EQUITAS SMALL FIN BNK LTD (EQUITASBNK) financials

EQUITAS SMALL FIN BNK LTD (EQUITASBNK) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Equitas Small Finance Bank Ltd before acquiring small bank license, operated as a wholly-owned subsidiary of Equitas Holding Ltd. The holding entity started its operations in 2007 in the microfinance segment & diversified into vehicle & housing finance in 2011. Also entered into SME & LAP in 2013. It merged with the other two subsidiaries named Equitas Microfinance Ltd & Equitas Housing Finance L…

Market Cap: ₹7,643Cr.
Current Price: ₹66.8
Stock P/E: 15.0
ROE: 1.68%
ROCE: 6.43%
Book Value: ₹53.7
Dividend Yield: 0.00%
52W High / Low: ₹83.9/51.2

In Jun 2026, EQUITAS SMALL FIN BNK LTD (EQUITASBNK) reported sales ₹1,960 Cr and net profit ₹184 Cr.

Annual TTM: sales ₹7,106 Cr, net profit ₹510 Cr.

Shareholding: FIIs 15.70% (Jun 2026), DIIs 51.25% (Jun 2026), Public 33.04% (Jun 2026), No. of Shareholders 3,69,493% (Jun 2026).

EQUITASBNK quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,555	1,612	1,644	1,649	1,617	1,692	1,836	1,960
Interest	753	794	815	863	844	840	856	931
Expenses	1,021	967	1,002	1,375	969	1,027	965	1,041
Financing Profit	-219	-149	-172	-589	-195	-176	15	-11
Financing Margin %	-14%	-9%	-10%	-36%	-12%	-10%	1%	-1%
Other Income	239	238	225	292	229	289	263	255
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	20	90	53	-297	34	114	278	244
Tax %	36%	26%	21%	-25%	28%	21%	24%	25%
Net Profit	13	66	42	-224	24	90	213	184
EPS in Rs	0.11	0.58	0.37	-1.96	0.21	0.79	1.86	1.61
Gross NPA %	2.95%	2.97%	2.89%	2.92%	2.92%	2.75%	2.60%	2.42%
Net NPA %	0.97%	0.96%	0.98%	0.98%	0.98%	0.92%	0.72%	0.71%
Raw PDF	—	—	—	—	—	—	—	—

EQUITASBNK profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	2,645	3,194	3,460	4,162	5,486	6,312	6,794	7,106
Interest	1,150	1,396	1,421	1,617	2,407	3,060	3,403	3,471
Expenses	1,304	1,628	2,123	2,361	2,681	3,816	4,170	4,002
Financing Profit	191	170	-84	184	399	-564	-779	-367
Financing Margin %	7%	5%	-2%	4%	7%	-9%	-11%	-5%
Other Income	282	418	538	670	799	911	1,074	1,037
Depreciation	96	76	75	85	134	148	167	0
Profit before tax	377	511	378	769	1,063	199	128	670
Tax %	35%	25%	26%	25%	25%	26%	20%	—
Net Profit	244	384	281	574	799	147	103	510
EPS in Rs	2.31	3.37	2.24	5.16	7.04	1.29	0.90	4.47
Dividend Payout %	0%	0%	0%	19%	14%	78%	0%	—

EQUITASBNK balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	1,006	1,053	1,139	1,252	1,111	1,135	1,140	1,141
Reserves	1,248	1,691	2,257	2,994	4,047	4,834	4,933	4,984
Deposits	9,007	10,788	16,392	18,951	25,348	36,129	43,102	46,533
Borrowing	3,973	5,135	4,165	2,616	2,974	1,788	2,137	5,773
Other Liabilities	529	628	755	1,134	1,478	1,418	1,524	2,180
Total Liabilities	15,763	19,296	24,708	26,948	34,958	45,304	52,836	60,610
Fixed Assets	236	210	184	189	338	537	531	527
CWIP	2	2	1	11	41	68	165	189
Investments	2,344	2,343	3,705	4,450	6,665	9,065	9,289	10,149
Other Assets	13,181	16,740	20,818	22,297	27,914	35,634	42,851	49,746
Total Assets	15,763	19,296	24,708	26,948	34,958	45,304	52,836	60,610

EQUITASBNK cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	1,799	440	2,044	159	-998	3,834	1,937	-3,316
Cash from Investing Activity	-7	-72	-43	-89	49	-360	-239	-185
Cash from Financing Activity	-1,706	908	-1,154	-1,317	60	-1,210	259	3,641
Net Cash Flow	86	1,276	847	-1,246	-888	2,264	1,957	140
Free Cash Flow	1,751	367	1,995	68	-1,261	3,474	1,698	-3,501
CFO/OP	177%	43%	140%	24%	-45%	147%	84%	-123%

EQUITASBNK shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
FIIs	16.91%	15.42%	16.47%	16.30%	15.67%	14.62%	14.74%	15.70%
DIIs	43.66%	42.62%	42.70%	47.13%	48.20%	49.96%	50.87%	51.25%
Public	39.42%	41.96%	40.82%	36.57%	36.13%	35.42%	34.38%	33.04%
No. of Shareholders	4,44,544	4,57,362	4,48,261	4,33,820	4,18,050	4,05,850	3,85,971	3,69,493

EQUITASBNK key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	10%	10%	13%	7%	12%	14%	2%	2%

EQUITASBNKUpdated 13 Oct 2026, 5:23

Equitas Small Fin Bnk Ltd

EQUITASBNKUpdated 13 Oct 2026, 5:23

Market Cap

₹7,643Cr.

Current Price

₹66.8

High / Low

₹83.9/51.2

Stock P/E

15.0

ROE1.68%

ROCE6.43%

Book Value₹53.7

Face Value₹10.0

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	1254	511	662	81	6	171	252	24	191	1.72	2.75	1.18
Sep 2023	1359	593	680	86	6	181	267	26	198	1.77	2.27	0.97
Dec 2023	1429	644	715	70	5	205	276	27	202	1.79	2.53	1.13
Mar 2024	1445	659	758	28	2	240	268	23	208	1.83	2.61	1.17
Jun 2024	1501	699	974	-173	-12	209	36	28	26	0.23	2.73	0.83
Sep 2024	1555	753	1021	-219	-14	239	20	36	13	0.11	2.95	0.97
Dec 2024	1612	794	967	-149	-9	238	90	26	66	0.58	2.97	0.96
Mar 2025	1644	815	1002	-172	-10	225	53	21	42	0.37	2.89	0.98
Jun 2025	1649	863	1375	-589	-36	292	-297	-25	-224	-1.96	2.92	0.98
Sep 2025	1617	844	969	-195	-12	229	34	28	24	0.21	2.92	0.98
Dec 2025	1692	840	1027	-176	-10	289	114	21	90	0.79	2.75	0.92
Mar 2026	1836	856	965	15	1	263	278	24	213	1.86	2.6	0.72
Jun 2026	1960	931	1041	-11	-1	255	244	25	184	1.61	2.42	0.71

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2012	6	2	17	-13	-208	0	0	-13	0	-13	-2.13
Mar 2016	408	159	230	19	5	71	5	85	0	85	2.01
Mar 2017	981	460	561	-40	-4	233	32	161	36	104	1.04
Mar 2018	1543	684	964	-105	-7	241	88	49	34	32	0.32
Mar 2019	2112	964	1015	133	6	283	92	324	35	211	2.09
Mar 2020	2645	1150	1304	191	7	282	96	377	35	244	2.31
Mar 2021	3194	1396	1628	170	5	418	76	511	25	384	3.37
Mar 2022	3460	1421	2123	-84	-2	538	75	378	26	281	2.24
Mar 2023	4162	1617	2361	184	4	670	85	769	25	574	5.16
Mar 2024	5486	2407	2681	399	7	799	134	1063	25	799	7.04
Mar 2025	6312	3060	3816	-564	-9	911	148	199	26	147	1.29
Mar 2026	6794	3403	4170	-779	-11	1074	167	128	20	103	0.9
TTM	7106	3471	4002	-367	-5	1037	0	670	—	510	4.47

Shareholding pattern

As of Jun 2026%

Holder	Share
FIIs	15.7%
DIIs	51.25%
Public	33.04%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Sep 2023	—	18.16%	43.93%	37.91%
Dec 2023	—	19.61%	45.64%	34.74%
Mar 2024	—	19.5%	45.21%	35.28%
Jun 2024	—	19.65%	45.42%	34.93%
Sep 2024	—	16.91%	43.66%	39.42%
Dec 2024	—	15.42%	42.62%	41.96%
Mar 2025	—	16.47%	42.7%	40.82%
Jun 2025	—	16.3%	47.13%	36.57%
Sep 2025	—	15.67%	48.2%	36.13%
Dec 2025	—	14.62%	49.96%	35.42%
Mar 2026	—	14.74%	50.87%	34.38%
Jun 2026	—	15.7%	51.25%	33.04%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2012	61	-13	14	105	4	0	0	102	105
Mar 2016	423	288	65	2414	11	0	0	2403	2414
Mar 2017	1006	1006	533	9245	274	15	1890	7066	9245
Mar 2018	1006	1038	485	13310	280	1	3857	9172	13310
Mar 2019	1006	1248	529	15763	236	2	2344	13181	15763
Mar 2020	1053	1691	628	19296	210	2	2343	16740	19296
Mar 2021	1139	2257	755	24708	184	1	3705	20818	24708
Mar 2022	1252	2994	1134	26948	189	11	4450	22297	26948
Mar 2023	1111	4047	1478	34958	338	41	6665	27914	34958
Mar 2024	1135	4834	1418	45304	537	68	9065	35634	45304
Mar 2025	1140	4933	1524	52836	531	165	9289	42851	52836
Mar 2026	1141	4984	2180	60610	527	189	10149	49746	60610

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2012	-101	-3	108	4
Mar 2016	-336	-9	168	-177
Mar 2017	1334	-405	-563	366
Mar 2018	213	-11	-28	173
Mar 2019	1799	-7	-1706	86
Mar 2020	440	-72	908	1276
Mar 2021	2044	-43	-1154	847
Mar 2022	159	-89	-1317	-1246
Mar 2023	-998	49	60	-888
Mar 2024	3834	-360	-1210	2264
Mar 2025	1937	-239	259	1957
Mar 2026	-3316	-185	3641	140

Key ratios

Historical financial ratios

Category	Mar 2012	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	-49%	12%	8%	2%	10%	10%	13%	7%	12%	14%	2%	2%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of EQUITAS SMALL FIN BNK LTD (EQUITASBNK)?

The reported market capitalisation for EQUITAS SMALL FIN BNK LTD (EQUITASBNK) is ₹7,643Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of EQUITASBNK?

The current price shown for EQUITAS SMALL FIN BNK LTD (EQUITASBNK) on Fincrux is ₹66.8 with a 52-week high/low of ₹83.9/51.2.

What is the P/E ratio of EQUITAS SMALL FIN BNK LTD (EQUITASBNK)?

The stock P/E for EQUITAS SMALL FIN BNK LTD (EQUITASBNK) is 15.0 on Fincrux, with ROE at 1.68% and ROCE at 6.43%.

What were EQUITASBNK latest quarterly results?

For Jun 2026, EQUITAS SMALL FIN BNK LTD (EQUITASBNK) reported sales ₹1,960 Cr and net profit ₹184 Cr (figures in ₹ crore unless noted).

What are EQUITASBNK annual sales and net profit?

For TTM, EQUITAS SMALL FIN BNK LTD (EQUITASBNK) shows sales of ₹7,106 Cr and net profit of ₹510 Cr on the Fincrux profit & loss statement.

Who owns EQUITAS SMALL FIN BNK LTD (EQUITASBNK)?

Latest shareholding for EQUITAS SMALL FIN BNK LTD (EQUITASBNK) on Fincrux: FIIs 15.70% (Jun 2026), DIIs 51.25% (Jun 2026), Public 33.04% (Jun 2026), No. of Shareholders 3,69,493% (Jun 2026).

Where can I find EQUITAS SMALL FIN BNK LTD (EQUITASBNK) financials?

EQUITAS SMALL FIN BNK LTD (EQUITASBNK) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show EQUITASBNK balance sheet and cash flow?

Yes. The EQUITAS SMALL FIN BNK LTD (EQUITASBNK) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 5:23