J & K BANK LTD. (J&KBANK) financials
J & K BANK LTD. (J&KBANK) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.
Jammu & Kashmir Bank (J&K Bank), incorporated in Jammu & Kashmir, India, is a publicly held banking company engaged in providing a wide range of banking services including Retail Banking, Corporate Banking & Treasury Operations.[1]It is the only Private Sector Bank in the country assigned with responsibility of convening State/UT Level Bankers’ Committee (SLBC/UTLBC) meetings.The Bank continued t…
- Market Cap: ₹12,453Cr.
- Current Price: ₹113
- Stock P/E: 5.29
- ROE: 15.2%
- ROCE: 5.83%
- Book Value: ₹161
- Dividend Yield: 0.00%
- 52W High / Low: ₹202/97.4
In Sep 2026, J & K BANK LTD. (J&KBANK) reported sales ₹3,727 Cr and net profit ₹546 Cr.
Annual TTM: sales ₹13,858 Cr, net profit ₹2,355 Cr.
Shareholding: Promoters 59.40% (Sep 2026), FIIs 11.62% (Sep 2026), DIIs 7.42% (Sep 2026), Public 21.57% (Sep 2026), No. of Shareholders 2,16,319% (Sep 2026).
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 3,206 | 3,212 | 3,268 | 3,292 | 3,313 | 3,272 | 3,546 | 3,727 |
| Interest | 1,697 | 1,732 | 1,803 | 1,858 | 1,825 | 1,784 | 2,049 | 2,225 |
| Expenses | 993 | 1,072 | 1,058 | 954 | 961 | 886 | 1,092 | 1,100 |
| Financing Profit | 516 | 408 | 407 | 480 | 528 | 601 | 405 | 402 |
| Financing Margin % | 16% | 13% | 12% | 15% | 16% | 18% | 11% | 11% |
| Other Income | 242 | 402 | 250 | 154 | 278 | 259 | 214 | 315 |
| Depreciation | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Profit before tax | 758 | 809 | 658 | 634 | 806 | 861 | 619 | 717 |
| Tax % | 30% | 28% | 26% | 22% | 27% | 7% | 32% | 24% |
| Net Profit | 532 | 585 | 485 | 494 | 587 | 798 | 424 | 546 |
| EPS in Rs | 4.83 | 5.31 | 4.40 | 4.49 | 5.33 | 7.24 | 3.85 | 4.96 |
| Gross NPA % | 4.08% | 3.37% | 3.50% | 3.32% | 3.00% | 2.50% | 2.37% | 2.23% |
| Net NPA % | 0.94% | 0.79% | 0.82% | 0.76% | 0.68% | 0.64% | 0.60% | 0.51% |
| Raw PDF | — | — | — | — | — | — | — | — |
| Category | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | TTM |
|---|---|---|---|---|---|---|---|---|
| Revenue | 8,446 | 8,111 | 8,013 | 9,355 | 11,212 | 12,536 | 13,145 | 13,858 |
| Interest | 4,740 | 4,340 | 4,102 | 4,610 | 6,009 | 6,742 | 7,269 | 7,882 |
| Expenses | 5,227 | 3,795 | 3,769 | 3,560 | 3,427 | 3,823 | 3,730 | 4,039 |
| Financing Profit | -1,521 | -24 | 143 | 1,185 | 1,777 | 1,971 | 2,146 | 1,936 |
| Financing Margin % | -18% | -0% | 2% | 13% | 16% | 16% | 16% | 14% |
| Other Income | 546 | 692 | 744 | 757 | 825 | 1,130 | 940 | 1,066 |
| Depreciation | 125 | 134 | 144 | 158 | 218 | 168 | 128 | 0 |
| Profit before tax | -1,100 | 534 | 743 | 1,784 | 2,385 | 2,934 | 2,958 | 3,003 |
| Tax % | 4% | 19% | 32% | 33% | 26% | 29% | 20% | — |
| Net Profit | -1,139 | 432 | 502 | 1,197 | 1,767 | 2,082 | 2,363 | 2,355 |
| EPS in Rs | -15.97 | 6.06 | 5.38 | 11.61 | 16.05 | 18.91 | 21.46 | 21.38 |
| Dividend Payout % | 0% | 0% | 0% | 4% | 13% | 11% | 0% | — |
| Category | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Equity Capital | 71 | 71 | 93 | 103 | 110 | 110 | 110 | 110 |
| Reserves | 6,322 | 6,754 | 8,014 | 9,840 | 12,126 | 14,142 | 16,640 | 17,672 |
| Deposits | 97,788 | 108,061 | 114,710 | 122,038 | 134,776 | 148,569 | 165,354 | 176,796 |
| Borrowing | 2,020 | 2,015 | 2,371 | 2,892 | 2,885 | 2,383 | 3,431 | 5,381 |
| Other Liabilities | 2,671 | 3,390 | 5,414 | 11,089 | 4,630 | 4,264 | 3,659 | 3,714 |
| Total Liabilities | 108,872 | 120,292 | 130,602 | 145,962 | 154,527 | 169,468 | 189,194 | 203,673 |
| Fixed Assets | 2,036 | 1,971 | 1,907 | 2,224 | 2,208 | 2,126 | 2,444 | 2,516 |
| CWIP | 35 | 41 | 46 | 47 | 50 | 66 | 88 | 0 |
| Investments | 23,052 | 30,814 | 33,835 | 34,829 | 34,987 | 41,213 | 40,822 | 45,941 |
| Other Assets | 83,749 | 87,465 | 94,814 | 108,862 | 117,282 | 126,065 | 145,840 | 155,216 |
| Total Assets | 108,872 | 120,292 | 130,602 | 145,962 | 154,527 | 169,468 | 189,194 | 203,673 |
| Category | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| Cash from Operating Activity | -2,995 | 4,374 | -11 | -1,568 | -421 | -851 | 2,718 | -1,132 |
| Cash from Investing Activity | -164 | -114 | -76 | -85 | -123 | -257 | -102 | -302 |
| Cash from Financing Activity | 769 | -339 | -199 | 941 | 638 | 407 | -1,034 | -500 |
| Net Cash Flow | -2,391 | 3,921 | -285 | -713 | 94 | -701 | 1,582 | -1,934 |
| Free Cash Flow | -3,160 | 4,260 | -86 | -1,654 | -544 | -1,037 | 2,617 | -1,601 |
| Category | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 | Sep 2026 |
|---|---|---|---|---|---|---|---|---|
| Promoters | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% | 59.40% |
| FIIs | 7.07% | 7.64% | 8.01% | 7.85% | 8.14% | 8.35% | 9.38% | 11.62% |
| DIIs | 6.82% | 6.69% | 5.87% | 5.76% | 5.84% | 6.00% | 7.85% | 7.42% |
| Public | 26.70% | 26.26% | 26.72% | 26.98% | 26.62% | 26.26% | 23.37% | 21.57% |
| No. of Shareholders | 2,82,743 | 2,80,187 | 2,65,968 | 2,61,978 | 2,54,219 | 2,40,539 | 2,19,636 | 2,16,319 |
| Category | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|
| ROE % | 7% | -18% | 7% | 7% | 13% | 16% | 16% | 15% |
J & K Bank Ltd.
₹12,453Cr.
₹113
₹202/97.4
5.29
Jammu & Kashmir Bank (J&K Bank), incorporated in Jammu & Kashmir, India, is a publicly held banking company engaged in providing a wide range of banking services including Retail Banking, Corporate Banking & Treasury Operations.[1]It is the only Private Sector Bank in the country assigned with responsibility of convening State/UT Level Bankers’ Committee (SLBC/UTLBC) meetings.The Bank continued to discharge its lead bank responsibility satisfactorily in 12 districts of UT of J&K, i.e. Srinagar, Ganderbal, Budgam, Baramulla, Bandipora, Kupwara, Anantnag, Kulgam, Pulwama, Shopian, Poonch and Rajouri.[2]
Quarterly results
Profit & loss
Shareholding trend
Balance sheet
Cash flows
Key ratios
Frequently asked questions
What is the market cap of J & K BANK LTD. (J&KBANK)?
The reported market capitalisation for J & K BANK LTD. (J&KBANK) is ₹12,453Cr. on Fincrux. Figures may update with market data and filings.
What is the current share price of J&KBANK?
The current price shown for J & K BANK LTD. (J&KBANK) on Fincrux is ₹113 with a 52-week high/low of ₹202/97.4.
What is the P/E ratio of J & K BANK LTD. (J&KBANK)?
The stock P/E for J & K BANK LTD. (J&KBANK) is 5.29 on Fincrux, with ROE at 15.2% and ROCE at 5.83%.
What were J&KBANK latest quarterly results?
For Sep 2026, J & K BANK LTD. (J&KBANK) reported sales ₹3,727 Cr and net profit ₹546 Cr (figures in ₹ crore unless noted).
What are J&KBANK annual sales and net profit?
For TTM, J & K BANK LTD. (J&KBANK) shows sales of ₹13,858 Cr and net profit of ₹2,355 Cr on the Fincrux profit & loss statement.
Who owns J & K BANK LTD. (J&KBANK)?
Latest shareholding for J & K BANK LTD. (J&KBANK) on Fincrux: Promoters 59.40% (Sep 2026), FIIs 11.62% (Sep 2026), DIIs 7.42% (Sep 2026), Public 21.57% (Sep 2026), No. of Shareholders 2,16,319% (Sep 2026).
Where can I find J & K BANK LTD. (J&KBANK) financials?
J & K BANK LTD. (J&KBANK) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.
Does Fincrux show J&KBANK balance sheet and cash flow?
Yes. The J & K BANK LTD. (J&KBANK) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.