LIC HOUSING FINANCE LTD (LICHSGFIN) financials

LIC HOUSING FINANCE LTD (LICHSGFIN) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

LIC Housing Finance Limited is a housing finance company registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residentialflats / houses to individuals andproject finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD)for commercial properties as well as purchase of commercial shops/showrooms.etc.(Source : 201903 Annua…

Market Cap: ₹29,428Cr.
Current Price: ₹535
Stock P/E: 5.14
ROE: 14.4%
ROCE: 8.58%
Book Value: ₹751
Dividend Yield: 1.87%
52W High / Low: ₹598/459

In Jun 2026, LIC HOUSING FINANCE LTD (LICHSGFIN) reported sales ₹7,062 Cr and net profit ₹1,488 Cr.

Annual TTM: sales ₹28,486 Cr, net profit ₹5,724 Cr.

Shareholding: Promoters 45.24% (Jun 2026), FIIs 21.47% (Jun 2026), DIIs 21.02% (Jun 2026), Public 12.27% (Jun 2026), No. of Shareholders 3,37,873% (Jun 2026).

LICHSGFIN quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	6,926	7,057	7,281	7,169	7,163	7,184	7,077	7,062
Interest	4,880	4,951	4,952	5,048	4,995	4,943	4,787	4,948
Expenses	365	288	534	398	439	466	325	200
Financing Profit	1,681	1,817	1,795	1,723	1,730	1,775	1,964	1,914
Financing Margin %	24%	26%	25%	24%	24%	25%	28%	27%
Other Income	6	0	0	0	6	0	0	3
Depreciation	23	24	25	24	31	33	30	29
Profit before tax	1,664	1,793	1,770	1,699	1,705	1,743	1,934	1,888
Tax %	20%	20%	23%	20%	21%	21%	23%	21%
Net Profit	1,329	1,432	1,368	1,360	1,354	1,384	1,497	1,488
EPS in Rs	24.16	26.03	24.87	24.72	24.61	25.16	27.22	27.06
Gross NPA %	3.05%	2.74%	2.47%	2.62%	2.51%	2.45%	2.15%	2.14%
Net NPA %	1.57%	1.46%	1.22%	1.30%	1.19%	1.13%	1.08%	1.12%
Raw PDF	—	—	—	—	—	—	—	—

LICHSGFIN profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	19,703	19,853	19,926	22,663	27,234	28,043	28,771	28,486
Interest	14,784	14,453	14,177	16,186	18,391	19,536	19,775	19,674
Expenses	1,569	1,997	2,945	2,866	2,725	1,561	1,798	1,430
Financing Profit	3,350	3,403	2,803	3,611	6,119	6,947	7,198	7,383
Financing Margin %	17%	17%	14%	16%	22%	25%	25%	26%
Other Income	-33	-5	28	12	1	3	1	10
Depreciation	48	49	52	66	65	94	118	123
Profit before tax	3,269	3,349	2,778	3,557	6,054	6,856	7,081	7,270
Tax %	27%	18%	18%	19%	21%	21%	21%	—
Net Profit	2,402	2,734	2,287	2,891	4,765	5,429	5,595	5,724
EPS in Rs	47.59	54.18	41.58	52.56	86.63	98.70	101.72	104.05
Dividend Payout %	17%	16%	20%	16%	10%	10%	10%	—

LICHSGFIN balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	101	101	101	110	110	110	110	110
Reserves	16,158	18,092	20,420	24,562	26,990	31,285	36,147	41,215
Borrowing	170,667	191,458	207,983	223,801	244,950	252,662	270,775	277,597
Other Liabilities	13,657	7,155	7,129	6,094	6,362	7,111	6,874	6,183
Total Liabilities	200,583	216,806	235,633	254,567	278,412	291,168	313,906	325,106
Fixed Assets	136	254	243	286	356	361	351	384
CWIP	0	0	4	1	1	0	52	0
Investments	3,595	5,496	4,636	6,199	6,976	6,277	6,872	5,050
Other Assets	196,853	211,055	230,751	248,081	271,079	284,530	306,632	319,671
Total Assets	200,583	216,806	235,633	254,567	278,412	291,168	313,906	325,106

LICHSGFIN cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-21,529	-14,715	-17,195	-16,740	-19,612	-7,061	-17,026	-8,539
Cash from Investing Activity	-1,656	-1,879	884	-1,601	-830	579	-663	1,776
Cash from Financing Activity	24,078	15,158	16,274	17,835	20,239	7,300	17,542	6,210
Net Cash Flow	893	-1,436	-37	-507	-203	818	-147	-553
Free Cash Flow	-21,579	-14,729	-17,205	-16,775	-19,669	-7,098	-17,098	-8,591
CFO/OP	-126%	-76%	-93%	-92%	-94%	-23%	-60%	-27%

LICHSGFIN shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	45.24%	45.24%	45.24%	45.24%	45.24%	45.24%	45.24%	45.24%
FIIs	21.95%	21.24%	21.55%	20.25%	20.17%	20.36%	21.39%	21.47%
DIIs	20.53%	21.44%	21.34%	22.20%	22.14%	21.81%	20.89%	21.02%
Public	12.29%	12.08%	11.87%	12.31%	12.45%	12.60%	12.49%	12.27%
No. of Shareholders	3,61,857	3,66,899	3,64,182	3,64,388	3,58,982	3,52,873	3,47,941	3,37,873

LICHSGFIN key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	16%	14%	14%	10%	11%	16%	16%	14%

LICHSGFINUpdated 15 Oct 2026, 5:43

Lic Housing Finance Ltd

LICHSGFINUpdated 15 Oct 2026, 5:43

Market Cap

₹29,428Cr.

Current Price

₹535

High / Low

₹598/459

Stock P/E

5.14

ROE14.4%

ROCE8.58%

Book Value₹751

Face Value₹2.00

Dividend Yield1.87%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	6747	4494	585	1667	25	0	18	1649	20	1324	24.06	4.98	2.99
Sep 2023	6753	4600	666	1486	22	6	12	1480	20	1188	21.6	4.33	2.59
Dec 2023	6792	4646	680	1466	22	0	17	1449	20	1163	21.14	4.26	2.24
Mar 2024	6936	4650	793	1493	22	0	17	1476	26	1091	19.83	3.31	1.63
Jun 2024	6784	4750	384	1650	24	0	22	1628	20	1300	23.64	3.29	1.68
Sep 2024	6926	4880	365	1681	24	6	23	1664	20	1329	24.16	3.05	1.57
Dec 2024	7057	4951	288	1817	26	0	24	1793	20	1432	26.03	2.74	1.46
Mar 2025	7281	4952	534	1795	25	0	25	1770	23	1368	24.87	2.47	1.22
Jun 2025	7169	5048	398	1723	24	0	24	1699	20	1360	24.72	2.62	1.3
Sep 2025	7163	4995	439	1730	24	6	31	1705	21	1354	24.61	2.51	1.19
Dec 2025	7184	4943	466	1775	25	0	33	1743	21	1384	25.16	2.45	1.13
Mar 2026	7077	4787	325	1964	28	0	30	1934	23	1497	27.22	2.15	1.08
Jun 2026	7062	4948	200	1914	27	3	29	1888	21	1488	27.06	2.14	1.12

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	10782	8310	377	2095	19	16	9	2102	34	1386	27.47
Mar 2016	12474	9307	605	2561	21	12	10	2564	35	1661	32.91
Mar 2017	14072	10231	884	2957	21	8	9	2956	35	1931	38.26
Mar 2018	14841	11144	921	2775	19	0	10	2766	28	2002	39.68
Mar 2019	17364	12892	1082	3391	20	0	12	3380	28	2431	48.17
Mar 2020	19703	14784	1569	3350	17	-33	48	3269	27	2402	47.59
Mar 2021	19853	14453	1997	3403	17	-5	49	3349	18	2734	54.18
Mar 2022	19926	14177	2945	2803	14	28	52	2778	18	2287	41.58
Mar 2023	22663	16186	2866	3611	16	12	66	3557	19	2891	52.56
Mar 2024	27234	18391	2725	6119	22	1	65	6054	21	4765	86.63
Mar 2025	28043	19536	1561	6947	25	3	94	6856	21	5429	98.7
Mar 2026	28771	19775	1798	7198	25	1	118	7081	21	5595	101.72
TTM	28486	19674	1430	7383	26	10	123	7270	—	5724	104.05

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	45.24%
FIIs	21.47%
DIIs	21.02%
Public	12.27%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Sep 2023	45.24%	21.21%	21.51%	12.03%
Dec 2023	45.24%	21.91%	21.76%	11.09%
Mar 2024	45.24%	22.59%	21.99%	10.18%
Jun 2024	45.24%	23.19%	21.22%	10.36%
Sep 2024	45.24%	21.95%	20.53%	12.29%
Dec 2024	45.24%	21.24%	21.44%	12.08%
Mar 2025	45.24%	21.55%	21.34%	11.87%
Jun 2025	45.24%	20.25%	22.2%	12.31%
Sep 2025	45.24%	20.17%	22.14%	12.45%
Dec 2025	45.24%	20.36%	21.81%	12.6%
Mar 2026	45.24%	21.39%	20.89%	12.49%
Jun 2026	45.24%	21.47%	21.02%	12.27%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	101	7717	8195	112545	80	0	237	112228	112545
Mar 2016	101	9045	10421	130498	92	0	277	130129	130498
Mar 2017	101	10976	13486	150900	97	0	527	150277	150900
Mar 2018	101	14140	5934	171090	97	0	1972	169021	171090
Mar 2019	101	16158	13657	200583	136	0	3595	196853	200583
Mar 2020	101	18092	7155	216806	254	0	5496	211055	216806
Mar 2021	101	20420	7129	235633	243	4	4636	230751	235633
Mar 2022	110	24562	6094	254567	286	1	6199	248081	254567
Mar 2023	110	26990	6362	278412	356	1	6976	271079	278412
Mar 2024	110	31285	7111	291168	361	0	6277	284530	291168
Mar 2025	110	36147	6874	313906	351	52	6872	306632	313906
Mar 2026	110	41215	6183	325106	384	0	5050	319671	325106

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-14354	-51	14231	-174
Mar 2016	-13036	-61	14098	1001
Mar 2017	-14279	-283	15073	511
Mar 2018	-19005	1380	18085	460
Mar 2019	-21529	-1656	24078	893
Mar 2020	-14715	-1879	15158	-1436
Mar 2021	-17195	884	16274	-37
Mar 2022	-16740	-1601	17835	-507
Mar 2023	-19612	-830	20239	-203
Mar 2024	-7061	579	7300	818
Mar 2025	-17026	-663	17542	-147
Mar 2026	-8539	1776	6210	-553

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	18%	20%	19%	16%	16%	14%	14%	10%	11%	16%	16%	14%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of LIC HOUSING FINANCE LTD (LICHSGFIN)?

The reported market capitalisation for LIC HOUSING FINANCE LTD (LICHSGFIN) is ₹29,428Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of LICHSGFIN?

The current price shown for LIC HOUSING FINANCE LTD (LICHSGFIN) on Fincrux is ₹535 with a 52-week high/low of ₹598/459.

What is the P/E ratio of LIC HOUSING FINANCE LTD (LICHSGFIN)?

The stock P/E for LIC HOUSING FINANCE LTD (LICHSGFIN) is 5.14 on Fincrux, with ROE at 14.4% and ROCE at 8.58%.

What were LICHSGFIN latest quarterly results?

For Jun 2026, LIC HOUSING FINANCE LTD (LICHSGFIN) reported sales ₹7,062 Cr and net profit ₹1,488 Cr (figures in ₹ crore unless noted).

What are LICHSGFIN annual sales and net profit?

For TTM, LIC HOUSING FINANCE LTD (LICHSGFIN) shows sales of ₹28,486 Cr and net profit of ₹5,724 Cr on the Fincrux profit & loss statement.

Who owns LIC HOUSING FINANCE LTD (LICHSGFIN)?

Latest shareholding for LIC HOUSING FINANCE LTD (LICHSGFIN) on Fincrux: Promoters 45.24% (Jun 2026), FIIs 21.47% (Jun 2026), DIIs 21.02% (Jun 2026), Public 12.27% (Jun 2026), No. of Shareholders 3,37,873% (Jun 2026).

Where can I find LIC HOUSING FINANCE LTD (LICHSGFIN) financials?

LIC HOUSING FINANCE LTD (LICHSGFIN) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show LICHSGFIN balance sheet and cash flow?

Yes. The LIC HOUSING FINANCE LTD (LICHSGFIN) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 15 October 2026 at 5:43