MUTHOOT MICROFIN LIMITED (MUTHOOTMF) financials

MUTHOOT MICROFIN LIMITED (MUTHOOTMF) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India[1]

Market Cap: ₹2,979Cr.
Current Price: ₹175
Stock P/E: 12.1
ROE: 6.22%
ROCE: 9.31%
Book Value: ₹167
Dividend Yield: 0.00%
52W High / Low: ₹263/141

In Jun 2026, MUTHOOT MICROFIN LIMITED (MUTHOOTMF) reported sales ₹669 Cr and net profit ₹81 Cr.

Annual TTM: sales ₹2,480 Cr, net profit ₹245 Cr.

Shareholding: Promoters 55.47% (Sep 2026), FIIs 23.19% (Sep 2026), DIIs 3.07% (Sep 2026), Public 16.67% (Sep 2026), Others 1.60% (Sep 2026).

MUTHOOTMF quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	662	681	555	559	576	603	632	669
Interest	237	237	222	210	211	222	232	247
Expenses	334	428	845	333	318	304	300	306
Financing Profit	91	15	-512	16	47	77	101	116
Financing Margin %	14%	2%	-92%	3%	8%	13%	16%	17%
Other Income	1	1	1	0	1	3	7	2
Depreciation	11	11	11	11	11	10	11	11
Profit before tax	81	5	-522	6	37	69	97	107
Tax %	24%	25%	-23%	-7%	18%	10%	27%	24%
Net Profit	62	4	-401	6	31	62	71	81
EPS in Rs	3.61	0.22	-23.53	0.36	1.79	3.66	4.17	4.77
Gross NPA %	—	3.03%	4.84%	4.85%	4.61%	4.40%	3.89%	—
Net NPA %	—	0.34%	1.34%	1.58%	1.41%	1.34%	1.14%	—
Raw PDF	—	—	—	—	—	—	—	—

MUTHOOTMF profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	860	684	833	1,429	2,249	2,563	2,375	2,480
Interest	291	299	340	549	866	930	874	911
Expenses	543	369	417	658	772	1,880	1,254	1,228
Financing Profit	27	16	75	222	611	-248	247	340
Financing Margin %	3%	2%	9%	16%	27%	-10%	10%	14%
Other Income	6	12	10	17	6	2	5	13
Depreciation	14	19	21	27	35	43	43	43
Profit before tax	20	9	65	213	582	-289	209	310
Tax %	8%	22%	27%	23%	23%	-23%	18%	—
Net Profit	18	7	47	164	450	-223	170	245
EPS in Rs	1.59	0.62	4.15	14.03	26.37	-13.05	9.99	14.39
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

MUTHOOTMF balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	114	114	114	114	117	167	168	168
Reserves	772	793	776	1,203	1,486	2,637	2,465	2,687
Borrowing	2,451	2,997	3,094	4,107	6,646	8,589	8,101	9,707
Other Liabilities	193	187	200	167	280	197	123	123
Total Liabilities	3,530	4,092	4,184	5,591	8,529	11,590	10,857	12,685
Fixed Assets	21	109	110	121	172	215	223	199
CWIP	1	0	0	0	0	0	0	0
Investments	0	0	0	0	63	47	354	406
Other Assets	3,509	3,983	4,074	5,470	8,294	11,329	10,280	12,080
Total Assets	3,530	4,092	4,184	5,591	8,529	11,590	10,857	12,685

MUTHOOTMF cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-602	114	-704	-1,084	-2,333	-1,272	1,382	-580
Cash from Investing Activity	-6	-66	-38	-74	-180	-225	-128	-41
Cash from Financing Activity	707	463	80	1,344	2,567	1,671	-1,485	626
Net Cash Flow	99	511	-662	187	54	174	-230	4
Free Cash Flow	-613	91	-712	-1,095	-2,361	-1,299	1,361	-591

MUTHOOTMF shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	55.47%	55.47%	55.47%	55.47%	55.47%	55.47%	55.47%	55.47%
FIIs	25.79%	25.46%	23.40%	23.25%	23.17%	22.81%	23.11%	23.19%
DIIs	2.44%	2.32%	2.49%	2.84%	3.03%	3.51%	3.38%	3.07%
Public	14.56%	15.05%	16.95%	16.74%	16.64%	16.61%	16.45%	16.67%
Others	1.73%	1.70%	1.70%	1.70%	1.69%	1.60%	1.60%	1.60%
No. of Shareholders	1,61,655	1,58,976	1,58,221	1,52,290	1,45,494	1,40,500	1,36,798	1,33,101

MUTHOOTMF key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	23%	2%	1%	4%	11%	20%	-8%	6%

MUTHOOTMFUpdated 18 Oct 2026, 20:18

Muthoot Microfin Limited

MUTHOOTMFUpdated 18 Oct 2026, 20:18

Market Cap

₹2,979Cr.

Current Price

₹175

High / Low

₹263/141

Stock P/E

12.1

ROE6.22%

ROCE9.31%

Book Value₹167

Face Value₹10.0

Dividend Yield0.00%

About

Founded in April 1992, Muthoot Microfin Limited, a subsidiary of Muthoot Pappachan Group, provides micro-loans to female customers with a focus on rural regions in India[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	479	194	150	135	28	1	8	128	25	96	8.19	2.75	0.51
Sep 2023	564	221	189	153	27	2	9	147	25	110	9.38	—	—
Dec 2023	577	232	208	137	24	2	9	130	4	125	7.31	—	—
Mar 2024	643	231	227	185	29	2	10	177	32	120	7.02	—	—
Jun 2024	663	234	273	156	24	0	10	147	23	113	6.64	—	—
Sep 2024	662	237	334	91	14	1	11	81	24	62	3.61	—	—
Dec 2024	681	237	428	15	2	1	11	5	25	4	0.22	3.03	0.34
Mar 2025	555	222	845	-512	-92	1	11	-522	-23	-401	-23.53	4.84	1.34
Jun 2025	559	210	333	16	3	0	11	6	-7	6	0.36	4.85	1.58
Sep 2025	576	211	318	47	8	1	11	37	18	31	1.79	4.61	1.41
Dec 2025	603	222	304	77	13	3	10	69	10	62	3.66	4.4	1.34
Mar 2026	632	232	300	101	16	7	11	97	27	71	4.17	3.89	1.14
Jun 2026	669	247	306	116	17	2	11	107	24	81	4.77	—	—

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2019	748	234	243	271	36	2	3	271	26	201	17.63
Mar 2020	860	291	543	27	3	6	14	20	8	18	1.59
Mar 2021	684	299	369	16	2	12	19	9	22	7	0.62
Mar 2022	833	340	417	75	9	10	21	65	27	47	4.15
Mar 2023	1429	549	658	222	16	17	27	213	23	164	14.03
Mar 2024	2249	866	772	611	27	6	35	582	23	450	26.37
Mar 2025	2563	930	1880	-248	-10	2	43	-289	-23	-223	-13.05
Mar 2026	2375	874	1254	247	10	5	43	209	18	170	9.99
TTM	2480	911	1228	340	14	13	43	310	—	245	14.39

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	55.47%
FIIs	23.19%
DIIs	3.07%
Public	16.67%
Others	1.6%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Dec 2023	55.47%	27.59%	2.8%	12.11%	2.03%
Mar 2024	55.47%	26.28%	2.35%	14.01%	1.89%
Jun 2024	55.47%	26.55%	2.28%	13.96%	1.74%
Sep 2024	55.47%	25.85%	2.57%	14.38%	1.73%
Dec 2024	55.47%	25.79%	2.44%	14.56%	1.73%
Mar 2025	55.47%	25.46%	2.32%	15.05%	1.7%
Jun 2025	55.47%	23.4%	2.49%	16.95%	1.7%
Sep 2025	55.47%	23.25%	2.84%	16.74%	1.7%
Dec 2025	55.47%	23.17%	3.03%	16.64%	1.69%
Mar 2026	55.47%	22.81%	3.51%	16.61%	1.6%
Jun 2026	55.47%	23.11%	3.38%	16.45%	1.6%
Sep 2026	55.47%	23.19%	3.07%	16.67%	1.6%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2019	114	772	193	3530	21	1	0	3509	3530
Mar 2020	114	793	187	4092	109	0	0	3983	4092
Mar 2021	114	776	200	4184	110	0	0	4074	4184
Mar 2022	114	1203	167	5591	121	0	0	5470	5591
Mar 2023	117	1486	280	8529	172	0	63	8294	8529
Mar 2024	167	2637	197	11590	215	0	47	11329	11590
Mar 2025	168	2465	123	10857	223	0	354	10280	10857
Mar 2026	168	2687	123	12685	199	0	406	12080	12685

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2019	-602	-6	707	99
Mar 2020	114	-66	463	511
Mar 2021	-704	-38	80	-662
Mar 2022	-1084	-74	1344	187
Mar 2023	-2333	-180	2567	54
Mar 2024	-1272	-225	1671	174
Mar 2025	1382	-128	-1485	-230
Mar 2026	-580	-41	626	4

Key ratios

Historical financial ratios

Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	23%	2%	1%	4%	11%	20%	-8%	6%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of MUTHOOT MICROFIN LIMITED (MUTHOOTMF)?

The reported market capitalisation for MUTHOOT MICROFIN LIMITED (MUTHOOTMF) is ₹2,979Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of MUTHOOTMF?

The current price shown for MUTHOOT MICROFIN LIMITED (MUTHOOTMF) on Fincrux is ₹175 with a 52-week high/low of ₹263/141.

What is the P/E ratio of MUTHOOT MICROFIN LIMITED (MUTHOOTMF)?

The stock P/E for MUTHOOT MICROFIN LIMITED (MUTHOOTMF) is 12.1 on Fincrux, with ROE at 6.22% and ROCE at 9.31%.

What were MUTHOOTMF latest quarterly results?

For Jun 2026, MUTHOOT MICROFIN LIMITED (MUTHOOTMF) reported sales ₹669 Cr and net profit ₹81 Cr (figures in ₹ crore unless noted).

What are MUTHOOTMF annual sales and net profit?

For TTM, MUTHOOT MICROFIN LIMITED (MUTHOOTMF) shows sales of ₹2,480 Cr and net profit of ₹245 Cr on the Fincrux profit & loss statement.

Who owns MUTHOOT MICROFIN LIMITED (MUTHOOTMF)?

Latest shareholding for MUTHOOT MICROFIN LIMITED (MUTHOOTMF) on Fincrux: Promoters 55.47% (Sep 2026), FIIs 23.19% (Sep 2026), DIIs 3.07% (Sep 2026), Public 16.67% (Sep 2026), Others 1.60% (Sep 2026).

Where can I find MUTHOOT MICROFIN LIMITED (MUTHOOTMF) financials?

MUTHOOT MICROFIN LIMITED (MUTHOOTMF) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show MUTHOOTMF balance sheet and cash flow?

Yes. The MUTHOOT MICROFIN LIMITED (MUTHOOTMF) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 20:18