GENERAL INS CORP OF INDIA (GICRE) financials

GENERAL INS CORP OF INDIA (GICRE) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)

Market Cap: ₹57,404Cr.
Current Price: ₹327
Stock P/E: 6.70
ROE: 13.7%
ROCE: 17.6%
Book Value: ₹392
Dividend Yield: 4.05%
52W High / Low: ₹418/308

In Jun 2026, GENERAL INS CORP OF INDIA (GICRE) reported sales ₹14,347 Cr and net profit ₹1,922 Cr.

Annual TTM: sales ₹52,413 Cr, net profit ₹8,562 Cr.

Shareholding: Promoters 77.40% (Sep 2026), FIIs 2.40% (Sep 2026), DIIs 17.71% (Sep 2026), Public 2.49% (Sep 2026), No. of Shareholders 2,23,603% (Sep 2026).

GICRE quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Sales	12,130	11,167	12,583	14,402	12,716	12,505	12,845	14,347
Expenses	9,765	9,264	9,808	12,210	9,812	10,532	10,522	12,130
Operating Profit	2,365	1,903	2,776	2,192	2,904	1,972	2,322	2,217
OPM %	20%	17%	22%	15%	23%	16%	18%	15%
Other Income	-84	266	147	51	568	145	638	273
Interest	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	2,281	2,169	2,923	2,244	3,473	2,117	2,960	2,490
Tax %	18%	25%	25%	22%	17%	28%	24%	23%
Net Profit	1,861	1,621	2,183	1,752	2,867	1,519	2,254	1,922
EPS in Rs	10.61	9.24	12.44	9.99	16.34	8.66	12.85	10.96
Raw PDF	—	—	—	—	—	—	—	—

GICRE profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Sales	50,128	48,687	48,856	46,402	45,800	48,903	52,468	52,413
Expenses	52,244	45,308	45,806	39,669	38,366	40,453	43,071	42,997
Operating Profit	-2,116	3,379	3,050	6,733	7,434	8,449	9,397	9,416
OPM %	-4.2%	7%	6%	15%	16%	17%	18%	18%
Other Income	1,688	-202	522	1,025	454	329	1,402	1,624
Interest	0	0	0	1	0	0	0	0
Depreciation	18	14	12	8	10	12	5	0
Profit before tax	-446	3,163	3,560	7,749	7,878	8,766	10,793	11,040
Tax %	-19%	39%	44%	19%	18%	24%	22%	—
Net Profit	-359	1,920	2,006	6,312	6,497	6,701	8,392	8,562
EPS in Rs	-2.05	10.95	11.43	35.98	37.03	38.20	47.84	48.81
Dividend Payout %	0%	0%	20%	20%	27%	26%	28%	—

GICRE balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	877	877	877	877	877	877	877	877
Reserves	22,484	21,046	29,326	32,436	41,100	51,118	56,745	64,026
Borrowings	0	0	0	0	0	0	0	0
Other Liabilities	95,523	94,273	104,458	111,574	115,148	126,291	129,993	132,318
Total Liabilities	118,884	116,196	134,661	144,887	157,125	178,286	187,616	197,221
Fixed Assets	197	181	169	170	294	287	288	285
CWIP	0	0	0	0	0	0	8	12
Investments	79,613	68,526	91,096	101,106	110,683	131,425	138,074	140,928
Other Assets	39,074	47,490	43,396	43,612	46,147	46,574	49,247	55,995
Total Assets	118,884	116,196	134,661	144,887	157,125	178,286	187,616	197,221

GICRE cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	7,016	8,225	12,824	8,420	11,349	-448	-770	-653
Cash from Investing Activity	-6,912	-3,791	-10,383	-5,631	-8,753	1,937	2,294	2,346
Cash from Financing Activity	-1,428	-1,428	0	0	-395	-1,263	-1,754	-1,754
Net Cash Flow	-1,324	3,006	2,440	2,789	2,201	226	-230	-61
Free Cash Flow	6,976	8,222	12,822	8,407	11,218	-451	-791	-661
CFO/EBITDA Share of operating profit converting into cash: CFO (before tax) / Operating Profit	313%	-419%	411%	324%	195%	19%	16%	19%

GICRE shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	82.40%	82.40%	82.40%	82.40%	82.40%	82.40%	77.40%	77.40%
FIIs	1.80%	1.93%	2.12%	2.12%	2.12%	2.05%	2.43%	2.40%
DIIs	13.70%	13.68%	13.29%	13.10%	13.32%	13.55%	17.73%	17.71%
Public	2.10%	2.00%	2.19%	2.40%	2.16%	2.00%	2.45%	2.49%
No. of Shareholders	2,32,057	2,26,162	2,26,765	2,30,683	2,24,559	2,17,494	2,24,351	2,23,603

GICRE key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0
Working Capital Days	-322	-349	-439	-487	-557	-594	-589	-582
ROCE %	10%	-2%	12%	11%	21%	17%	16%	18%

GICREUpdated 21 Oct 2026, 5:26

General Ins Corp Of India

GICREUpdated 21 Oct 2026, 5:26

Market Cap

₹57,404Cr.

Current Price

₹327

High / Low

₹418/308

Stock P/E

6.70

ROE13.7%

ROCE17.6%

Book Value₹392

Face Value₹5.00

Dividend Yield4.05%

About

General Insurance Corporation of India is engaged in the business of Reinsurance.(Source : 201903 Annual Report Page No:87)

Quarterly results

Last reported quarters₹ Cr.

Quarter	Sales	Expenses	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	11087	10333	180	935	22	732	4.17
Sep 2023	13224	11582	205	1848	13	1605	9.15
Dec 2023	11120	9396	200	1924	21	1518	8.65
Mar 2024	10199	7161	134	3171	17	2642	15.06
Jun 2024	12823	11430	0	1393	26	1036	5.91
Sep 2024	12130	9765	-84	2281	18	1861	10.61
Dec 2024	11167	9264	266	2169	25	1621	9.24
Mar 2025	12583	9808	147	2923	25	2183	12.44
Jun 2025	14402	12210	51	2244	22	1752	9.99
Sep 2025	12716	9812	568	3473	17	2867	16.34
Dec 2025	12505	10532	145	2117	28	1519	8.66
Mar 2026	12845	10522	638	2960	24	2254	12.85
Jun 2026	14347	12130	273	2490	23	1922	10.96

Profit & loss

Annual statement₹ Cr.

Year	Sales	Interest	Expenses	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	13559	33	15120	4433	9	2831	1	2803	16.29
Mar 2016	15211	2	16759	4546	9	2987	11	2655	15.44
Mar 2017	31301	0	27653	-14	10	3624	14	3128	18.18
Mar 2018	43489	0	39771	-42	7	3668	12	3234	18.43
Mar 2019	44297	26	41627	804	14	3434	35	2224	12.68
Mar 2020	50128	0	52244	1688	18	-446	-19	-359	-2.05
Mar 2021	48687	0	45308	-202	14	3163	39	1920	10.95
Mar 2022	48856	0	45806	522	12	3560	44	2006	11.43
Mar 2023	46402	1	39669	1025	8	7749	19	6312	35.98
Mar 2024	45800	0	38366	454	10	7878	18	6497	37.03
Mar 2025	48903	0	40453	329	12	8766	24	6701	38.2
Mar 2026	52468	0	43071	1402	5	10793	22	8392	47.84
TTM	52413	0	42997	1624	0	11040	—	8562	48.81

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	77.4%
FIIs	2.4%
DIIs	17.71%
Public	2.49%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	85.78%	0.95%	11.11%	2.15%
Mar 2024	85.78%	0.87%	11.06%	2.3%
Jun 2024	85.78%	1.05%	10.91%	2.25%
Sep 2024	82.4%	1.34%	13.72%	2.56%
Dec 2024	82.4%	1.8%	13.7%	2.1%
Mar 2025	82.4%	1.93%	13.68%	2%
Jun 2025	82.4%	2.12%	13.29%	2.19%
Sep 2025	82.4%	2.12%	13.1%	2.4%
Dec 2025	82.4%	2.12%	13.32%	2.16%
Mar 2026	82.4%	2.05%	13.55%	2%
Jun 2026	77.4%	2.43%	17.73%	2.45%
Sep 2026	77.4%	2.4%	17.71%	2.49%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	430	42669	30357	73455	142	0	55725	17588	73455
Mar 2016	430	40208	33540	74177	175	0	54441	19561	74177
Mar 2017	430	28051	66467	94949	164	0	64745	30040	94949
Mar 2018	439	30674	78560	109672	171	0	71922	37580	109672
Mar 2019	877	22484	95523	118884	197	0	79613	39074	118884
Mar 2020	877	21046	94273	116196	181	0	68526	47490	116196
Mar 2021	877	29326	104458	134661	169	0	91096	43396	134661
Mar 2022	877	32436	111574	144887	170	0	101106	43612	144887
Mar 2023	877	41100	115148	157125	294	0	110683	46147	157125
Mar 2024	877	51118	126291	178286	287	0	131425	46574	178286
Mar 2025	877	56745	129993	187616	288	8	138074	49247	187616
Mar 2026	877	64026	132318	197221	285	12	140928	55995	197221

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	2571	-2720	-387	-536
Mar 2016	5802	-3119	-650	2033
Mar 2017	7782	-4317	-1035	2429
Mar 2018	8662	-5475	-1206	1981
Mar 2019	7016	-6912	-1428	-1324
Mar 2020	8225	-3791	-1428	3006
Mar 2021	12824	-10383	0	2440
Mar 2022	8420	-5631	0	2789
Mar 2023	11349	-8753	-395	2201
Mar 2024	-448	1937	-1263	226
Mar 2025	-770	2294	-1754	-230
Mar 2026	-653	2346	-1754	-61

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Debtor Days	0	0	0	0	0	0	0	0	0	0	0	0
Inventory Days	—	—	—	—	—	—	—	—	—	—	—	—
Days Payable	—	—	—	—	—	—	—	—	—	—	—	—
Cash Conversion Cycle	0	0	0	0	0	0	0	0	0	0	0	0
Working Capital Days	-721	-744	-338	-287	-322	-349	-439	-487	-557	-594	-589	-582
ROCE %	3%	3%	10%	12%	10%	-2%	12%	11%	21%	17%	16%	18%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of GENERAL INS CORP OF INDIA (GICRE)?

The reported market capitalisation for GENERAL INS CORP OF INDIA (GICRE) is ₹57,404Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of GICRE?

The current price shown for GENERAL INS CORP OF INDIA (GICRE) on Fincrux is ₹327 with a 52-week high/low of ₹418/308.

What is the P/E ratio of GENERAL INS CORP OF INDIA (GICRE)?

The stock P/E for GENERAL INS CORP OF INDIA (GICRE) is 6.70 on Fincrux, with ROE at 13.7% and ROCE at 17.6%.

What were GICRE latest quarterly results?

For Jun 2026, GENERAL INS CORP OF INDIA (GICRE) reported sales ₹14,347 Cr and net profit ₹1,922 Cr (figures in ₹ crore unless noted).

What are GICRE annual sales and net profit?

For TTM, GENERAL INS CORP OF INDIA (GICRE) shows sales of ₹52,413 Cr and net profit of ₹8,562 Cr on the Fincrux profit & loss statement.

Who owns GENERAL INS CORP OF INDIA (GICRE)?

Latest shareholding for GENERAL INS CORP OF INDIA (GICRE) on Fincrux: Promoters 77.40% (Sep 2026), FIIs 2.40% (Sep 2026), DIIs 17.71% (Sep 2026), Public 2.49% (Sep 2026), No. of Shareholders 2,23,603% (Sep 2026).

Where can I find GENERAL INS CORP OF INDIA (GICRE) financials?

GENERAL INS CORP OF INDIA (GICRE) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show GICRE balance sheet and cash flow?

Yes. The GENERAL INS CORP OF INDIA (GICRE) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 5:26