KARNATAKA BANK LIMITED (KTKBANK) financials

KARNATAKA BANK LIMITED (KTKBANK) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Karnataka Bank is engaged in providing a wide range of banking & financial services involving retail, corporate banking and para-banking activities in addition to treasury and foreign exchange business.[1]

Market Cap: ₹12,056Cr.
Current Price: ₹319
Stock P/E: 8.39
ROE: 10.4%
ROCE: 6.06%
Book Value: ₹350
Dividend Yield: 1.57%
52W High / Low: ₹346/174

In Jun 2026, KARNATAKA BANK LIMITED (KTKBANK) reported sales ₹2,383 Cr and net profit ₹419 Cr.

Annual TTM: sales ₹9,039 Cr, net profit ₹1,437 Cr.

Shareholding: FIIs 16.30% (Sep 2026), DIIs 18.63% (Sep 2026), Public 65.07% (Sep 2026), No. of Shareholders 3,72,201% (Sep 2026).

KTKBANK quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	2,234	2,243	2,258	2,261	2,179	2,220	2,257	2,383
Interest	1,401	1,450	1,478	1,506	1,451	1,428	1,414	1,444
Expenses	674	736	865	757	652	737	717	742
Financing Profit	159	57	-84	-2	77	55	126	196
Financing Margin %	7%	3%	-4%	-0%	4%	2%	6%	8%
Other Income	270	292	428	358	343	302	399	355
Depreciation	-0	-0	-0	-0	-0	-0	-0	-0
Profit before tax	429	349	344	356	420	357	525	552
Tax %	22%	19%	27%	18%	24%	19%	22%	24%
Net Profit	336	284	252	292	319	291	408	419
EPS in Rs	8.90	7.50	6.68	7.74	8.44	7.69	10.79	11.08
Gross NPA %	3.21%	3.11%	3.08%	3.46%	3.33%	3.32%	2.78%	2.58%
Net NPA %	1.46%	1.39%	1.31%	1.44%	1.35%	1.31%	0.98%	0.87%
Raw PDF	—	—	—	—	—	—	—	—

KTKBANK profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	6,475	6,232	6,222	7,220	8,299	9,014	8,918	9,039
Interest	4,444	4,049	3,731	4,035	5,000	5,703	5,799	5,738
Expenses	2,706	2,902	2,677	2,650	2,983	2,854	2,757	2,848
Financing Profit	-676	-719	-186	535	316	456	362	453
Financing Margin %	-10%	-12%	-3%	7%	4%	5%	4%	5%
Other Income	1,262	1,404	954	993	1,319	1,270	1,403	1,400
Depreciation	64	74	74	86	72	85	106	0
Profit before tax	522	612	695	1,441	1,563	1,641	1,658	1,853
Tax %	17%	21%	27%	18%	16%	22%	21%	—
Net Profit	432	483	509	1,180	1,306	1,272	1,310	1,437
EPS in Rs	13.89	15.52	16.35	37.79	34.63	33.67	34.65	38.00
Dividend Payout %	-0%	12%	24%	13%	16%	15%	14%	—

KTKBANK balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	283	311	311	311	312	377	378	378
Reserves	5,503	5,660	6,331	6,784	7,901	10,471	11,707	12,846
Deposits	68,452	71,785	75,655	80,387	87,368	97,988	104,807	108,779
Borrowing	3,326	4,065	1,765	2,314	1,563	4,400	1,941	5,329
Other Liabilities	1,483	1,493	1,553	1,789	1,914	2,848	2,128	2,024
Total Liabilities	79,046	83,313	85,615	91,584	99,058	116,085	120,961	129,357
Fixed Assets	775	826	838	805	846	915	976	1,051
CWIP	-0	-0	1	13	29	13	14	9
Investments	16,185	17,545	21,635	22,041	23,326	24,302	24,537	26,739
Other Assets	62,086	64,942	63,142	68,725	74,857	90,855	95,434	101,558
Total Assets	79,046	83,313	85,615	91,584	99,058	116,085	120,961	129,357

KTKBANK cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-2,231	-90	3,369	-467	1,830	681	-321	1,100
Cash from Investing Activity	-68	-56	-87	-56	-87	-369	-161	-88
Cash from Financing Activity	2,307	-545	-885	-355	-20	1,582	412	-1,260
Net Cash Flow	9	-690	2,396	-879	1,723	1,894	-70	-248
Free Cash Flow	-2,299	-146	3,282	-523	1,743	570	-482	1,012

KTKBANK shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
FIIs	11.22%	12.88%	15.66%	14.60%	11.69%	11.78%	13.10%	16.30%
DIIs	20.23%	18.16%	17.01%	16.11%	15.84%	16.16%	15.75%	18.63%
Public	68.55%	68.97%	67.33%	69.27%	72.46%	72.04%	71.15%	65.07%
No. of Shareholders	3,74,588	3,99,569	4,04,405	4,10,790	4,10,590	3,93,841	3,74,587	3,72,201

KTKBANK key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9%	7%	8%	7%	15%	14%	11%	10%

KTKBANKUpdated 21 Oct 2026, 20:40

Karnataka Bank Limited

KTKBANKUpdated 21 Oct 2026, 20:40

Market Cap

₹12,056Cr.

Current Price

₹319

High / Low

₹346/174

Stock P/E

8.39

ROE10.4%

ROCE6.06%

Book Value₹350

Face Value₹10.0

Dividend Yield1.57%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	1959	1144	689	126	6	324	450	18	371	11.87	3.68	1.43
Sep 2023	2027	1204	670	153	8	250	402	18	330	10.56	3.47	1.36
Dec 2023	2113	1285	758	70	3	326	396	16	331	9.55	3.64	1.55
Mar 2024	2201	1367	938	-104	-5	419	315	13	274	7.27	3.53	1.58
Jun 2024	2278	1375	664	239	11	279	518	23	400	10.61	3.54	1.66
Sep 2024	2234	1401	674	159	7	270	429	22	336	8.9	3.21	1.46
Dec 2024	2243	1450	736	57	3	292	349	19	284	7.5	3.11	1.39
Mar 2025	2258	1478	865	-84	-4	428	344	27	252	6.68	3.08	1.31
Jun 2025	2261	1506	757	-2	0	358	356	18	292	7.74	3.46	1.44
Sep 2025	2179	1451	652	77	4	343	420	24	319	8.44	3.33	1.35
Dec 2025	2220	1428	737	55	2	302	357	19	291	7.69	3.32	1.31
Mar 2026	2257	1414	717	126	6	399	525	22	408	10.79	2.78	0.98
Jun 2026	2383	1444	742	196	8	355	552	24	419	11.08	2.58	0.87

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	4698	3530	1131	38	1	507	-14	559	19	451	14.52
Mar 2016	4992	3689	1275	27	1	543	42	528	21	415	13.35
Mar 2017	5185	3695	1782	-292	-6	809	50	468	3	452	14.55
Mar 2018	5424	3566	2452	-594	-11	954	50	310	-5	326	10.47
Mar 2019	5906	4001	2245	-340	-6	1002	54	608	21	477	15.35
Mar 2020	6475	4444	2706	-676	-10	1262	64	522	17	432	13.89
Mar 2021	6232	4049	2902	-719	-12	1404	74	612	21	483	15.52
Mar 2022	6222	3731	2677	-186	-3	954	74	695	27	509	16.35
Mar 2023	7220	4035	2650	535	7	993	86	1441	18	1180	37.79
Mar 2024	8299	5000	2983	316	4	1319	72	1563	16	1306	34.63
Mar 2025	9014	5703	2854	456	5	1270	85	1641	22	1272	33.67
Mar 2026	8918	5799	2757	362	4	1403	106	1658	21	1310	34.65
TTM	9039	5738	2848	453	5	1400	0	1853	—	1437	38

Shareholding pattern

As of Sep 2026%

Holder	Share
FIIs	16.3%
DIIs	18.63%
Public	65.07%

Shareholding trend

Ownership over time%

Quarter	FIIs	DIIs	Public
Dec 2023	19.03%	17.69%	63.26%
Mar 2024	18.86%	23.06%	58.08%
Jun 2024	14.72%	22.85%	62.43%
Sep 2024	10.29%	22.05%	67.67%
Dec 2024	11.22%	20.23%	68.55%
Mar 2025	12.88%	18.16%	68.97%
Jun 2025	15.66%	17.01%	67.33%
Sep 2025	14.6%	16.11%	69.27%
Dec 2025	11.69%	15.84%	72.46%
Mar 2026	11.78%	16.16%	72.04%
Jun 2026	13.1%	15.75%	71.15%
Sep 2026	16.3%	18.63%	65.07%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	188	3201	1401	51837	292	0	14032	37513	51837
Mar 2016	188	3502	1270	56500	307	0	16257	39937	56500
Mar 2017	283	4860	1330	64039	721	0	20220	43098	64039
Mar 2018	283	5128	1276	70374	762	0	15444	54168	70374
Mar 2019	283	5503	1483	79046	775	0	16185	62086	79046
Mar 2020	311	5660	1493	83313	826	0	17545	64942	83313
Mar 2021	311	6331	1553	85615	838	1	21635	63142	85615
Mar 2022	311	6784	1789	91584	805	13	22041	68725	91584
Mar 2023	312	7901	1914	99058	846	29	23326	74857	99058
Mar 2024	377	10471	2848	116085	915	13	24302	90855	116085
Mar 2025	378	11707	2128	120961	976	14	24537	95434	120961
Mar 2026	378	12846	2024	129357	1051	9	26739	101558	129357

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	648	-80	-291	277
Mar 2016	636	-58	-147	431
Mar 2017	-184	-40	453	229
Mar 2018	721	-91	-303	327
Mar 2019	-2231	-68	2307	9
Mar 2020	-90	-56	-545	-690
Mar 2021	3369	-87	-885	2396
Mar 2022	-467	-56	-355	-879
Mar 2023	1830	-87	-20	1723
Mar 2024	681	-369	1582	1894
Mar 2025	-321	-161	412	-70
Mar 2026	1100	-88	-1260	-248

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	14%	12%	10%	6%	9%	7%	8%	7%	15%	14%	11%	10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of KARNATAKA BANK LIMITED (KTKBANK)?

The reported market capitalisation for KARNATAKA BANK LIMITED (KTKBANK) is ₹12,056Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of KTKBANK?

The current price shown for KARNATAKA BANK LIMITED (KTKBANK) on Fincrux is ₹319 with a 52-week high/low of ₹346/174.

What is the P/E ratio of KARNATAKA BANK LIMITED (KTKBANK)?

The stock P/E for KARNATAKA BANK LIMITED (KTKBANK) is 8.39 on Fincrux, with ROE at 10.4% and ROCE at 6.06%.

What were KTKBANK latest quarterly results?

For Jun 2026, KARNATAKA BANK LIMITED (KTKBANK) reported sales ₹2,383 Cr and net profit ₹419 Cr (figures in ₹ crore unless noted).

What are KTKBANK annual sales and net profit?

For TTM, KARNATAKA BANK LIMITED (KTKBANK) shows sales of ₹9,039 Cr and net profit of ₹1,437 Cr on the Fincrux profit & loss statement.

Who owns KARNATAKA BANK LIMITED (KTKBANK)?

Latest shareholding for KARNATAKA BANK LIMITED (KTKBANK) on Fincrux: FIIs 16.30% (Sep 2026), DIIs 18.63% (Sep 2026), Public 65.07% (Sep 2026), No. of Shareholders 3,72,201% (Sep 2026).

Where can I find KARNATAKA BANK LIMITED (KTKBANK) financials?

KARNATAKA BANK LIMITED (KTKBANK) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show KTKBANK balance sheet and cash flow?

Yes. The KARNATAKA BANK LIMITED (KTKBANK) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 20:40