HDFC LIFE INS CO LTD (HDFCLIFE) financials

HDFC LIFE INS CO LTD (HDFCLIFE) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

HDFC Life Insurance Company is engaged in carrying on the business of life insurance. The Company offers a range of individual and group insurance solutions. The portfolio comprises of various insurance and investment products such as Protection, Pension, Savings,(Source : 202003 Annual Report Page No: 175)

Market Cap: ₹1,21,502Cr.
Current Price: ₹559
Stock P/E: 61.5
ROE: 11.3%
ROCE: 10.3%
Book Value: ₹89.8
Dividend Yield: 0.38%
52W High / Low: ₹788/509

In Jun 2026, HDFC LIFE INS CO LTD (HDFCLIFE) reported sales ₹33,545 Cr and net profit ₹611 Cr.

Annual TTM: sales ₹103,132 Cr, net profit ₹1,975 Cr.

Shareholding: Promoters 50.54% (Jun 2026), FIIs 19.27% (Jun 2026), DIIs 20.19% (Jun 2026), Public 9.98% (Jun 2026), Others 0.02% (Jun 2026).

HDFCLIFE quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	28,449	17,235	24,111	29,381	20,548	29,312	19,727	33,545
Expenses	28,742	16,775	23,710	28,921	20,207	29,010	19,577	32,984
Operating Profit	-293	460	401	460	341	302	150	561
OPM %	-1.0%	2.7%	1.7%	1.6%	1.7%	1.0%	0.8%	1.7%
Other Income	260	-49	100	140	128	145	383	112
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	-33	411	501	601	469	447	532	674
Tax %	-1,408%	-1%	5%	9%	5%	6%	7%	9%
Net Profit	433	415	477	546	447	421	496	611
EPS in Rs	2.01	1.93	2.21	2.54	2.07	1.95	2.30	2.81
Raw PDF	—	—	—	—	—	—	—	—

HDFCLIFE profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	29,351	71,447	65,402	70,081	101,316	96,687	98,968	103,132
Expenses	28,211	70,166	64,731	69,982	100,630	95,600	97,123	101,778
Operating Profit	1,140	1,282	671	100	686	1,087	1,845	1,354
OPM %	3.9%	1.8%	1.0%	0.1%	0.7%	1.1%	1.9%	1.3%
Other Income	367	442	746	1,407	363	293	361	768
Interest	0	45	0	0	0	0	0	0
Depreciation	46	51	52	75	78	102	158	0
Profit before tax	1,461	1,628	1,365	1,432	971	1,278	2,049	2,122
Tax %	11%	16%	12%	5%	-62%	-41%	7%	—
Net Profit	1,295	1,360	1,208	1,360	1,569	1,802	1,910	1,975
EPS in Rs	6.42	6.73	5.72	6.33	7.29	8.37	8.85	9.13
Dividend Payout %	0%	30%	30%	30%	27%	25%	24%	—

HDFCLIFE balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	2,017	2,019	2,021	2,113	2,149	2,151	2,153	2,158
Reserves	3,638	4,781	6,617	13,373	10,837	12,501	13,973	15,538
Borrowings	0	0	600	600	950	950	2,950	3,099
Other Liabilities	124,350	125,362	170,344	194,303	233,985	286,905	330,058	369,224
Total Liabilities	130,005	132,162	179,582	210,389	247,922	302,507	349,133	390,019
Fixed Assets	323	322	584	964	996	1,545	2,135	2,708
CWIP	10	8	13	19	30	27	109	138
Investments	124,972	127,226	173,582	203,530	238,136	291,064	334,638	373,089
Other Assets	4,700	4,606	5,402	5,876	8,760	9,871	12,251	14,084
Total Assets	130,005	132,162	179,582	210,389	247,922	302,507	349,133	390,019

HDFCLIFE cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	9,871	7,370	9,703	5,540	6,882	10,725	15,598	22,502
Cash from Investing Activity	-10,186	-7,782	-8,995	-1,402	-10,072	-13,632	-13,622	-23,753
Cash from Financing Activity	-337	38	678	-238	1,985	-403	1,607	-275
Net Cash Flow	-652	-374	1,386	3,900	-1,206	-3,310	3,584	-1,525
Free Cash Flow	9,828	7,334	9,644	5,486	6,797	10,594	15,306	22,224
CFO/OP	1,171%	671%	777%	855%	7,363%	1,360%	1,459%	1,230%

HDFCLIFE shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	50.34%	50.32%	50.32%	50.28%	50.25%	50.21%	50.21%	50.54%
FIIs	25.63%	25.14%	24.96%	24.75%	24.82%	24.27%	22.52%	19.27%
DIIs	13.25%	13.72%	14.10%	14.57%	14.59%	15.23%	17.25%	20.19%
Public	10.75%	10.76%	10.60%	10.37%	10.32%	10.25%	10.00%	9.98%
Others	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.03%	0.02%
No. of Shareholders	7,83,844	7,91,447	7,71,949	7,38,630	7,26,959	7,07,141	6,91,649	7,05,326

HDFCLIFE key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	2	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	2	0	0	0	0	0	0	0
Working Capital Days	-17	-17	-13	-12	-12	-8	-6	-6
ROCE %	25%	23%	21%	11%	10%	5%	7%	10%

HDFCLIFEUpdated 13 Oct 2026, 5:30

Hdfc Life Ins Co Ltd

HDFCLIFEUpdated 13 Oct 2026, 5:30

Market Cap

₹1,21,502Cr.

Current Price

₹559

High / Low

₹788/509

Stock P/E

61.5

ROE11.3%

ROCE10.3%

Book Value₹89.8

Face Value₹10.0

Dividend Yield0.38%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Expenses	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	23340	23006	104	438	5	415	1.93
Sep 2023	23097	23503	125	-281	-234	377	1.75
Dec 2023	26886	26613	91	364	0	365	1.7
Mar 2024	27992	27699	156	449	8	412	1.91
Jun 2024	26891	26565	73	399	-20	478	2.22
Sep 2024	28449	28742	260	-33	-1408	433	2.01
Dec 2024	17235	16775	-49	411	-1	415	1.93
Mar 2025	24111	23710	100	501	5	477	2.21
Jun 2025	29381	28921	140	601	9	546	2.54
Sep 2025	20548	20207	128	469	5	447	2.07
Dec 2025	29312	29010	145	447	6	421	1.95
Mar 2026	19727	19577	383	532	7	496	2.3
Jun 2026	33545	32984	112	674	9	611	2.81

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	27213	-14	26339	79	43	924	15	786	3.94
Mar 2016	18138	8	17473	398	45	1010	19	818	4.1
Mar 2017	30642	9	29665	139	41	1066	16	892	4.46
Mar 2018	32246	11	31170	281	44	1302	15	1109	5.51
Mar 2019	38360	14	37517	506	45	1290	1	1277	6.33
Mar 2020	29351	0	28211	367	46	1461	11	1295	6.42
Mar 2021	71447	45	70166	442	51	1628	16	1360	6.73
Mar 2022	65402	0	64731	746	52	1365	12	1208	5.72
Mar 2023	70081	0	69982	1407	75	1432	5	1360	6.33
Mar 2024	101316	0	100630	363	78	971	-62	1569	7.29
Mar 2025	96687	0	95600	293	102	1278	-41	1802	8.37
Mar 2026	98968	0	97123	361	158	2049	7	1910	8.85
TTM	103132	0	101778	768	0	2122	—	1975	9.13

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	50.54%
FIIs	19.27%
DIIs	20.19%
Public	9.98%
Others	0.02%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Sep 2023	50.39%	30.53%	6.87%	12.18%	0.03%
Dec 2023	50.37%	31.28%	6.56%	11.76%	0.03%
Mar 2024	50.37%	30.03%	7.93%	11.64%	0.03%
Jun 2024	50.37%	26.63%	11.24%	11.74%	0.03%
Sep 2024	50.34%	25.63%	13.25%	10.75%	0.03%
Dec 2024	50.32%	25.14%	13.72%	10.76%	0.03%
Mar 2025	50.32%	24.96%	14.1%	10.6%	0.03%
Jun 2025	50.28%	24.75%	14.57%	10.37%	0.03%
Sep 2025	50.25%	24.82%	14.59%	10.32%	0.03%
Dec 2025	50.21%	24.27%	15.23%	10.25%	0.03%
Mar 2026	50.21%	22.52%	17.25%	10%	0.03%
Jun 2026	50.54%	19.27%	20.19%	9.98%	0.02%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Borrowings	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	1995	547	0	66767	69309	345	6	67025	1932	69309
Mar 2016	1995	1113	0	73440	76549	334	12	74230	1972	76549
Mar 2017	1998	1840	0	91267	95106	337	16	91738	3016	95106
Mar 2018	2012	2707	0	105762	110481	336	5	106603	3537	110481
Mar 2019	2017	3638	0	124350	130005	323	10	124972	4700	130005
Mar 2020	2019	4781	0	125362	132162	322	8	127226	4606	132162
Mar 2021	2021	6617	600	170344	179582	584	13	173582	5402	179582
Mar 2022	2113	13373	600	194303	210389	964	19	203530	5876	210389
Mar 2023	2149	10837	950	233985	247922	996	30	238136	8760	247922
Mar 2024	2151	12501	950	286905	302507	1545	27	291064	9871	302507
Mar 2025	2153	13973	2950	330058	349133	2135	109	334638	12251	349133
Mar 2026	2158	15538	3099	369224	390019	2708	138	373089	14084	390019

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	4461	-3516	-168	777
Mar 2016	5690	-4045	-212	1433
Mar 2017	6239	-5106	-236	897
Mar 2018	6741	-4423	-196	2122
Mar 2019	9871	-10186	-337	-652
Mar 2020	7370	-7782	38	-374
Mar 2021	9703	-8995	678	1386
Mar 2022	5540	-1402	-238	3900
Mar 2023	6882	-10072	1985	-1206
Mar 2024	10725	-13632	-403	-3310
Mar 2025	15598	-13622	1607	3584
Mar 2026	22502	-23753	-275	-1525

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	2	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	2	0	0	0	0	0	0	0
Working Capital Days	-11	-27	-20	-25	-17	-17	-13	-12	-12	-8	-6	-6
ROCE %	41%	36%	31%	31%	25%	23%	21%	11%	10%	5%	7%	10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of HDFC LIFE INS CO LTD (HDFCLIFE)?

The reported market capitalisation for HDFC LIFE INS CO LTD (HDFCLIFE) is ₹1,21,502Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of HDFCLIFE?

The current price shown for HDFC LIFE INS CO LTD (HDFCLIFE) on Fincrux is ₹559 with a 52-week high/low of ₹788/509.

What is the P/E ratio of HDFC LIFE INS CO LTD (HDFCLIFE)?

The stock P/E for HDFC LIFE INS CO LTD (HDFCLIFE) is 61.5 on Fincrux, with ROE at 11.3% and ROCE at 10.3%.

What were HDFCLIFE latest quarterly results?

For Jun 2026, HDFC LIFE INS CO LTD (HDFCLIFE) reported sales ₹33,545 Cr and net profit ₹611 Cr (figures in ₹ crore unless noted).

What are HDFCLIFE annual sales and net profit?

For TTM, HDFC LIFE INS CO LTD (HDFCLIFE) shows sales of ₹103,132 Cr and net profit of ₹1,975 Cr on the Fincrux profit & loss statement.

Who owns HDFC LIFE INS CO LTD (HDFCLIFE)?

Latest shareholding for HDFC LIFE INS CO LTD (HDFCLIFE) on Fincrux: Promoters 50.54% (Jun 2026), FIIs 19.27% (Jun 2026), DIIs 20.19% (Jun 2026), Public 9.98% (Jun 2026), Others 0.02% (Jun 2026).

Where can I find HDFC LIFE INS CO LTD (HDFCLIFE) financials?

HDFC LIFE INS CO LTD (HDFCLIFE) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show HDFCLIFE balance sheet and cash flow?

Yes. The HDFC LIFE INS CO LTD (HDFCLIFE) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 5:30