L&T FINANCE LIMITED (LTF) financials

L&T FINANCE LIMITED (LTF) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

L&T Finance Ltd. is a NBFC, offering a range of financial products and services.[1]Company has filed requisite application for necessary registration as Systemically Important Non- Deposit Accepting Core Investment Company (NBFC-CIC)[2]

Market Cap: ₹61,181Cr.
Current Price: ₹244
Stock P/E: 17.2
ROE: 11.8%
ROCE: 8.50%
Book Value: ₹116
Dividend Yield: 1.13%
52W High / Low: ₹339/235

In Sep 2026, L&T FINANCE LIMITED (LTF) reported sales ₹5,484 Cr and net profit ₹968 Cr.

Annual TTM: sales ₹20,196 Cr, net profit ₹3,542 Cr.

Shareholding: Promoters 65.93% (Sep 2026), FIIs 7.38% (Sep 2026), DIIs 15.80% (Sep 2026), Public 10.90% (Sep 2026), No. of Shareholders 7,38,634% (Sep 2026).

LTF quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	4,095	4,020	4,257	4,333	4,578	4,921	5,213	5,484
Interest	1,569	1,600	1,636	1,634	1,703	1,747	1,970	1,970
Expenses	1,684	1,587	1,649	1,671	1,812	1,903	1,999	2,131
Financing Profit	842	833	972	1,028	1,064	1,270	1,244	1,382
Financing Margin %	21%	21%	23%	24%	23%	26%	24%	25%
Other Income	8	5	0	0	-25	0	31	0
Depreciation	35	39	39	49	56	59	62	71
Profit before tax	815	798	934	979	983	1,211	1,213	1,312
Tax %	24%	21%	26%	26%	26%	22%	26%	26%
Net Profit	619	631	694	728	731	947	895	968
EPS in Rs	2.48	2.53	2.78	2.91	2.92	3.78	3.57	3.86
Gross NPA %	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—
Raw PDF	—	—	—	—	—	—	—	—

LTF profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	502	191	350	12,898	13,574	15,912	18,050	20,196
Interest	201	193	73	5,812	5,387	6,007	6,734	7,391
Expenses	37	34	22	5,155	5,561	6,335	6,981	7,845
Financing Profit	264	-35	255	1,931	2,627	3,570	4,335	4,961
Financing Margin %	53%	-18%	73%	15%	19%	22%	24%	25%
Other Income	20	225	0	698	469	18	-25	7
Depreciation	0	1	0	106	109	133	204	248
Profit before tax	284	189	254	2,524	2,987	3,455	4,106	4,719
Tax %	6%	39%	14%	24%	23%	24%	24%	—
Net Profit	267	116	218	1,920	2,286	2,618	3,100	3,542
EPS in Rs	1.08	0.47	0.88	7.74	9.19	10.49	12.38	14.13
Dividend Payout %	68%	0%	57%	26%	27%	26%	22%	—

LTF balance sheet (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	2,005	2,469	2,474	2,480	2,489	2,495	2,504	2,506
Reserves	5,840	8,541	8,797	18,839	20,706	22,800	25,329	26,596
Borrowing	3,461	1,773	105	83,105	76,603	92,372	110,298	123,869
Other Liabilities	32	56	48	1,603	2,552	2,366	3,812	4,578
Total Liabilities	11,338	12,840	11,424	106,027	102,351	120,033	141,943	157,550
Fixed Assets	1	1	1	216	208	333	1,002	1,241
CWIP	0	0	0	5	36	45	62	0
Investments	10,070	10,070	9,202	14,402	12,375	11,836	10,633	8,759
Other Assets	1,267	2,769	2,221	91,404	89,733	107,819	130,246	147,551
Total Assets	11,338	12,840	11,424	106,027	102,351	120,033	141,943	157,550

LTF cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	775	82	-170	408	6,360	650	-16,608	-14,237
Cash from Investing Activity	-1,306	-1,006	272	-1	-505	859	500	398
Cash from Financing Activity	521	924	1,296	-1,664	-1,659	-7,053	15,441	15,433
Net Cash Flow	-11	0	1,398	-1,257	4,196	-5,544	-668	1,594
Free Cash Flow	774	82	-171	408	6,263	531	-16,794	-14,471

LTF shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	66.25%	66.24%	66.16%	66.10%	66.03%	65.99%	65.96%	65.93%
FIIs	5.30%	5.48%	6.19%	6.40%	6.66%	7.64%	7.71%	7.38%
DIIs	12.17%	13.28%	14.10%	14.33%	15.33%	14.91%	14.90%	15.80%
Public	16.27%	15.01%	13.55%	13.15%	11.99%	11.48%	11.45%	10.90%
No. of Shareholders	8,76,841	8,46,682	7,92,374	7,77,432	7,75,728	7,48,865	7,32,902	7,38,634

LTF key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3%	3%	-0%	2%	11%	10%	11%	12%

LTFUpdated 23 Oct 2026, 5:45

L&t Finance Limited

LTFUpdated 23 Oct 2026, 5:45

Market Cap

₹61,181Cr.

Current Price

₹244

High / Low

₹339/235

Stock P/E

17.2

ROE11.8%

ROCE8.50%

Book Value₹116

Face Value₹10.0

Dividend Yield1.13%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Sep 2023	3214	1325	1343	546	17	262	27	781	26	581	2.34
Dec 2023	3533	1353	1381	799	23	48	28	818	22	636	2.56
Mar 2024	3670	1335	1632	703	19	6	26	683	20	545	2.19
Jun 2024	3782	1351	1491	940	25	1	27	913	26	679	2.73
Sep 2024	4015	1476	1583	956	24	5	32	929	26	689	2.76
Dec 2024	4095	1569	1684	842	21	8	35	815	24	619	2.48
Mar 2025	4020	1600	1587	833	21	5	39	798	21	631	2.53
Jun 2025	4257	1636	1649	972	23	0	39	934	26	694	2.78
Sep 2025	4333	1634	1671	1028	24	0	49	979	26	728	2.91
Dec 2025	4578	1703	1812	1064	23	-25	56	983	26	731	2.92
Mar 2026	4921	1747	1903	1270	26	0	59	1211	22	947	3.78
Jun 2026	5213	1970	1999	1244	24	31	62	1213	26	895	3.57
Sep 2026	5484	1970	2131	1382	25	0	71	1312	26	968	3.86

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	327	39	36	252	77	0	0	252	-4	262	1.24
Mar 2016	427	27	32	367	86	1	0	368	-3	378	1.75
Mar 2017	315	46	24	245	78	0	0	245	-1	249	1.15
Mar 2018	461	162	23	276	60	17	0	293	9	266	1.08
Mar 2019	498	202	20	276	55	28	0	304	12	267	1.09
Mar 2020	502	201	37	264	53	20	0	284	6	267	1.08
Mar 2021	191	193	34	-35	-18	225	1	189	39	116	0.47
Mar 2022	350	73	22	255	73	0	0	254	14	218	0.88
Mar 2023	12898	5812	5155	1931	15	698	106	2524	24	1920	7.74
Mar 2024	13574	5387	5561	2627	19	469	109	2987	23	2286	9.19
Mar 2025	15912	6007	6335	3570	22	18	133	3455	24	2618	10.49
Mar 2026	18050	6734	6981	4335	24	-25	204	4106	24	3100	12.38
TTM	20196	7391	7845	4961	25	7	248	4719	—	3542	14.13

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	65.93%
FIIs	7.38%
DIIs	15.8%
Public	10.9%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	65.9%	10.67%	9.07%	14.36%
Mar 2024	65.86%	11.04%	8.69%	14.39%
Jun 2024	66.37%	7.34%	11.64%	14.66%
Sep 2024	66.29%	6.73%	12.33%	14.66%
Dec 2024	66.25%	5.3%	12.17%	16.27%
Mar 2025	66.24%	5.48%	13.28%	15.01%
Jun 2025	66.16%	6.19%	14.1%	13.55%
Sep 2025	66.1%	6.4%	14.33%	13.15%
Dec 2025	66.03%	6.66%	15.33%	11.99%
Mar 2026	65.99%	7.64%	14.91%	11.48%
Jun 2026	65.96%	7.71%	14.9%	11.45%
Sep 2026	65.93%	7.38%	15.8%	10.9%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	1720	1826	155	5614	0	0	5106	507	5614
Mar 2016	1753	2221	170	5955	0	0	5571	384	5955
Mar 2017	1756	2355	80	6378	0	0	5644	734	6378
Mar 2018	1996	5678	14	9187	0	0	7840	1346	9187
Mar 2019	1999	5832	19	10049	1	0	9146	902	10049
Mar 2020	2005	5840	32	11338	1	0	10070	1267	11338
Mar 2021	2469	8541	56	12840	1	0	10070	2769	12840
Mar 2022	2474	8797	48	11424	1	0	9202	2221	11424
Mar 2023	2480	18839	1603	106027	216	5	14402	91404	106027
Mar 2024	2489	20706	2552	102351	208	36	12375	89733	102351
Mar 2025	2495	22800	2366	120033	333	45	11836	107819	120033
Mar 2026	2504	25329	3812	141943	1002	62	10633	130246	141943
Sep 2026	2506	26596	4578	157550	1241	0	8759	147551	157550

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	145	-180	20	-15
Mar 2016	456	-400	-47	9
Mar 2017	-128	-56	144	-40
Mar 2018	-272	-2191	2474	11
Mar 2019	775	-1306	521	-11
Mar 2020	82	-1006	924	0
Mar 2021	-170	272	1296	1398
Mar 2022	408	-1	-1664	-1257
Mar 2023	6360	-505	-1659	4196
Mar 2024	650	859	-7053	-5544
Mar 2025	-16608	500	15441	-668
Mar 2026	-14237	398	15433	1594

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7%	10%	6%	5%	3%	3%	-0%	2%	11%	10%	11%	12%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of L&T FINANCE LIMITED (LTF)?

The reported market capitalisation for L&T FINANCE LIMITED (LTF) is ₹61,181Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of LTF?

The current price shown for L&T FINANCE LIMITED (LTF) on Fincrux is ₹244 with a 52-week high/low of ₹339/235.

What is the P/E ratio of L&T FINANCE LIMITED (LTF)?

The stock P/E for L&T FINANCE LIMITED (LTF) is 17.2 on Fincrux, with ROE at 11.8% and ROCE at 8.50%.

What were LTF latest quarterly results?

For Sep 2026, L&T FINANCE LIMITED (LTF) reported sales ₹5,484 Cr and net profit ₹968 Cr (figures in ₹ crore unless noted).

What are LTF annual sales and net profit?

For TTM, L&T FINANCE LIMITED (LTF) shows sales of ₹20,196 Cr and net profit of ₹3,542 Cr on the Fincrux profit & loss statement.

Who owns L&T FINANCE LIMITED (LTF)?

Latest shareholding for L&T FINANCE LIMITED (LTF) on Fincrux: Promoters 65.93% (Sep 2026), FIIs 7.38% (Sep 2026), DIIs 15.80% (Sep 2026), Public 10.90% (Sep 2026), No. of Shareholders 7,38,634% (Sep 2026).

Where can I find L&T FINANCE LIMITED (LTF) financials?

L&T FINANCE LIMITED (LTF) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show LTF balance sheet and cash flow?

Yes. The L&T FINANCE LIMITED (LTF) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 23 October 2026 at 5:45