THE NEW INDIA ASSU CO LTD (NIACL) financials

THE NEW INDIA ASSU CO LTD (NIACL) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

New India Assurance Company Ltd is India's largest non-life insurance company. It is promoted by the Government of India (GoI) holding ~86% stake.It was established by Sir Dorabji Tata in 1919 and was nationalised in 1973. Post nationalisation, it became one of 4 subsidiaries of General Insurance Company of India (GIC) but gained autonomy after GIC became a re-insurance company in 1999.[1]

Market Cap: ₹30,559Cr.
Current Price: ₹185
Stock P/E: 41.5
ROE: 4.99%
ROCE: 4.55%
Book Value: ₹167
Dividend Yield: 0.81%
52W High / Low: ₹243/117

In Jun 2026, THE NEW INDIA ASSU CO LTD (NIACL) reported sales ₹11,836 Cr and net profit ₹-257 Cr.

Annual TTM: sales ₹49,759 Cr, net profit ₹736 Cr.

Shareholding: Promoters 85.44% (Sep 2026), FIIs 0.91% (Sep 2026), DIIs 11.19% (Sep 2026), Public 2.44% (Sep 2026), No. of Shareholders 1,66,241% (Sep 2026).

NIACL quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	10,740	10,667	11,616	11,662	13,422	12,013	12,488	11,836
Expenses	10,608	10,559	11,167	11,475	13,451	11,812	12,477	12,054
Operating Profit	132	107	450	187	-29	201	11	-218
OPM %	1.2%	1.0%	3.9%	1.6%	-0.2%	1.7%	0.1%	-1.8%
Other Income	5	9	76	202	98	166	426	27
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	137	116	526	389	69	367	437	-191
Tax %	48%	-204%	34%	-1%	8%	-1%	-28%	34%
Net Profit	71	353	347	391	63	372	558	-257
EPS in Rs	0.43	2.14	2.10	2.37	0.38	2.25	3.38	-1.56
Raw PDF	—	—	—	—	—	—	—	—

NIACL profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	30,523	32,831	35,642	40,801	40,558	43,362	49,561	49,759
Expenses	28,852	30,797	35,489	39,539	39,244	42,362	49,109	49,794
Operating Profit	1,671	2,034	153	1,262	1,314	999	452	-35
OPM %	5%	6%	0.4%	3.1%	3.2%	2.3%	0.9%	-0.1%
Other Income	58	102	90	61	188	84	888	716
Interest	0	0	0	0	0	0	0	0
Depreciation	91	98	83	78	57	49	79	0
Profit before tax	1,639	2,037	160	1,245	1,445	1,034	1,261	681
Tax %	13%	21%	-3%	15%	22%	4%	-10%	—
Net Profit	1,418	1,605	164	1,055	1,129	988	1,384	736
EPS in Rs	8.60	9.74	1.00	6.40	6.85	6.00	8.40	4.45
Dividend Payout %	0%	0%	30%	30%	30%	30%	18%	—

NIACL balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	824	824	824	824	824	824	824	824
Reserves	22,639	20,013	23,921	24,139	24,821	27,159	27,298	26,694
Borrowings	0	0	0	0	0	0	0	0
Other Liabilities	56,195	55,503	66,675	70,387	71,369	78,523	80,762	81,456
Total Liabilities	79,658	76,340	91,420	95,350	97,013	106,506	108,884	108,974
Fixed Assets	474	466	407	421	418	400	462	436
CWIP	45	25	16	17	13	18	3	10
Investments	59,190	51,379	66,358	70,559	73,511	81,311	80,053	77,054
Other Assets	19,949	24,470	24,639	24,352	23,071	24,777	28,366	31,474
Total Assets	79,658	76,340	91,420	95,350	97,013	106,506	108,884	108,974

NIACL cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-1,274	-966	751	-4,065	-5,846	-4,678	-3,429	-4,562
Cash from Investing Activity	2,331	2,830	-250	4,870	5,672	7,252	3,321	2,066
Cash from Financing Activity	-474	-298	10	0	-49	-318	-339	-297
Net Cash Flow	584	1,567	511	805	-223	2,256	-448	-2,793
Free Cash Flow	-1,373	-1,030	703	-4,156	-5,915	-4,726	-3,534	-4,625
CFO/OP	258%	-42%	58%	-2,757%	-435%	-330%	-315%	-1,035%

NIACL shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	85.44%	85.44%	85.44%	85.44%	85.44%	85.44%	85.44%	85.44%
FIIs	0.84%	0.91%	1.01%	1.01%	1.00%	1.01%	1.02%	0.91%
DIIs	11.18%	11.20%	11.18%	11.18%	11.15%	11.17%	11.17%	11.19%
Public	2.55%	2.45%	2.37%	2.37%	2.40%	2.39%	2.36%	2.44%
No. of Shareholders	1,62,803	1,62,144	1,58,078	1,61,809	1,58,818	1,55,586	1,66,768	1,66,241

NIACL key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0
Working Capital Days	-422	-450	-473	-470	-437	-467	-467	-441
ROCE %	-2%	7%	9%	1%	5%	5%	4%	5%

NIACLUpdated 14 Oct 2026, 23:22

The New India Assu Co Ltd

NIACLUpdated 14 Oct 2026, 23:22

Market Cap

₹30,559Cr.

Current Price

₹185

High / Low

₹243/117

Stock P/E

41.5

ROE4.99%

ROCE4.55%

Book Value₹167

Face Value₹5.00

Dividend Yield0.81%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Expenses	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	9840	9504	-25	311	16	260	1.58
Sep 2023	10517	10777	6	-254	-21	-200	-1.21
Dec 2023	11318	10449	0	869	18	715	4.34
Mar 2024	11658	11173	34	520	32	354	2.15
Jun 2024	10368	10115	3	255	15	217	1.32
Sep 2024	10740	10608	5	137	48	71	0.43
Dec 2024	10667	10559	9	116	-204	353	2.14
Mar 2025	11616	11167	76	526	34	347	2.1
Jun 2025	11662	11475	202	389	-1	391	2.37
Sep 2025	13422	13451	98	69	8	63	0.38
Dec 2025	12013	11812	166	367	-1	372	2.25
Mar 2026	12488	12477	426	437	-28	558	3.38
Jun 2026	11836	12054	27	-191	34	-257	-1.56

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	13235	3	15516	4004	24	1695	19	1374	8.59
Mar 2016	15104	3	18062	4031	32	1037	10	935	5.84
Mar 2017	19320	5	19844	1738	45	1164	13	1008	6.3
Mar 2018	19692	9	24464	7579	72	2725	19	2201	13.36
Mar 2019	27514	0	27832	1051	87	645	10	580	3.52
Mar 2020	30523	0	28852	58	91	1639	13	1418	8.6
Mar 2021	32831	0	30797	102	98	2037	21	1605	9.74
Mar 2022	35642	0	35489	90	83	160	-3	164	1
Mar 2023	40801	0	39539	61	78	1245	15	1055	6.4
Mar 2024	40558	0	39244	188	57	1445	22	1129	6.85
Mar 2025	43362	0	42362	84	49	1034	4	988	6
Mar 2026	49561	0	49109	888	79	1261	-10	1384	8.4
TTM	49759	0	49794	716	0	681	—	736	4.45

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	85.44%
FIIs	0.91%
DIIs	11.19%
Public	2.44%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	85.44%	0.77%	11.71%	2.09%
Mar 2024	85.44%	0.81%	11.76%	1.98%
Jun 2024	85.44%	0.8%	11.64%	2.12%
Sep 2024	85.44%	0.86%	11.28%	2.43%
Dec 2024	85.44%	0.84%	11.18%	2.55%
Mar 2025	85.44%	0.91%	11.2%	2.45%
Jun 2025	85.44%	1.01%	11.18%	2.37%
Sep 2025	85.44%	1.01%	11.18%	2.37%
Dec 2025	85.44%	1%	11.15%	2.4%
Mar 2026	85.44%	1.01%	11.17%	2.39%
Jun 2026	85.44%	1.02%	11.17%	2.36%
Sep 2026	85.44%	0.91%	11.19%	2.44%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	200	19557	42383	62140	199	0	44958	16983	62140
Mar 2016	200	18910	44495	63605	243	15	44546	18801	63605
Mar 2017	200	19951	49180	69331	2004	57	49734	17537	69331
Mar 2018	412	23738	50756	74906	479	33	55538	18856	74906
Mar 2019	824	22639	56195	79658	474	45	59190	19949	79658
Mar 2020	824	20013	55503	76340	466	25	51379	24470	76340
Mar 2021	824	23921	66675	91420	407	16	66358	24639	91420
Mar 2022	824	24139	70387	95350	421	17	70559	24352	95350
Mar 2023	824	24821	71369	97013	418	13	73511	23071	97013
Mar 2024	824	27159	78523	106506	400	18	81311	24777	106506
Mar 2025	824	27298	80762	108884	462	3	80053	28366	108884
Mar 2026	824	26694	81456	108974	436	10	77054	31474	108974

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	867	-1324	-257	-715
Mar 2016	-1558	751	-360	-1167
Mar 2017	-155	1393	-302	936
Mar 2018	455	-580	1128	1002
Mar 2019	-1274	2331	-474	584
Mar 2020	-966	2830	-298	1567
Mar 2021	751	-250	10	511
Mar 2022	-4065	4870	0	805
Mar 2023	-5846	5672	-49	-223
Mar 2024	-4678	7252	-318	2256
Mar 2025	-3429	3321	-339	-448
Mar 2026	-4562	2066	-297	-2793

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	120	0	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	120	0	0	0	0	0	0	0	0	0
Working Capital Days	-554	-535	-466	-506	-422	-450	-473	-470	-437	-467	-467	-441
ROCE %	1%	-2%	3%	2%	-2%	7%	9%	1%	5%	5%	4%	5%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of THE NEW INDIA ASSU CO LTD (NIACL)?

The reported market capitalisation for THE NEW INDIA ASSU CO LTD (NIACL) is ₹30,559Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of NIACL?

The current price shown for THE NEW INDIA ASSU CO LTD (NIACL) on Fincrux is ₹185 with a 52-week high/low of ₹243/117.

What is the P/E ratio of THE NEW INDIA ASSU CO LTD (NIACL)?

The stock P/E for THE NEW INDIA ASSU CO LTD (NIACL) is 41.5 on Fincrux, with ROE at 4.99% and ROCE at 4.55%.

What were NIACL latest quarterly results?

For Jun 2026, THE NEW INDIA ASSU CO LTD (NIACL) reported sales ₹11,836 Cr and net profit ₹-257 Cr (figures in ₹ crore unless noted).

What are NIACL annual sales and net profit?

For TTM, THE NEW INDIA ASSU CO LTD (NIACL) shows sales of ₹49,759 Cr and net profit of ₹736 Cr on the Fincrux profit & loss statement.

Who owns THE NEW INDIA ASSU CO LTD (NIACL)?

Latest shareholding for THE NEW INDIA ASSU CO LTD (NIACL) on Fincrux: Promoters 85.44% (Sep 2026), FIIs 0.91% (Sep 2026), DIIs 11.19% (Sep 2026), Public 2.44% (Sep 2026), No. of Shareholders 1,66,241% (Sep 2026).

Where can I find THE NEW INDIA ASSU CO LTD (NIACL) financials?

THE NEW INDIA ASSU CO LTD (NIACL) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show NIACL balance sheet and cash flow?

Yes. The THE NEW INDIA ASSU CO LTD (NIACL) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 14 October 2026 at 23:22