PAISALO DIGITAL LIMITED (PAISALO) financials

PAISALO DIGITAL LIMITED (PAISALO) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra.[1][2]

Market Cap: ₹7,450Cr.
Current Price: ₹81.5
Stock P/E: 29.9
ROE: 14.3%
ROCE: 12.4%
Book Value: ₹19.5
Dividend Yield: 0.12%
52W High / Low: ₹94.9/30.0

In Jun 2026, PAISALO DIGITAL LIMITED (PAISALO) reported sales ₹255 Cr and net profit ₹61 Cr.

Annual TTM: sales ₹962 Cr, net profit ₹249 Cr.

Shareholding: Promoters 45.22% (Oct 2026), FIIs 7.17% (Oct 2026), DIIs 5.72% (Oct 2026), Public 41.87% (Oct 2026), No. of Shareholders 80,101% (Oct 2026).

PAISALO quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	176	194	190	210	216	236	256	255
Interest	72	77	82	91	95	93	86	114
Expenses	36	33	45	54	50	51	69	55
Financing Profit	68	83	63	65	70	92	100	86
Financing Margin %	38%	43%	33%	31%	33%	39%	39%	34%
Other Income	-0	-0	1	-0	-0	-1	-0	-0
Depreciation	1	1	2	2	2	3	5	4
Profit before tax	67	82	61	63	68	88	96	82
Tax %	26%	24%	27%	26%	26%	25%	26%	25%
Net Profit	50	62	45	47	51	66	71	61
EPS in Rs	0.55	0.69	0.50	0.52	0.56	0.73	0.78	0.67
Gross NPA %	0.86%	1.10%	0.99%	0.85%	0.81%	0.83%	0.76%	0.70%
Net NPA %	0.61%	0.84%	0.76%	0.68%	0.65%	0.66%	0.61%	0.49%
Raw PDF	—	—	—	—	—	—	—	—

PAISALO profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	337	311	356	421	602	728	904	962
Interest	134	144	167	180	240	309	365	388
Expenses	126	87	80	109	121	149	211	225
Financing Profit	78	80	110	132	241	270	328	349
Financing Margin %	23%	26%	31%	31%	40%	37%	36%	36%
Other Income	-0	1	-0	-4	1	0	-1	-1
Depreciation	4	4	3	3	3	5	12	14
Profit before tax	74	77	106	124	239	265	315	334
Tax %	27%	25%	26%	26%	26%	25%	26%	—
Net Profit	54	58	79	92	177	198	235	249
EPS in Rs	0.64	0.68	0.90	1.02	1.97	2.19	2.58	2.74
Dividend Payout %	8%	7%	6%	5%	5%	5%	4%	—

PAISALO balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	41	42	42	44	45	90	90	91
Reserves	614	714	812	969	1,105	1,225	1,427	1,682
Borrowing	946	1,070	1,186	1,481	1,818	2,456	3,412	4,274
Other Liabilities	352	244	81	55	69	133	157	144
Total Liabilities	1,953	2,070	2,122	2,549	3,037	3,903	5,086	6,192
Fixed Assets	9	66	64	64	66	66	75	84
CWIP	-0	-0	-0	-0	-0	-0	-0	-0
Investments	66	66	66	68	67	62	63	62
Other Assets	1,877	1,938	1,991	2,418	2,904	3,775	4,949	6,045
Total Assets	1,953	2,070	2,122	2,549	3,037	3,903	5,086	6,192

PAISALO cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	26	-8	-127	-337	-347	-669	-894	-855
Cash from Investing Activity	-4	-0	-0	-3	-5	3	-13	-15
Cash from Financing Activity	-24	30	142	303	371	652	997	916
Net Cash Flow	-2	22	15	-37	19	-15	90	46
Free Cash Flow	22	-8	-127	-339	-353	-673	-907	-870

PAISALO shareholding pattern (%)
Category	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026	Oct 2026
Promoters	50.37%	48.21%	41.16%	41.75%	41.75%	46.71%	46.51%	45.22%
FIIs	10.38%	8.08%	20.89%	20.08%	17.55%	6.79%	7.37%	7.17%
DIIs	10.77%	10.34%	7.68%	7.69%	6.84%	6.83%	5.89%	5.72%
Public	28.47%	33.36%	30.25%	30.47%	33.86%	39.66%	40.22%	41.87%
No. of Shareholders	85,096	99,608	1,14,723	1,09,247	1,01,364	90,332	80,099	80,101

PAISALO key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9%	8%	7%	8%	9%	14%	14%	14%

PAISALOUpdated 18 Oct 2026, 5:22

Paisalo Digital Limited

PAISALOUpdated 18 Oct 2026, 5:22

Market Cap

₹7,450Cr.

Current Price

₹81.5

High / Low

₹94.9/30.0

Stock P/E

29.9

ROE14.3%

ROCE12.4%

Book Value₹19.5

Face Value₹1.00

Dividend Yield0.12%

About

Paisalo Digital Ltd was incorporated in 1992. It is a Non-Deposit Taking Non-Banking Financial Company registered office of the company is in Delhi and the head office is in Agra.[1][2]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	122	51	18	52	43	0	1	51	26	38	0.42	0.28	0.04
Sep 2023	130	52	15	64	49	0	1	63	25	47	0.53	0.24	0.01
Dec 2023	171	57	38	76	45	0	1	76	26	56	0.62	0.23	0.02
Mar 2024	182	80	53	49	27	1	1	49	26	36	0.4	0.21	0.02
Jun 2024	175	78	41	56	32	0	1	55	26	41	0.46	0.21	0.02
Sep 2024	176	72	36	68	38	0	1	67	26	50	0.55	0.86	0.61
Dec 2024	194	77	33	83	43	0	1	82	24	62	0.69	1.1	0.84
Mar 2025	190	82	45	63	33	1	2	61	27	45	0.5	0.99	0.76
Jun 2025	210	91	54	65	31	0	2	63	26	47	0.52	0.85	0.68
Sep 2025	216	95	50	70	33	0	2	68	26	51	0.56	0.81	0.65
Dec 2025	236	93	51	92	39	-1	3	88	25	66	0.73	0.83	0.66
Mar 2026	256	86	69	100	39	0	5	96	26	71	0.78	0.76	0.61
Jun 2026	255	114	55	86	34	0	4	82	25	61	0.67	0.7	0.49

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	178	56	49	73	41	0	6	67	33	45	0.55
Mar 2016	193	65	54	74	38	0	5	69	34	45	0.56
Mar 2017	247	88	76	83	34	0	6	77	34	51	0.63
Mar 2018	273	105	79	89	32	0	6	83	33	56	0.69
Mar 2019	318	123	105	89	28	0	5	85	33	57	0.7
Mar 2020	337	134	126	78	23	0	4	74	27	54	0.64
Mar 2021	311	144	87	80	26	1	4	77	25	58	0.68
Mar 2022	356	167	80	110	31	0	3	106	26	79	0.9
Mar 2023	421	180	109	132	31	-4	3	124	26	92	1.02
Mar 2024	602	240	121	241	40	1	3	239	26	177	1.97
Mar 2025	728	309	149	270	37	0	5	265	25	198	2.19
Mar 2026	904	365	211	328	36	-1	12	315	26	235	2.58
TTM	962	388	225	349	36	-1	14	334	—	249	2.74

Shareholding pattern

As of Oct 2026%

Holder	Share
Promoters	45.22%
FIIs	7.17%
DIIs	5.72%
Public	41.87%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Mar 2024	50.38%	15.06%	12.88%	21.68%
Jun 2024	51.66%	13.83%	12.8%	21.71%
Sep 2024	52.38%	10.72%	12.69%	24.22%
Dec 2024	52.62%	9.53%	11.44%	26.4%
Mar 2025	50.37%	10.38%	10.77%	28.47%
Jun 2025	48.21%	8.08%	10.34%	33.36%
Sep 2025	41.16%	20.89%	7.68%	30.25%
Dec 2025	41.75%	20.08%	7.69%	30.47%
Mar 2026	41.75%	17.55%	6.84%	33.86%
Jun 2026	46.71%	6.79%	6.83%	39.66%
Sep 2026	46.51%	7.37%	5.89%	40.22%
Oct 2026	45.22%	7.17%	5.72%	41.87%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2015	41	479	179	1112	3	49	1060	1112
Mar 2016	41	470	276	1293	3	69	1221	1293
Mar 2017	41	514	287	1534	3	67	1464	1534
Mar 2018	41	563	348	1853	7	66	1781	1853
Mar 2019	41	614	352	1953	9	66	1877	1953
Mar 2020	42	714	244	2070	66	66	1938	2070
Mar 2021	42	812	81	2122	64	66	1991	2122
Mar 2022	44	969	55	2549	64	68	2418	2549
Mar 2023	45	1105	69	3037	66	67	2904	3037
Mar 2024	90	1225	133	3903	66	62	3775	3903
Mar 2025	90	1427	157	5086	75	63	4949	5086
Mar 2026	91	1682	144	6192	84	62	6045	6192

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-45	46	9	10
Mar 2016	10	-22	22	11
Mar 2017	-200	1	183	-16
Mar 2018	-266	4	264	2
Mar 2019	26	-4	-24	-2
Mar 2020	-8	0	30	22
Mar 2021	-127	0	142	15
Mar 2022	-337	-3	303	-37
Mar 2023	-347	-5	371	19
Mar 2024	-669	3	652	-15
Mar 2025	-894	-13	997	90
Mar 2026	-855	-15	916	46

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9%	9%	10%	10%	9%	8%	7%	8%	9%	14%	14%	14%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of PAISALO DIGITAL LIMITED (PAISALO)?

The reported market capitalisation for PAISALO DIGITAL LIMITED (PAISALO) is ₹7,450Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of PAISALO?

The current price shown for PAISALO DIGITAL LIMITED (PAISALO) on Fincrux is ₹81.5 with a 52-week high/low of ₹94.9/30.0.

What is the P/E ratio of PAISALO DIGITAL LIMITED (PAISALO)?

The stock P/E for PAISALO DIGITAL LIMITED (PAISALO) is 29.9 on Fincrux, with ROE at 14.3% and ROCE at 12.4%.

What were PAISALO latest quarterly results?

For Jun 2026, PAISALO DIGITAL LIMITED (PAISALO) reported sales ₹255 Cr and net profit ₹61 Cr (figures in ₹ crore unless noted).

What are PAISALO annual sales and net profit?

For TTM, PAISALO DIGITAL LIMITED (PAISALO) shows sales of ₹962 Cr and net profit of ₹249 Cr on the Fincrux profit & loss statement.

Who owns PAISALO DIGITAL LIMITED (PAISALO)?

Latest shareholding for PAISALO DIGITAL LIMITED (PAISALO) on Fincrux: Promoters 45.22% (Oct 2026), FIIs 7.17% (Oct 2026), DIIs 5.72% (Oct 2026), Public 41.87% (Oct 2026), No. of Shareholders 80,101% (Oct 2026).

Where can I find PAISALO DIGITAL LIMITED (PAISALO) financials?

PAISALO DIGITAL LIMITED (PAISALO) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show PAISALO balance sheet and cash flow?

Yes. The PAISALO DIGITAL LIMITED (PAISALO) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 5:22