024	34	0	103	63	1	-7	122	-15	-0.33
Jun 2024	30	0	83	65	1	12	15	10	0.22
Sep 2024	38	0	98	68	1	6	15	5	0.12
Dec 2024	39	0	85	65	1	18	23	14	0.3
Mar 2025	47	0	142	74	1	-22	-24	-17	-0.36
Jun 2025	40	0	88	56	1	8	8	7	0.16
Sep 2025	49	1	99	52	1	1	5	1	0.02
Dec 2025	54	1	87	54	1	19	19	16	0.34
Mar 2026	65	1	105	60	1	19	5	18	0.38
Jun 2026	398	1	30	55	1	421	3	408	8.81

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2016	50	0	161	34	2	-80	0	-79	-7.95
Mar 2017	105	0	106	53	1	50	-51	76	7.58
Mar 2018	79	0	122	25	3	-21	120	-47	-4.67
Mar 2019	50	0	89	34	1	-6	148	-16	-1.58
Mar 2020	61	1	89	58	9	19	49	10	0.97
Mar 2021	123	2	144	54	4	27	30	19	1.67
Mar 2022	103	1	513	114	4	-300	0	-300	-6.67
Mar 2023	134	1	398	195	4	-74	0	-74	-1.65
Mar 2024	110	1	314	252	3	44	18	36	0.8
Mar 2025	153	0	409	273	3	14	11	13	0.27
Mar 2026	208	3	378	223	4	47	11	41	0.9
TTM	566	3	321	222	4	460	—	442	9.55

Shareholding pattern

As of Jun 2026%

Holder	Share
FIIs	37.29%
DIIs	40.42%
Public	22.14%
Others	0.14%

Shareholding trend

Ownership over time%

Quarter	FIIs	DIIs	Public	Others
Sep 2023	49.4%	16.31%	33.46%	0.83%
Dec 2023	46%	18.97%	34.28%	0.76%
Mar 2024	48.97%	16.64%	33.81%	0.59%
Jun 2024	51.58%	16.17%	31.69%	0.55%
Sep 2024	49.7%	18.31%	31.44%	0.54%
Dec 2024	47.78%	20.57%	31.35%	0.28%
Mar 2025	45.93%	22.95%	30.85%	0.28%
Jun 2025	46.78%	23.27%	29.65%	0.28%
Sep 2025	43.64%	26.63%	29.47%	0.27%
Dec 2025	40.77%	29.54%	29.55%	0.14%
Mar 2026	39.94%	36.72%	23.19%	0.14%
Jun 2026	37.29%	40.42%	22.14%	0.14%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Borrowings	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2016	0.04	346	1	17	364	6	276	82	364
Mar 2017	0.04	429	1	63	493	3	380	110	493
Mar 2018	0.04	921	1	47	969	2	885	82	969
Mar 2019	0.04	956	1	11	968	2	659	307	968
Mar 2020	0.04	2042	3	19	2064	3	914	1147	2064
Mar 2021	0.05	2940	15	44	2999	16	1146	1836	2999
Mar 2022	90	6805	11	19	6924	12	2416	4497	6924
Mar 2023	90	7273	8	16	7387	8	3903	3476	7387
Mar 2024	90	7639	5	71	7806	6	4840	2959	7806
Mar 2025	92	7866	1	102	8061	3	5370	2687	8061
Mar 2026	93	8104	27	73	8297	29	6328	1940	8297

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2016	-56	-248	315	11
Mar 2017	87	-78	0	9
Mar 2018	-57	-463	513	-7
Mar 2019	-199	231	0	32
Mar 2020	-13	-267	1050	770
Mar 2021	71	-1283	776	-436
Mar 2022	-57	-3748	3642	-163
Mar 2023	-5	-180	-3	-188
Mar 2024	43	95	-3	134
Mar 2025	-103	316	-2	210
Mar 2026	-135	-15	0	-149

Key ratios

Historical financial ratios

Category	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	193	106	127	30	46	35	20	2	6	2	5
Inventory Days	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	193	106	127	30	46	35	20	2	6	2	5
Working Capital Days	247	-16	-22	524	245	50	4,260	4,293	7,257	2,105	929
ROCE %	—	7%	-6%	-4%	-1%	0%	-6%	-1%	1%	-0%	0%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of PB FINTECH LIMITED (POLICYBZR)?

The reported market capitalisation for PB FINTECH LIMITED (POLICYBZR) is ₹49,515Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of POLICYBZR?

The current price shown for PB FINTECH LIMITED (POLICYBZR) on Fincrux is ₹1,070 with a 52-week high/low of ₹1,964/945.

What is the P/E ratio of PB FINTECH LIMITED (POLICYBZR)?

The stock P/E for PB FINTECH LIMITED (POLICYBZR) is 114 on Fincrux, with ROE at 0.30% and ROCE at 0.42%.

What were POLICYBZR latest quarterly results?

For Jun 2026, PB FINTECH LIMITED (POLICYBZR) reported sales ₹398 Cr and net profit ₹408 Cr (figures in ₹ crore unless noted).

What are POLICYBZR annual sales and net profit?

For TTM, PB FINTECH LIMITED (POLICYBZR) shows sales of ₹566 Cr and net profit of ₹442 Cr on the Fincrux profit & loss statement.

Who owns PB FINTECH LIMITED (POLICYBZR)?

Latest shareholding for PB FINTECH LIMITED (POLICYBZR) on Fincrux: FIIs 37.29% (Jun 2026), DIIs 40.42% (Jun 2026), Public 22.14% (Jun 2026), Others 0.14% (Jun 2026), No. of Shareholders 1,50,458% (Jun 2026).

Where can I find PB FINTECH LIMITED (POLICYBZR) financials?

PB FINTECH LIMITED (POLICYBZR) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show POLICYBZR balance sheet and cash flow?

Yes. The PB FINTECH LIMITED (POLICYBZR) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 19 October 2026 at 5:57