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INDIAN OVERSEAS BANK (IOB) financials

INDIAN OVERSEAS BANK (IOB) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969.[1]

  • Market Cap: ₹59,676Cr.
  • Current Price: ₹31.0
  • Stock P/E: 10.4
  • ROE: 14.9%
  • ROCE: 6.07%
  • Book Value: ₹20.5
  • Dividend Yield: 0.00%
  • 52W High / Low: ₹41.8/30.1

In Jun 2026, INDIAN OVERSEAS BANK (IOB) reported sales ₹8,778 Cr and net profit ₹1,659 Cr.

Annual TTM: sales ₹33,288 Cr, net profit ₹5,756 Cr.

Shareholding: Promoters 92.44% (Jun 2026), FIIs 0.47% (Jun 2026), DIIs 4.29% (Jun 2026), Public 2.80% (Jun 2026), No. of Shareholders 9,55,025% (Jun 2026).

IOB quarterly results (₹ Cr.)
CategorySep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue6,8517,1127,6347,3867,8498,1728,4898,778
Interest4,3134,3234,5114,6394,7904,8745,0195,090
Expenses3,1892,8493,1502,7132,6973,4303,1023,989
Financing Profit-652-60-2733362-132368-301
Financing Margin %-10%-1%-0%0%5%-2%4%-3%
Other Income1,6331,2981,5811,4811,3651,4991,2912,160
Depreciation-0-0-0-0-0-0-0-0
Profit before tax9821,2371,5541,5141,7281,3671,6591,859
Tax %21%29%32%27%29%0%9%11%
Net Profit7778741,0511,1111,2261,3651,5051,659
EPS in Rs0.410.460.550.580.640.710.780.86
Gross NPA %2.72%2.55%2.14%1.97%1.83%1.54%1.42%1.33%
Net NPA %0.47%0.42%0.37%0.32%0.28%0.24%0.21%0.18%
Raw PDF————————
IOB profit and loss (₹ Cr.)
CategoryMar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026TTM
Revenue17,40616,96616,73019,40024,05028,13131,89633,288
Interest12,10311,06710,41911,14514,22017,24119,32219,773
Expenses16,70610,3609,2639,75611,73711,52911,42113,218
Financing Profit-11,404-4,461-2,952-1,501-1,908-6391,153297
Financing Margin %-66%-26%-18%-8%-8%-2%4%1%
Other Income3,3605,5594,9034,1095,6565,5455,6366,316
Depreciation3012581722603363945210
Profit before tax-8,3448401,7792,3483,4134,5126,2686,613
Tax %2%1%4%11%22%26%17%—
Net Profit-8,5278311,7102,0992,6563,3355,2085,756
EPS in Rs-5.190.510.901.111.401.732.702.99
Dividend Payout %-0%-0%-0%-0%-0%-0%-0%—
IOB balance sheet (₹ Cr.)
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Equity Capital9,14216,43716,43718,90218,90218,90219,25719,257
Reserves7,218-2825084,0986,3619,04013,28418,259
Deposits222,534222,952240,288262,159260,883285,905311,204368,191
Borrowing6,1465,4203,6723,07120,80430,38742,22851,603
Other Liabilities4,96816,20013,10611,1476,7847,7999,04416,011
Total Liabilities250,008260,727274,010299,377313,734352,034395,017473,320
Fixed Assets3,3213,1242,9183,3653,7103,7254,5815,007
CWIP163100147467
Investments66,93279,41695,49498,17994,17099,632111,045119,810
Other Assets179,739178,183175,597197,833215,854248,662279,317348,436
Total Assets250,008260,727274,010299,377313,734352,034395,017473,320
IOB cash flows (₹ Cr.)
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
Cash from Operating Activity-786-14,0234,9495,566-15,595-1,1652,7715,502
Cash from Investing Activity-647-85-46-48-559-359-565-639
Cash from Financing Activity5,7807,2771,813479-12-528310-710
Net Cash Flow4,347-6,8316,7165,997-16,166-2,0522,5164,152
Free Cash Flow-1,433-14,1084,9035,518-16,155-1,5252,2054,863
IOB shareholding pattern (%)
CategorySep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Promoters96.38%96.38%94.61%94.61%94.61%92.44%92.44%92.44%
FIIs0.04%0.02%0.22%0.08%0.31%0.35%0.43%0.47%
DIIs1.30%1.30%2.59%2.37%2.30%4.26%4.28%4.29%
Public2.29%2.30%2.58%2.94%2.78%2.93%2.85%2.80%
No. of Shareholders9,77,5929,77,9179,77,86310,08,1289,88,5519,81,8299,68,2989,55,025
IOB key ratios
CategoryMar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-26%-52%5%9%9%10%11%15%
IOBUpdated 18 Oct 2026, 5:36

Indian Overseas Bank

Market Cap

₹59,676Cr.

Current Price

₹31.0

High / Low

₹41.8/30.1

Stock P/E

10.4

ROE14.9%
ROCE6.07%
Book Value₹20.5
Face Value₹10.0
Dividend Yield0.00%

About

Indian Overseas Bank was founded in 1937 by Chidambaram Chettyar. It was one of the 14 major banks that were nationalized in 1969.[1]

Quarterly results

Last reported quarters₹ Cr.

Profit & loss

Annual statement₹ Cr.

Shareholding pattern

As of Jun 2026%

Shareholding trend

Ownership over time%

Balance sheet

Assets & liabilities₹ Cr.

Cash flows

Operating, investing & financing₹ Cr.

Key ratios

Historical financial ratios
CategoryMar 2015Mar 2016Mar 2017Mar 2018Mar 2019Mar 2020Mar 2021Mar 2022Mar 2023Mar 2024Mar 2025Mar 2026
ROE %-3%-19%-23%-47%-26%-52%5%9%9%10%11%15%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of INDIAN OVERSEAS BANK (IOB)?

The reported market capitalisation for INDIAN OVERSEAS BANK (IOB) is ₹59,676Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of IOB?

The current price shown for INDIAN OVERSEAS BANK (IOB) on Fincrux is ₹31.0 with a 52-week high/low of ₹41.8/30.1.

What is the P/E ratio of INDIAN OVERSEAS BANK (IOB)?

The stock P/E for INDIAN OVERSEAS BANK (IOB) is 10.4 on Fincrux, with ROE at 14.9% and ROCE at 6.07%.

What were IOB latest quarterly results?

For Jun 2026, INDIAN OVERSEAS BANK (IOB) reported sales ₹8,778 Cr and net profit ₹1,659 Cr (figures in ₹ crore unless noted).

What are IOB annual sales and net profit?

For TTM, INDIAN OVERSEAS BANK (IOB) shows sales of ₹33,288 Cr and net profit of ₹5,756 Cr on the Fincrux profit & loss statement.

Who owns INDIAN OVERSEAS BANK (IOB)?

Latest shareholding for INDIAN OVERSEAS BANK (IOB) on Fincrux: Promoters 92.44% (Jun 2026), FIIs 0.47% (Jun 2026), DIIs 4.29% (Jun 2026), Public 2.80% (Jun 2026), No. of Shareholders 9,55,025% (Jun 2026).

Where can I find INDIAN OVERSEAS BANK (IOB) financials?

INDIAN OVERSEAS BANK (IOB) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show IOB balance sheet and cash flow?

Yes. The INDIAN OVERSEAS BANK (IOB) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 5:36

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