MUTHOOT FINANCE LIMITED (MUTHOOTFIN) financials

MUTHOOT FINANCE LIMITED (MUTHOOTFIN) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India[1]

Market Cap: ₹1,03,539Cr.
Current Price: ₹2,580
Stock P/E: 9.73
ROE: 30.6%
ROCE: 16.0%
Book Value: ₹971
Dividend Yield: 1.16%
52W High / Low: ₹4,150/2,560

In Jun 2026, MUTHOOT FINANCE LIMITED (MUTHOOTFIN) reported sales ₹7,589 Cr and net profit ₹2,550 Cr.

Annual TTM: sales ₹29,444 Cr, net profit ₹10,638 Cr.

Shareholding: Promoters 73.35% (Jun 2026), FIIs 11.61% (Jun 2026), DIIs 10.75% (Jun 2026), Public 4.29% (Jun 2026), No. of Shareholders 3,12,071% (Jun 2026).

MUTHOOTFIN quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	4,117	4,423	4,854	5,703	6,432	7,243	8,180	7,589
Interest	1,550	1,648	1,880	2,119	2,313	2,647	2,863	3,146
Expenses	852	913	951	832	971	997	1,154	1,014
Financing Profit	1,715	1,863	2,023	2,752	3,149	3,599	4,163	3,429
Financing Margin %	42%	42%	42%	48%	49%	50%	51%	45%
Other Income	9	8	20	17	29	11	14	14
Depreciation	16	20	23	24	26	28	10	20
Profit before tax	1,708	1,851	2,020	2,745	3,151	3,582	4,167	3,423
Tax %	27%	26%	25%	25%	26%	26%	26%	25%
Net Profit	1,251	1,363	1,508	2,046	2,345	2,656	3,086	2,550
EPS in Rs	31.16	33.95	37.56	50.97	58.41	66.17	76.87	63.53
Gross NPA %	4.30%	4.22%	3.41%	2.58%	2.25%	1.58%	2.35%	2.28%
Net NPA %	3.68%	3.51%	2.79%	2.10%	1.86%	1.30%	2.04%	1.99%
Raw PDF	—	—	—	—	—	—	—	—

MUTHOOTFIN profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	8,715	10,557	11,082	10,515	12,635	17,099	27,558	29,444
Interest	2,796	3,699	3,845	3,709	4,667	6,466	9,984	10,968
Expenses	1,827	1,818	1,891	2,110	2,513	3,522	3,884	4,137
Financing Profit	4,092	5,040	5,347	4,696	5,455	7,111	13,691	14,339
Financing Margin %	47%	48%	48%	45%	43%	42%	50%	49%
Other Income	8	17	16	29	59	36	42	67
Depreciation	43	51	54	58	66	77	87	83
Profit before tax	4,057	5,007	5,309	4,666	5,449	7,071	13,645	14,323
Tax %	26%	26%	26%	26%	26%	26%	26%	—
Net Profit	3,018	3,722	3,954	3,474	4,050	5,201	10,134	10,638
EPS in Rs	75.26	92.78	98.53	86.52	100.87	129.54	252.43	264.98
Dividend Payout %	20%	22%	20%	25%	24%	20%	12%	—

MUTHOOTFIN balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	401	401	401	401	401	401	401	401
Reserves	9,392	11,171	14,838	17,943	20,660	23,889	28,036	37,341
Borrowing	26,833	37,130	45,946	49,811	49,734	58,783	89,820	138,443
Other Liabilities	1,443	1,758	2,280	2,399	1,824	1,955	2,991	3,759
Total Liabilities	38,069	50,460	63,465	70,555	72,620	85,028	121,249	179,945
Fixed Assets	193	228	247	267	272	350	480	514
CWIP	23	29	38	46	67	88	13	10
Investments	983	1,438	1,590	1,320	1,317	2,268	4,499	3,855
Other Assets	36,871	48,765	61,589	68,921	70,964	82,322	116,257	175,566
Total Assets	38,069	50,460	63,465	70,555	72,620	85,028	121,249	179,945

MUTHOOTFIN cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-3,858	-4,458	-7,477	-1,142	-1,902	-9,302	-25,855	-42,324
Cash from Investing Activity	-585	-429	48	408	188	-739	-1,944	1,270
Cash from Financing Activity	5,701	8,678	9,041	2,796	-1,036	8,649	29,933	45,569
Net Cash Flow	1,258	3,791	1,612	2,062	-2,750	-1,392	2,134	4,516
Free Cash Flow	-3,919	-4,536	-7,560	-1,213	-1,995	-9,471	-25,975	-42,441
CFO/OP	-51%	-50%	-71%	2%	-8%	-78%	-178%	-164%

MUTHOOTFIN shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	73.35%	73.35%	73.35%	73.35%	73.35%	73.35%	73.35%	73.35%
FIIs	9.85%	10.26%	11.02%	10.84%	11.58%	11.75%	12.31%	11.61%
DIIs	13.30%	12.99%	11.75%	12.21%	11.37%	11.13%	10.43%	10.75%
Public	3.50%	3.38%	3.87%	3.60%	3.70%	3.77%	3.92%	4.29%
No. of Shareholders	2,98,304	3,04,528	3,05,672	2,88,688	2,99,709	3,05,964	3,14,887	3,12,071

MUTHOOTFIN key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	22%	28%	28%	24%	18%	18%	20%	31%

MUTHOOTFINUpdated 15 Oct 2026, 0:16

Muthoot Finance Limited

MUTHOOTFINUpdated 15 Oct 2026, 0:16

Market Cap

₹1,03,539Cr.

Current Price

₹2,580

High / Low

₹4,150/2,560

Stock P/E

9.73

ROE30.6%

ROCE16.0%

Book Value₹971

Face Value₹10.0

Dividend Yield1.16%

About

Muthoot Finance is NBFC engaged in the business of providing gold loans. The company predominately operates in Southern India[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	2999	1064	635	1300	43	28	13	1315	26	975	24.29	4.26	3.82
Sep 2023	3060	1156	572	1332	44	14	15	1330	26	991	24.69	4.01	3.59
Dec 2023	3168	1212	566	1390	44	8	17	1380	26	1027	25.59	3.62	3.23
Mar 2024	3409	1223	753	1434	42	9	19	1424	26	1056	26.31	3.28	2.9
Jun 2024	3704	1351	849	1504	41	6	18	1492	28	1079	26.87	3.98	3.48
Sep 2024	4117	1550	852	1715	42	9	16	1708	27	1251	31.16	4.3	3.68
Dec 2024	4423	1648	913	1863	42	8	20	1851	26	1363	33.95	4.22	3.51
Mar 2025	4854	1880	951	2023	42	20	23	2020	25	1508	37.56	3.41	2.79
Jun 2025	5703	2119	832	2752	48	17	24	2745	25	2046	50.97	2.58	2.1
Sep 2025	6432	2313	971	3149	49	29	26	3151	26	2345	58.41	2.25	1.86
Dec 2025	7243	2647	997	3599	50	11	28	3582	26	2656	66.17	1.58	1.3
Mar 2026	8180	2863	1154	4163	51	14	10	4167	26	3086	76.87	2.35	2.04
Jun 2026	7589	3146	1014	3429	45	14	20	3423	25	2550	63.53	2.28	1.99

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	4325	2108	1105	1112	26	0	84	1028	35	671	16.85
Mar 2016	4875	2260	1241	1374	28	0	58	1317	39	810	20.29
Mar 2017	5746	2298	1479	1969	34	0	48	1921	39	1180	29.53
Mar 2018	6267	1935	1510	2822	45	66	44	2845	38	1778	44.43
Mar 2019	6878	2243	1518	3117	45	2	42	3077	36	1972	49.22
Mar 2020	8715	2796	1827	4092	47	8	43	4057	26	3018	75.26
Mar 2021	10557	3699	1818	5040	48	17	51	5007	26	3722	92.78
Mar 2022	11082	3845	1891	5347	48	16	54	5309	26	3954	98.53
Mar 2023	10515	3709	2110	4696	45	29	58	4666	26	3474	86.52
Mar 2024	12635	4667	2513	5455	43	59	66	5449	26	4050	100.87
Mar 2025	17099	6466	3522	7111	42	36	77	7071	26	5201	129.54
Mar 2026	27558	9984	3884	13691	50	42	87	13645	26	10134	252.43
TTM	29444	10968	4137	14339	49	67	83	14323	—	10638	264.98

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	73.35%
FIIs	11.61%
DIIs	10.75%
Public	4.29%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Government	Public
Sep 2023	73.35%	8.12%	14.64%	—	3.87%
Dec 2023	73.35%	8.34%	14.61%	—	3.72%
Mar 2024	73.35%	8.33%	14.72%	—	3.59%
Jun 2024	73.35%	8.68%	14.55%	—	3.41%
Sep 2024	73.35%	9.85%	13.3%	—	3.5%
Dec 2024	73.35%	10.26%	12.99%	—	3.38%
Mar 2025	73.35%	11.02%	11.75%	—	3.87%
Jun 2025	73.35%	10.84%	12.21%	—	3.6%
Sep 2025	73.35%	11.58%	11.37%	—	3.7%
Dec 2025	73.35%	11.75%	11.13%	—	3.77%
Mar 2026	73.35%	12.31%	10.43%	—	3.92%
Jun 2026	73.35%	11.61%	10.75%	—	4.29%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	398	4686	2250	26769	257	7	38	26467	26769
Mar 2016	399	5220	2862	27049	218	9	98	26723	27049
Mar 2017	399	6117	3211	30713	208	10	209	30286	30713
Mar 2018	400	7412	1813	30792	200	6	395	30191	30792
Mar 2019	401	9392	1443	38069	193	23	983	36871	38069
Mar 2020	401	11171	1758	50460	228	29	1438	48765	50460
Mar 2021	401	14838	2280	63465	247	38	1590	61589	63465
Mar 2022	401	17943	2399	70555	267	46	1320	68921	70555
Mar 2023	401	20660	1824	72620	272	67	1317	70964	72620
Mar 2024	401	23889	1955	85028	350	88	2268	82322	85028
Mar 2025	401	28036	2991	121249	480	13	4499	116257	121249
Mar 2026	401	37341	3759	179945	514	10	3855	175566	179945

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-460	-16	254	-222
Mar 2016	214	-67	-1204	-1058
Mar 2017	-1710	-134	2457	613
Mar 2018	-87	-194	-554	-834
Mar 2019	-3858	-585	5701	1258
Mar 2020	-4458	-429	8678	3791
Mar 2021	-7477	48	9041	1612
Mar 2022	-1142	408	2796	2062
Mar 2023	-1902	188	-1036	-2750
Mar 2024	-9302	-739	8649	-1392
Mar 2025	-25855	-1944	29933	2134
Mar 2026	-42324	1270	45569	4516

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	14%	15%	19%	25%	22%	28%	28%	24%	18%	18%	20%	31%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of MUTHOOT FINANCE LIMITED (MUTHOOTFIN)?

The reported market capitalisation for MUTHOOT FINANCE LIMITED (MUTHOOTFIN) is ₹1,03,539Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of MUTHOOTFIN?

The current price shown for MUTHOOT FINANCE LIMITED (MUTHOOTFIN) on Fincrux is ₹2,580 with a 52-week high/low of ₹4,150/2,560.

What is the P/E ratio of MUTHOOT FINANCE LIMITED (MUTHOOTFIN)?

The stock P/E for MUTHOOT FINANCE LIMITED (MUTHOOTFIN) is 9.73 on Fincrux, with ROE at 30.6% and ROCE at 16.0%.

What were MUTHOOTFIN latest quarterly results?

For Jun 2026, MUTHOOT FINANCE LIMITED (MUTHOOTFIN) reported sales ₹7,589 Cr and net profit ₹2,550 Cr (figures in ₹ crore unless noted).

What are MUTHOOTFIN annual sales and net profit?

For TTM, MUTHOOT FINANCE LIMITED (MUTHOOTFIN) shows sales of ₹29,444 Cr and net profit of ₹10,638 Cr on the Fincrux profit & loss statement.

Who owns MUTHOOT FINANCE LIMITED (MUTHOOTFIN)?

Latest shareholding for MUTHOOT FINANCE LIMITED (MUTHOOTFIN) on Fincrux: Promoters 73.35% (Jun 2026), FIIs 11.61% (Jun 2026), DIIs 10.75% (Jun 2026), Public 4.29% (Jun 2026), No. of Shareholders 3,12,071% (Jun 2026).

Where can I find MUTHOOT FINANCE LIMITED (MUTHOOTFIN) financials?

MUTHOOT FINANCE LIMITED (MUTHOOTFIN) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show MUTHOOTFIN balance sheet and cash flow?

Yes. The MUTHOOT FINANCE LIMITED (MUTHOOTFIN) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 15 October 2026 at 0:16