PIRAMAL FINANCE LIMITED (PIRAMALFIN) financials

PIRAMAL FINANCE LIMITED (PIRAMALFIN) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Piramal Finance Corporation's main businessis of providing loans to Retail customers for construction or purchase of residential property, loans against property, etc.

Market Cap: ₹47,172Cr.
Current Price: ₹1,994
Stock P/E: 26.2
ROE: 5.76%
ROCE: 7.75%
Book Value: ₹1,254
Dividend Yield: 0.55%
52W High / Low: ₹2,328/1,235

In Jun 2026, PIRAMAL FINANCE LIMITED (PIRAMALFIN) reported sales ₹3,410 Cr and net profit ₹440 Cr.

Annual TTM: sales ₹13,909 Cr, net profit ₹1,717 Cr.

Shareholding: Promoters 44.22% (Aug 2026), FIIs 15.72% (Aug 2026), DIIs 21.21% (Aug 2026), Public 18.64% (Aug 2026), Others 0.20% (Aug 2026).

PIRAMALFIN quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	2,354	2,810	2,860	2,658	2,843	2,913	4,743	3,410
Expenses	904	1,344	1,523	901	902	963	1,941	1,285
Operating Profit	1,450	1,465	1,338	1,757	1,940	1,950	2,802	2,125
OPM %	62%	52%	47%	66%	68%	67%	59%	62%
Other Income	86	51	196	49	-54	56	40	61
Interest	1,282	1,340	1,394	1,468	1,546	1,626	1,655	1,710
Depreciation	55	52	54	55	143	56	644	55
Profit before tax	199	124	86	282	198	324	543	421
Tax %	14%	44%	26%	7%	-41%	-22%	-11%	-4%
Net Profit	171	69	64	263	278	396	603	440
EPS in Rs	0.07	0.03	0.03	0.10	12.25	17.46	26.61	19.41
Raw PDF	—	—	—	—	—	—	—	—

PIRAMALFIN profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	9,322	5,082	6,039	6,592	6,689	10,412	13,207	13,909
Expenses	21,785	690	1,863	5,651	6,469	4,516	4,708	5,092
Operating Profit	-12,463	4,391	4,175	940	221	5,896	8,499	8,817
OPM %	-134%	86%	69%	14%	3.3%	57%	64%	63%
Other Income	19	6	-77	-10,198	23	249	41	103
Interest	5,725	2,828	3,332	3,453	3,637	5,188	6,295	6,537
Depreciation	79	29	52	95	155	211	898	897
Profit before tax	-18,248	1,540	714	-12,806	-3,549	745	1,347	1,486
Tax %	-25%	33%	26%	-42%	-46%	23%	-14%	—
Net Profit	-13,612	1,034	526	-7,425	-1,911	574	1,540	1,717
EPS in Rs	-433.76	32.96	0.25	-3.48	-0.82	0.23	67.94	75.73
Dividend Payout %	0%	0%	0%	0%	0%	0%	16%	—

PIRAMALFIN balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	314	314	19,284	21,365	21,365	23,365	45	45
Reserves	7,788	-5,852	2,203	895	-6,465	-8,360	27,005	28,390
Borrowings	96,521	90,412	29,867	46,416	40,611	45,064	64,484	78,724
Other Liabilities	1,852	964	1,303	11,027	6,237	5,311	2,292	2,384
Total Liabilities	106,475	85,838	52,657	79,702	61,748	65,380	93,826	109,542
Fixed Assets	865	920	10,358	10,820	683	873	1,505	639
CWIP	104	105	8	12	0	10	43	116
Investments	2,361	3,881	11,352	13,914	13,175	8,647	13,064	10,494
Other Assets	103,145	80,932	30,940	54,956	47,890	55,849	79,214	98,293
Total Assets	106,475	85,838	52,657	79,702	61,748	65,380	93,826	109,542

PIRAMALFIN cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-8,735	12,576	1,420	8,685	6,567	-6,342	-7,678	-15,799
Cash from Investing Activity	6,135	575	-2,260	764	-24	-68	-570	2,623
Cash from Financing Activity	1,937	-7,563	534	-8,390	-9,246	6,428	11,260	12,194
Net Cash Flow	-663	5,589	-306	1,060	-2,703	18	3,011	-982
Free Cash Flow	-8,820	12,556	1,402	8,639	6,537	-6,569	-7,597	-15,842
CFO/OP	-100%	-101%	40%	218%	655%	-2,873%	-130%	-186%

PIRAMALFIN shareholding pattern (%)
Category	Dec 2020	Mar 2021	Jun 2021	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Aug 2026
Promoters	39.21%	39.21%	39.21%	46.16%	46.16%	46.16%	46.16%	44.22%
FIIs	2.47%	1.92%	0.25%	15.10%	15.57%	14.63%	15.45%	15.72%
DIIs	3.45%	3.45%	3.45%	14.46%	16.26%	18.80%	18.63%	21.21%
Public	54.87%	55.42%	57.09%	23.78%	21.59%	20.10%	19.54%	18.64%
Others	0.00%	0.00%	0.00%	0.49%	0.41%	0.30%	0.22%	0.20%
No. of Shareholders	3,26,769	3,34,260	3,48,006	2,31,564	2,09,529	2,01,873	1,97,926	1,95,055

PIRAMALFIN key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0
Working Capital Days	-62	39	115	-495	-52	-182	68	77
ROCE %	8%	-13%	6%	7%	1%	0%	8%	8%

PIRAMALFINUpdated 13 Oct 2026, 5:55

Piramal Finance Limited

PIRAMALFINUpdated 13 Oct 2026, 5:55

Market Cap

₹47,172Cr.

Current Price

₹1,994

High / Low

₹2,328/1,235

Stock P/E

26.2

ROE5.76%

ROCE7.75%

Book Value₹1,254

Face Value₹2.00

Dividend Yield0.55%

About

Piramal Finance Corporation's main businessis of providing loans to Retail customers for construction or purchase of residential property, loans against property, etc.

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	1648	834	716	7	35	70	30	49	0.02
Sep 2023	1736	887	740	2	36	75	31	51	0.02
Dec 2023	1679	922	711	-1858	39	-1850	-31	-1270	-0.59
Mar 2024	1706	986	2758	240	46	-1844	-60	-742	-0.32
Jun 2024	1654	996	677	101	45	37	0	37	0.02
Sep 2024	2354	1282	904	86	55	199	14	171	0.07
Dec 2024	2810	1340	1344	51	52	124	44	69	0.03
Mar 2025	2860	1394	1523	196	54	86	26	64	0.03
Jun 2025	2658	1468	901	49	55	282	7	263	0.1
Sep 2025	2843	1546	902	-54	143	198	-41	278	12.25
Dec 2025	2913	1626	963	56	56	324	-22	396	17.46
Mar 2026	4743	1655	1941	40	644	543	-11	603	26.61
Jun 2026	3410	1710	1285	61	55	421	-4	440	19.41

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	5979	4460	553	2	26	943	34	621	21.32
Mar 2016	7295	5490	683	4	24	1102	34	729	24.99
Mar 2017	10821	6654	778	5	23	3372	14	2896	92.5
Mar 2018	10850	7722	1413	14	28	1701	27	1240	39.53
Mar 2019	12884	9393	4572	-33	51	-1165	-11	-1036	-33.01
Mar 2020	9322	5725	21785	19	79	-18248	-25	-13612	-433.76
Mar 2021	5082	2828	690	6	29	1540	33	1034	32.96
Mar 2022	6039	3332	1863	-77	52	714	26	526	0.25
Mar 2023	6592	3453	5651	-10198	95	-12806	-42	-7425	-3.48
Mar 2024	6689	3637	6469	23	155	-3549	-46	-1911	-0.82
Mar 2025	10412	5188	4516	249	211	745	23	574	0.23
Mar 2026	13207	6295	4708	41	898	1347	-14	1540	67.94
TTM	13909	6537	5092	103	897	1486	—	1717	75.73

Shareholding pattern

As of Aug 2026%

Holder	Share
Promoters	44.22%
FIIs	15.72%
DIIs	21.21%
Public	18.64%
Others	0.2%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Dec 2019	39.21%	6.45%	3.5%	50.84%	0%
Mar 2020	39.21%	3.15%	3.46%	54.18%	0%
Jun 2020	39.21%	2.89%	3.45%	54.45%	0%
Sep 2020	39.21%	2.47%	3.45%	54.87%	0%
Dec 2020	39.21%	2.47%	3.45%	54.87%	0%
Mar 2021	39.21%	1.92%	3.45%	55.42%	0%
Jun 2021	39.21%	0.25%	3.45%	57.09%	0%
Sep 2025	46.16%	15.1%	14.46%	23.78%	0.49%
Dec 2025	46.16%	15.57%	16.26%	21.59%	0.41%
Mar 2026	46.16%	14.63%	18.8%	20.1%	0.3%
Jun 2026	46.16%	15.45%	18.63%	19.54%	0.22%
Aug 2026	44.22%	15.72%	21.21%	18.64%	0.2%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Borrowings	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	146	4490	48881	1098	54615	188	796	1006	52624	54615
Mar 2016	292	4725	61050	1787	67853	202	579	893	66179	67853
Mar 2017	313	7683	81264	3038	92298	209	634	13535	77920	92298
Mar 2018	314	8919	91712	5367	106312	850	129	8086	97247	106312
Mar 2019	314	7788	96521	1852	106475	865	104	2361	103145	106475
Mar 2020	314	-5852	90412	964	85838	920	105	3881	80932	85838
Mar 2021	19284	2203	29867	1303	52657	10358	8	11352	30940	52657
Mar 2022	21365	895	46416	11027	79702	10820	12	13914	54956	79702
Mar 2023	21365	-6465	40611	6237	61748	683	0	13175	47890	61748
Mar 2024	23365	-8360	45064	5311	65380	873	10	8647	55849	65380
Mar 2025	45	27005	64484	2292	93826	1505	43	13064	79214	93826
Mar 2026	45	28390	78724	2384	109542	639	116	10494	98293	109542

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-12457	-506	12468	-495
Mar 2016	-13139	505	15416	2781
Mar 2017	-15746	-10442	26042	-146
Mar 2018	-18136	6091	11173	-872
Mar 2019	-8735	6135	1937	-663
Mar 2020	12576	575	-7563	5589
Mar 2021	1420	-2260	534	-306
Mar 2022	8685	764	-8390	1060
Mar 2023	6567	-24	-9246	-2703
Mar 2024	-6342	-68	6428	18
Mar 2025	-7678	-570	11260	3011
Mar 2026	-15799	2623	12194	-982

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	12	10	0	1	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	12	10	0	1	0	0	0	0	0	0	0	0
Working Capital Days	-601	-659	-366	-421	-62	39	115	-495	-52	-182	68	77
ROCE %	11%	11%	10%	10%	8%	-13%	6%	7%	1%	0%	8%	8%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of PIRAMAL FINANCE LIMITED (PIRAMALFIN)?

The reported market capitalisation for PIRAMAL FINANCE LIMITED (PIRAMALFIN) is ₹47,172Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of PIRAMALFIN?

The current price shown for PIRAMAL FINANCE LIMITED (PIRAMALFIN) on Fincrux is ₹1,994 with a 52-week high/low of ₹2,328/1,235.

What is the P/E ratio of PIRAMAL FINANCE LIMITED (PIRAMALFIN)?

The stock P/E for PIRAMAL FINANCE LIMITED (PIRAMALFIN) is 26.2 on Fincrux, with ROE at 5.76% and ROCE at 7.75%.

What were PIRAMALFIN latest quarterly results?

For Jun 2026, PIRAMAL FINANCE LIMITED (PIRAMALFIN) reported sales ₹3,410 Cr and net profit ₹440 Cr (figures in ₹ crore unless noted).

What are PIRAMALFIN annual sales and net profit?

For TTM, PIRAMAL FINANCE LIMITED (PIRAMALFIN) shows sales of ₹13,909 Cr and net profit of ₹1,717 Cr on the Fincrux profit & loss statement.

Who owns PIRAMAL FINANCE LIMITED (PIRAMALFIN)?

Latest shareholding for PIRAMAL FINANCE LIMITED (PIRAMALFIN) on Fincrux: Promoters 44.22% (Aug 2026), FIIs 15.72% (Aug 2026), DIIs 21.21% (Aug 2026), Public 18.64% (Aug 2026), Others 0.20% (Aug 2026).

Where can I find PIRAMAL FINANCE LIMITED (PIRAMALFIN) financials?

PIRAMAL FINANCE LIMITED (PIRAMALFIN) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show PIRAMALFIN balance sheet and cash flow?

Yes. The PIRAMAL FINANCE LIMITED (PIRAMALFIN) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 5:55