HDB FINANCIAL SERVICES L (HDBFS) financials

HDB FINANCIAL SERVICES L (HDBFS) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Incorporated in 2007, HDB Financial Services Limited (HDBFS) is a non-deposit-taking NBFC and a subsidiary of HDFC Bank engaged in providing lending solutions.[1]

Market Cap: ₹48,498Cr.
Current Price: ₹584
Stock P/E: 16.4
ROE: 13.9%
ROCE: 9.09%
Book Value: ₹267
Dividend Yield: 0.69%
52W High / Low: ₹797/555

In Sep 2026, HDB FINANCIAL SERVICES L (HDBFS) reported sales ₹5,005 Cr and net profit ₹780 Cr.

Annual TTM: sales ₹19,362 Cr, net profit ₹2,960 Cr.

Shareholding: Promoters 74.12% (Jun 2026), FIIs 3.55% (Jun 2026), DIIs 12.10% (Jun 2026), Public 10.00% (Jun 2026), Others 0.23% (Jun 2026).

HDBFS quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	4,144	4,266	4,465	4,545	4,674	4,745	4,938	5,005
Interest	1,645	1,650	1,740	1,694	1,704	1,682	1,753	1,817
Expenses	1,809	1,858	1,942	2,017	2,058	1,997	2,075	2,087
Financing Profit	689	758	784	835	912	1,066	1,110	1,101
Financing Margin %	17%	18%	18%	18%	20%	22%	22%	22%
Other Income	0	0	0	0	0	0	0	0
Depreciation	49	54	51	52	51	54	55	57
Profit before tax	641	704	732	782	860	1,011	1,055	1,044
Tax %	26%	25%	22%	26%	25%	26%	26%	25%
Net Profit	472	531	568	581	644	751	785	780
EPS in Rs	5.95	6.67	6.84	7.01	7.76	9.04	9.46	9.39
Gross NPA %	2.25%	2.26%	2.56%	2.81%	2.81%	2.44%	—	—
Net NPA %	0.90%	0.99%	1.11%	1.27%	1.25%	1.09%	1.04%	—
Raw PDF	—	—	—	—	—	—	—	—

HDBFS profit and loss (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	10,945	11,312	12,403	14,173	16,300	18,431	19,362
Interest	3,883	3,326	3,512	4,907	6,433	6,856	6,957
Expenses	6,451	6,540	6,153	5,817	6,745	7,980	8,217
Financing Profit	610	1,446	2,738	3,449	3,122	3,595	4,188
Financing Margin %	6%	13%	22%	24%	19%	20%	22%
Other Income	-2	0	1	1	0	1	0
Depreciation	108	99	112	145	194	209	218
Profit before tax	501	1,348	2,627	3,305	2,928	3,386	3,970
Tax %	22%	25%	25%	26%	26%	25%	—
Net Profit	391	1,011	1,959	2,461	2,176	2,544	2,960
EPS in Rs	4.96	12.80	24.76	31.03	27.34	30.64	35.65
Dividend Payout %	0%	8%	8%	10%	11%	13%	—

HDBFS balance sheet (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	789	790	791	793	796	830	831
Reserves	7,657	8,749	10,646	12,950	15,024	19,834	21,322
Borrowing	50,359	48,973	54,865	74,331	89,682	99,230	104,442
Other Liabilities	3,836	3,513	3,748	4,483	3,161	3,757	4,182
Total Liabilities	62,641	62,026	70,050	92,557	108,663	123,651	130,777
Fixed Assets	317	293	387	511	735	773	774
CWIP	0	0	0	0	0	0	0
Investments	1,593	2,234	1,243	3,380	2,060	3,748	4,174
Other Assets	60,731	59,500	68,420	88,665	105,868	119,130	125,829
Total Assets	62,641	62,026	70,050	92,557	108,663	123,651	130,777

HDBFS cash flows (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-342	1,987	-6,851	-16,736	-13,626	-8,606
Cash from Investing Activity	131	-703	973	-2,146	1,159	-1,772
Cash from Financing Activity	608	-1,500	5,796	19,134	12,770	10,673
Net Cash Flow	398	-216	-81	252	303	296
Free Cash Flow	-366	1,947	-6,960	-16,858	-13,834	-8,747
CFO/OP	-12%	42%	-99%	-191%	-135%	-74%

HDBFS shareholding pattern (%)
Category	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	74.19%	74.15%	74.12%	74.12%
FIIs	3.17%	3.32%	3.01%	3.55%
DIIs	10.93%	11.41%	12.29%	12.10%
Public	11.48%	10.90%	10.35%	10.00%
Others	0.23%	0.23%	0.23%	0.23%
No. of Shareholders	11,57,250	10,27,204	9,61,497	9,25,474

HDBFS key ratios
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	5%	11%	19%	20%	15%	14%

HDBFSUpdated 15 Oct 2026, 5:30

Hdb Financial Services L

HDBFSUpdated 15 Oct 2026, 5:30

Market Cap

₹48,498Cr.

Current Price

₹584

High / Low

₹797/555

Stock P/E

16.4

ROE13.9%

ROCE9.09%

Book Value₹267

Face Value₹10.0

Dividend Yield0.69%

About

Incorporated in 2007, HDB Financial Services Limited (HDBFS) is a non-deposit-taking NBFC and a subsidiary of HDFC Bank engaged in providing lending solutions.[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Mar 2024	3667	1377	1368	922	25	40	882	26	656	8.27	1.9	—
Jun 2024	3884	1496	1560	828	21	44	784	26	582	7.33	—	—
Sep 2024	4007	1598	1561	847	21	48	799	26	591	7.44	2.1	—
Dec 2024	4144	1645	1809	689	17	49	641	26	472	5.95	2.25	0.9
Mar 2025	4266	1650	1858	758	18	54	704	25	531	6.67	2.26	0.99
Jun 2025	4465	1740	1942	784	18	51	732	22	568	6.84	2.56	1.11
Sep 2025	4545	1694	2017	835	18	52	782	26	581	7.01	2.81	1.27
Dec 2025	4674	1704	2058	912	20	51	860	25	644	7.76	2.81	1.25
Mar 2026	4745	1682	1997	1066	22	54	1011	26	751	9.04	2.44	1.09
Jun 2026	4938	1753	2075	1110	22	55	1055	26	785	9.46	—	1.04
Sep 2026	5005	1817	2087	1101	22	57	1044	25	780	9.39	—	—

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2021	10945	3883	6451	610	6	-2	108	501	22	391	4.96
Mar 2022	11312	3326	6540	1446	13	0	99	1348	25	1011	12.8
Mar 2023	12403	3512	6153	2738	22	1	112	2627	25	1959	24.76
Mar 2024	14173	4907	5817	3449	24	1	145	3305	26	2461	31.03
Mar 2025	16300	6433	6745	3122	19	0	194	2928	26	2176	27.34
Mar 2026	18431	6856	7980	3595	20	1	209	3386	25	2544	30.64
TTM	19362	6957	8217	4188	22	0	218	3970	—	2960	35.65

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	74.12%
FIIs	3.55%
DIIs	12.1%
Public	10%
Others	0.23%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public	Others
Sep 2025	74.19%	3.17%	10.93%	11.48%	0.23%
Dec 2025	74.15%	3.32%	11.41%	10.9%	0.23%
Mar 2026	74.12%	3.01%	12.29%	10.35%	0.23%
Jun 2026	74.12%	3.55%	12.1%	10%	0.23%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2021	789	7657	3836	62641	317	1593	60731	62641
Mar 2022	790	8749	3513	62026	293	2234	59500	62026
Mar 2023	791	10646	3748	70050	387	1243	68420	70050
Mar 2024	793	12950	4483	92557	511	3380	88665	92557
Mar 2025	796	15024	3161	108663	735	2060	105868	108663
Mar 2026	830	19834	3757	123651	773	3748	119130	123651
Sep 2026	831	21322	4182	130777	774	4174	125829	130777

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2021	-342	131	608	398
Mar 2022	1987	-703	-1500	-216
Mar 2023	-6851	973	5796	-81
Mar 2024	-16736	-2146	19134	252
Mar 2025	-13626	1159	12770	303
Mar 2026	-8606	-1772	10673	296

Key ratios

Historical financial ratios

Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	5%	11%	19%	20%	15%	14%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of HDB FINANCIAL SERVICES L (HDBFS)?

The reported market capitalisation for HDB FINANCIAL SERVICES L (HDBFS) is ₹48,498Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of HDBFS?

The current price shown for HDB FINANCIAL SERVICES L (HDBFS) on Fincrux is ₹584 with a 52-week high/low of ₹797/555.

What is the P/E ratio of HDB FINANCIAL SERVICES L (HDBFS)?

The stock P/E for HDB FINANCIAL SERVICES L (HDBFS) is 16.4 on Fincrux, with ROE at 13.9% and ROCE at 9.09%.

What were HDBFS latest quarterly results?

For Sep 2026, HDB FINANCIAL SERVICES L (HDBFS) reported sales ₹5,005 Cr and net profit ₹780 Cr (figures in ₹ crore unless noted).

What are HDBFS annual sales and net profit?

For TTM, HDB FINANCIAL SERVICES L (HDBFS) shows sales of ₹19,362 Cr and net profit of ₹2,960 Cr on the Fincrux profit & loss statement.

Who owns HDB FINANCIAL SERVICES L (HDBFS)?

Latest shareholding for HDB FINANCIAL SERVICES L (HDBFS) on Fincrux: Promoters 74.12% (Jun 2026), FIIs 3.55% (Jun 2026), DIIs 12.10% (Jun 2026), Public 10.00% (Jun 2026), Others 0.23% (Jun 2026).

Where can I find HDB FINANCIAL SERVICES L (HDBFS) financials?

HDB FINANCIAL SERVICES L (HDBFS) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show HDBFS balance sheet and cash flow?

Yes. The HDB FINANCIAL SERVICES L (HDBFS) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 15 October 2026 at 5:30