JM FINANCIAL LIMITED (JMFINANCIL) financials

JM FINANCIAL LIMITED (JMFINANCIL) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

JM Financial Ltd is an integrated and diversified financial services group. Its primary businesses include mortgage lending, distressed credit, asset management. It is also engaged in investment banking and the management of private equity funds.[1]

Market Cap: ₹10,906Cr.
Current Price: ₹114
Stock P/E: 19.3
ROE: 15.1%
ROCE: 17.6%
Book Value: ₹49.8
Dividend Yield: 2.85%
52W High / Low: ₹176/112

In Jun 2026, JM FINANCIAL LIMITED (JMFINANCIL) reported sales ₹82.26 Cr and net profit ₹2.50 Cr.

Annual TTM: sales ₹672 Cr, net profit ₹562 Cr.

Shareholding: Promoters 57.95% (Sep 2026), FIIs 16.87% (Sep 2026), DIIs 5.07% (Sep 2026), Public 20.11% (Sep 2026), No. of Shareholders 1,72,747% (Sep 2026).

JMFINANCIL quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	225.52	194.55	225.49	246.26	275.23	194.71	119.37	82.26
Expenses	138.40	95.32	75.77	81.69	109.41	97.67	82.62	78.76
Operating Profit	87.12	99.23	149.72	164.57	165.82	97.04	36.75	3.50
OPM %	38.63%	51.00%	66.40%	66.83%	60.25%	49.84%	30.79%	4.25%
Other Income	182.62	-7.88	7.02	2.01	119.93	239.36	2.61	3.44
Interest	1.41	1.39	1.31	1.26	1.18	1.12	1.09	1.00
Depreciation	3.03	3.06	3.12	3.14	3.05	3.05	3.07	3.16
Profit before tax	265.30	86.90	152.31	162.18	281.52	332.23	35.20	2.78
Tax %	-12.78%	18.91%	11.66%	17.71%	12.66%	13.27%	27.07%	10.07%
Net Profit	299.21	70.47	134.55	133.45	245.89	288.13	25.67	2.50
EPS in Rs	3.13	0.74	1.41	1.40	2.57	3.01	0.27	0.03
Raw PDF	—	—	—	—	—	—	—	—

JMFINANCIL profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	300	373	613	552	820	962	1,200	672
Expenses	127	138	186	242	394	363	371	368
Operating Profit	174	234	427	310	426	599	829	303
OPM %	58%	63%	70%	56%	52%	62%	69%	45%
Other Income	3	2	6	3	1	-31	-1	365
Interest	8	7	7	6	6	6	5	4
Depreciation	12	12	11	10	11	12	12	12
Profit before tax	156	217	416	297	410	550	811	652
Tax %	19%	19%	21%	14%	25%	2%	15%	—
Net Profit	127	175	328	256	310	539	693	562
EPS in Rs	1.51	1.84	3.44	2.69	3.24	5.64	7.25	5.88
Dividend Payout %	13%	27%	48%	67%	62%	48%	45%	—

JMFINANCIL balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	84	84	95	95	95	96	96	96
Reserves	2,398	2,489	3,408	3,641	3,792	4,014	4,366	4,663
Borrowings	1	1	72	66	61	54	53	41
Other Liabilities	174	269	216	234	216	289	363	291
Total Liabilities	2,657	2,843	3,790	4,037	4,164	4,452	4,878	5,091
Fixed Assets	5	77	69	61	56	48	47	35
CWIP	0	0	0	0	0	0	0	0
Investments	2,389	2,528	3,021	3,251	3,098	3,657	3,962	4,266
Other Assets	263	238	700	725	1,009	747	869	790
Total Assets	2,657	2,843	3,790	4,037	4,164	4,452	4,878	5,091

JMFINANCIL cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-37	151	-352	203	-281	518	162	61
Cash from Investing Activity	152	-88	-382	-25	398	-433	84	296
Cash from Financing Activity	-139	-56	729	-108	-208	-99	-211	-416
Net Cash Flow	-24	8	-5	70	-91	-14	35	-59
Free Cash Flow	-40	151	-353	201	-284	517	157	61
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit	-18%	99%	-136%	65%	-77%	139%	40%	7%

JMFINANCIL shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	56.43%	56.50%	56.51%	56.61%	56.90%	57.07%	57.03%	57.95%
FIIs	17.02%	17.48%	17.69%	18.38%	17.71%	17.16%	16.95%	16.87%
DIIs	7.20%	7.07%	6.53%	5.61%	5.76%	5.88%	5.50%	5.07%
Public	19.36%	18.94%	19.27%	19.42%	19.64%	19.89%	20.54%	20.11%
No. of Shareholders	1,89,596	1,87,163	1,73,290	1,77,160	1,76,556	1,72,802	1,75,511	1,72,747

JMFINANCIL key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	14	27	49	17	22	35	42	22
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	14	27	49	17	22	35	42	22
Working Capital Days	221	84	136	57	83	44	31	0
ROCE %	5%	6%	7%	11%	8%	10%	14%	18%

JMFINANCILUpdated 22 Oct 2026, 5:39

Jm Financial Limited

JMFINANCILUpdated 22 Oct 2026, 5:39

Market Cap

₹10,906Cr.

Current Price

₹114

High / Low

₹176/112

Stock P/E

19.3

ROE15.1%

ROCE17.6%

Book Value₹49.8

Face Value₹1.00

Dividend Yield2.85%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	142.23	1.5	77.92	2.81	2.73	62.89	20.75	49.84	0.52
Sep 2023	167.17	1.33	99.57	98.31	2.79	161.79	11.94	142.47	1.49
Dec 2023	217.52	1.34	97.63	2.32	2.74	118.13	23.97	89.82	0.94
Mar 2024	191.01	1.33	121.3	1.64	2.63	67.39	59.24	27.47	0.29
Jun 2024	118.84	1.45	70.3	1.41	2.99	45.51	24.17	34.51	0.36
Sep 2024	225.52	1.41	138.4	182.62	3.03	265.3	-12.78	299.21	3.13
Dec 2024	194.55	1.39	95.32	-7.88	3.06	86.9	18.91	70.47	0.74
Mar 2025	225.49	1.31	75.77	7.02	3.12	152.31	11.66	134.55	1.41
Jun 2025	246.26	1.26	81.69	2.01	3.14	162.18	17.71	133.45	1.4
Sep 2025	275.23	1.18	109.41	119.93	3.05	281.52	12.66	245.89	2.57
Dec 2025	194.71	1.12	97.67	239.36	3.05	332.23	13.27	288.13	3.01
Mar 2026	119.37	1.09	82.62	2.61	3.07	35.2	27.07	25.67	0.27
Jun 2026	82.26	1	78.76	3.44	3.16	2.78	10.07	2.5	0.03

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	104	8	16	1	0	80	3	78	1
Mar 2016	157	27	18	0	0	112	0	112	1.42
Mar 2017	162	40	16	1	1	107	0	107	1.34
Mar 2018	425	35	157	1	2	233	18	192	2.29
Mar 2019	270	20	133	1	2	116	4	111	1.33
Mar 2020	300	8	127	3	12	156	19	127	1.51
Mar 2021	373	7	138	2	12	217	19	175	1.84
Mar 2022	613	7	186	6	11	416	21	328	3.44
Mar 2023	552	6	242	3	10	297	14	256	2.69
Mar 2024	820	6	394	1	11	410	25	310	3.24
Mar 2025	962	6	363	-31	12	550	2	539	5.64
Mar 2026	1200	5	371	-1	12	811	15	693	7.25
TTM	672	4	368	365	12	652	—	562	5.88

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	57.95%
FIIs	16.87%
DIIs	5.07%
Public	20.11%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	56.44%	17.92%	8.46%	17.17%
Mar 2024	56.44%	18.19%	8.46%	16.91%
Jun 2024	56.43%	16.83%	8.63%	18.11%
Sep 2024	56.43%	15.31%	8.57%	19.7%
Dec 2024	56.43%	17.02%	7.2%	19.36%
Mar 2025	56.5%	17.48%	7.07%	18.94%
Jun 2025	56.51%	17.69%	6.53%	19.27%
Sep 2025	56.61%	18.38%	5.61%	19.42%
Dec 2025	56.9%	17.71%	5.76%	19.64%
Mar 2026	57.07%	17.16%	5.88%	19.89%
Jun 2026	57.03%	16.95%	5.5%	20.54%
Sep 2026	57.95%	16.87%	5.07%	20.11%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Borrowings	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2015	78	1565	122	183	1949	2	1662	285	1949
Mar 2016	79	1576	426	191	2272	3	1757	512	2272
Mar 2017	79	1646	207	121	2053	2	1769	282	2053
Mar 2018	84	2407	1	187	2679	6	2424	249	2679
Mar 2019	84	2398	1	174	2657	5	2389	263	2657
Mar 2020	84	2489	1	269	2843	77	2528	238	2843
Mar 2021	95	3408	72	216	3790	69	3021	700	3790
Mar 2022	95	3641	66	234	4037	61	3251	725	4037
Mar 2023	95	3792	61	216	4164	56	3098	1009	4164
Mar 2024	96	4014	54	289	4452	48	3657	747	4452
Mar 2025	96	4366	53	363	4878	47	3962	869	4878
Mar 2026	96	4663	41	291	5091	35	4266	790	5091

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	19	-275	72	-184
Mar 2016	-221	16	182	-23
Mar 2017	257	101	-360	-1
Mar 2018	179	-472	309	15
Mar 2019	-37	152	-139	-24
Mar 2020	151	-88	-56	8
Mar 2021	-352	-382	729	-5
Mar 2022	203	-25	-108	70
Mar 2023	-281	398	-208	-91
Mar 2024	518	-433	-99	-14
Mar 2025	162	84	-211	35
Mar 2026	61	296	-416	-59

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	21	14	27	49	17	22	35	42	22
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	21	14	27	49	17	22	35	42	22
Working Capital Days	-379	-402	-220	120	221	84	136	57	83	44	31	0
ROCE %	5%	7%	7%	12%	5%	6%	7%	11%	8%	10%	14%	18%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of JM FINANCIAL LIMITED (JMFINANCIL)?

The reported market capitalisation for JM FINANCIAL LIMITED (JMFINANCIL) is ₹10,906Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of JMFINANCIL?

The current price shown for JM FINANCIAL LIMITED (JMFINANCIL) on Fincrux is ₹114 with a 52-week high/low of ₹176/112.

What is the P/E ratio of JM FINANCIAL LIMITED (JMFINANCIL)?

The stock P/E for JM FINANCIAL LIMITED (JMFINANCIL) is 19.3 on Fincrux, with ROE at 15.1% and ROCE at 17.6%.

What were JMFINANCIL latest quarterly results?

For Jun 2026, JM FINANCIAL LIMITED (JMFINANCIL) reported sales ₹82.26 Cr and net profit ₹2.50 Cr (figures in ₹ crore unless noted).

What are JMFINANCIL annual sales and net profit?

For TTM, JM FINANCIAL LIMITED (JMFINANCIL) shows sales of ₹672 Cr and net profit of ₹562 Cr on the Fincrux profit & loss statement.

Who owns JM FINANCIAL LIMITED (JMFINANCIL)?

Latest shareholding for JM FINANCIAL LIMITED (JMFINANCIL) on Fincrux: Promoters 57.95% (Sep 2026), FIIs 16.87% (Sep 2026), DIIs 5.07% (Sep 2026), Public 20.11% (Sep 2026), No. of Shareholders 1,72,747% (Sep 2026).

Where can I find JM FINANCIAL LIMITED (JMFINANCIL) financials?

JM FINANCIAL LIMITED (JMFINANCIL) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show JMFINANCIL balance sheet and cash flow?

Yes. The JM FINANCIAL LIMITED (JMFINANCIL) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 22 October 2026 at 5:39