CITY UNION BANK LTD (CUB) financials

CITY UNION BANK LTD (CUB) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )

Market Cap: ₹22,772Cr.
Current Price: ₹230
Stock P/E: 16.2
ROE: 13.2%
ROCE: 6.74%
Book Value: ₹107
Dividend Yield: 0.87%
52W High / Low: ₹249/166

In Jun 2026, CITY UNION BANK LTD (CUB) reported sales ₹1,985 Cr and net profit ₹383 Cr.

Annual TTM: sales ₹7,249 Cr, net profit ₹1,403 Cr.

Shareholding: FIIs 17.39% (Sep 2026), DIIs 47.99% (Sep 2026), Public 34.61% (Sep 2026), No. of Shareholders 2,03,678% (Sep 2026).

CUB quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	1,434	1,479	1,533	1,605	1,653	1,756	1,856	1,985
Interest	851	891	932	980	987	1,004	1,070	1,165
Expenses	451	455	489	488	512	580	617	561
Financing Profit	132	133	112	137	154	172	169	259
Financing Margin %	9%	9%	7%	9%	9%	10%	9%	13%
Other Income	226	228	251	244	259	245	290	244
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	358	361	363	381	414	417	460	503
Tax %	20%	21%	21%	20%	21%	20%	22%	24%
Net Profit	285	286	288	306	329	332	360	383
EPS in Rs	2.89	2.89	2.91	3.10	3.33	3.36	3.63	3.86
Gross NPA %	3.54%	3.36%	3.09%	2.99%	2.42%	2.17%	1.91%	1.73%
Net NPA %	1.62%	1.42%	1.25%	1.20%	0.90%	0.78%	0.68%	0.61%
Raw PDF	—	—	—	—	—	—	—	—

CUB profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	4,169	4,135	4,105	4,714	5,271	5,834	6,870	7,249
Interest	2,493	2,305	2,188	2,552	3,147	3,518	4,040	4,225
Expenses	1,690	1,738	1,605	1,723	1,559	1,716	2,090	2,270
Financing Profit	-15	92	311	440	564	600	740	754
Financing Margin %	-0%	2%	8%	9%	11%	10%	11%	10%
Other Income	680	689	759	810	742	898	1,039	1,039
Depreciation	79	87	85	73	75	82	107	0
Profit before tax	586	693	985	1,177	1,231	1,417	1,671	1,793
Tax %	19%	14%	23%	20%	17%	21%	21%	—
Net Profit	476	593	760	937	1,016	1,124	1,326	1,403
EPS in Rs	4.85	6.02	7.71	9.50	10.28	11.37	13.39	14.18
Dividend Payout %	8%	6%	10%	8%	11%	13%	11%	—

CUB balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	73	74	74	74	74	74	74	74
Reserves	4,767	5,222	5,769	6,512	7,383	8,327	9,393	10,491
Deposits	38,448	40,832	44,537	47,690	52,398	55,657	63,526	78,308
Borrowing	481	2,032	1,346	5,312	4,688	4,724	2,169	5,327
Other Liabilities	1,489	1,573	1,586	1,944	2,051	2,044	2,461	2,825
Total Liabilities	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024
Fixed Assets	250	245	233	215	239	270	322	469
CWIP	0	0	0	0	0	0	0	0
Investments	7,712	9,117	9,436	12,221	14,333	15,664	17,336	18,987
Other Assets	37,297	40,372	43,643	49,095	52,023	54,891	59,965	77,569
Total Assets	45,259	49,734	53,312	61,531	66,595	70,826	77,623	97,024

CUB cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	419	1,836	922	1,166	724	436	1,128	802
Cash from Investing Activity	-87	-60	-38	-63	-72	-106	-120	-208
Cash from Financing Activity	-5	-18	10	-31	-690	-36	-2,662	3,042
Net Cash Flow	327	1,758	893	1,072	-38	294	-1,653	3,637
Free Cash Flow	332	1,777	884	1,103	652	330	1,009	595

CUB shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
FIIs	27.44%	28.04%	27.38%	25.96%	23.49%	23.37%	18.65%	17.39%
DIIs	33.59%	33.07%	35.23%	36.75%	40.23%	40.73%	44.84%	47.99%
Public	38.98%	38.90%	37.40%	37.27%	36.26%	35.90%	36.50%	34.61%
No. of Shareholders	2,28,001	2,23,585	2,10,298	2,09,805	2,15,430	2,07,495	2,15,181	2,03,678

CUB key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	15%	9%	11%	12%	13%	13%	13%	13%

CUBUpdated 22 Oct 2026, 5:19

City Union Bank Ltd

CUBUpdated 22 Oct 2026, 5:19

Market Cap

₹22,772Cr.

Current Price

₹230

High / Low

₹249/166

Stock P/E

16.2

ROE13.2%

ROCE6.74%

Book Value₹107

Face Value₹1.00

Dividend Yield0.87%

About

City Union Bank Limited is a banking company. The Bank's segments include Treasury, Corporate and Wholesale Banking, Retail Banking and Other Banking Operations.(Source : Company Web-site )

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	1266	744	452	71	6	191	262	13	227	2.3	4.91	2.51
Sep 2023	1304	766	390	149	11	182	331	15	281	2.84	4.66	2.34
Dec 2023	1326	810	391	125	9	193	318	20	253	2.56	4.47	2.19
Mar 2024	1374	828	402	145	11	175	320	20	255	2.58	3.99	1.97
Jun 2024	1389	843	403	142	10	192	334	21	264	2.68	3.88	1.87
Sep 2024	1434	851	451	132	9	226	358	20	285	2.89	3.54	1.62
Dec 2024	1479	891	455	133	9	228	361	21	286	2.89	3.36	1.42
Mar 2025	1533	932	489	112	7	251	363	21	288	2.91	3.09	1.25
Jun 2025	1605	980	488	137	9	244	381	20	306	3.1	2.99	1.2
Sep 2025	1653	987	512	154	9	259	414	21	329	3.33	2.42	0.9
Dec 2025	1756	1004	580	172	10	245	417	20	332	3.36	2.17	0.78
Mar 2026	1856	1070	617	169	9	290	460	22	360	3.63	1.91	0.68
Jun 2026	1985	1165	561	259	13	244	503	24	383	3.86	1.73	0.61

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	2699	1891	655	153	6	415	47	521	24	395	4.1
Mar 2016	2944	1963	736	245	8	410	52	603	26	445	4.61
Mar 2017	3174	1975	937	262	8	484	53	693	27	503	5.18
Mar 2018	3402	1972	1120	310	9	532	52	790	25	592	6.07
Mar 2019	3767	2156	1140	472	13	514	62	925	26	683	6.97
Mar 2020	4169	2493	1690	-15	0	680	79	586	19	476	4.85
Mar 2021	4135	2305	1738	92	2	689	87	693	14	593	6.02
Mar 2022	4105	2188	1605	311	8	759	85	985	23	760	7.71
Mar 2023	4714	2552	1723	440	9	810	73	1177	20	937	9.5
Mar 2024	5271	3147	1559	564	11	742	75	1231	17	1016	10.28
Mar 2025	5834	3518	1716	600	10	898	82	1417	21	1124	11.37
Mar 2026	6870	4040	2090	740	11	1039	107	1671	21	1326	13.39
TTM	7249	4225	2270	754	10	1039	0	1793	—	1403	14.18

Shareholding pattern

As of Sep 2026%

Holder	Share
FIIs	17.39%
DIIs	47.99%
Public	34.61%

Shareholding trend

Ownership over time%

Quarter	FIIs	DIIs	Public
Dec 2023	26.6%	32.39%	41.01%
Mar 2024	26.95%	29.5%	43.55%
Jun 2024	26.44%	32.55%	41%
Sep 2024	26.01%	33.57%	40.42%
Dec 2024	27.44%	33.59%	38.98%
Mar 2025	28.04%	33.07%	38.9%
Jun 2025	27.38%	35.23%	37.4%
Sep 2025	25.96%	36.75%	37.27%
Dec 2025	23.49%	40.23%	36.26%
Mar 2026	23.37%	40.73%	35.9%
Jun 2026	18.65%	44.84%	36.5%
Sep 2026	17.39%	47.99%	34.61%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2015	60	2636	932	27871	210	5871	21790	27871
Mar 2016	60	2992	929	31804	218	6826	24760	31804
Mar 2017	60	3510	1054	35271	215	7031	28024	35271
Mar 2018	66	4097	1186	39937	223	7879	31835	39937
Mar 2019	73	4767	1489	45259	250	7712	37297	45259
Mar 2020	74	5222	1573	49734	245	9117	40372	49734
Mar 2021	74	5769	1586	53312	233	9436	43643	53312
Mar 2022	74	6512	1944	61531	215	12221	49095	61531
Mar 2023	74	7383	2051	66595	239	14333	52023	66595
Mar 2024	74	8327	2044	70826	270	15664	54891	70826
Mar 2025	74	9393	2461	77623	322	17336	59965	77623
Mar 2026	74	10491	2825	97024	469	18987	77569	97024

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	131	-64	291	357
Mar 2016	248	-60	-75	113
Mar 2017	284	-50	-4	229
Mar 2018	-183	-61	1	-243
Mar 2019	419	-87	-5	327
Mar 2020	1836	-60	-18	1758
Mar 2021	922	-38	10	893
Mar 2022	1166	-63	-31	1072
Mar 2023	724	-72	-690	-38
Mar 2024	436	-106	-36	294
Mar 2025	1128	-120	-2662	-1653
Mar 2026	802	-208	3042	3637

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	16%	15%	15%	15%	15%	9%	11%	12%	13%	13%	13%	13%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of CITY UNION BANK LTD (CUB)?

The reported market capitalisation for CITY UNION BANK LTD (CUB) is ₹22,772Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of CUB?

The current price shown for CITY UNION BANK LTD (CUB) on Fincrux is ₹230 with a 52-week high/low of ₹249/166.

What is the P/E ratio of CITY UNION BANK LTD (CUB)?

The stock P/E for CITY UNION BANK LTD (CUB) is 16.2 on Fincrux, with ROE at 13.2% and ROCE at 6.74%.

What were CUB latest quarterly results?

For Jun 2026, CITY UNION BANK LTD (CUB) reported sales ₹1,985 Cr and net profit ₹383 Cr (figures in ₹ crore unless noted).

What are CUB annual sales and net profit?

For TTM, CITY UNION BANK LTD (CUB) shows sales of ₹7,249 Cr and net profit of ₹1,403 Cr on the Fincrux profit & loss statement.

Who owns CITY UNION BANK LTD (CUB)?

Latest shareholding for CITY UNION BANK LTD (CUB) on Fincrux: FIIs 17.39% (Sep 2026), DIIs 47.99% (Sep 2026), Public 34.61% (Sep 2026), No. of Shareholders 2,03,678% (Sep 2026).

Where can I find CITY UNION BANK LTD (CUB) financials?

CITY UNION BANK LTD (CUB) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show CUB balance sheet and cash flow?

Yes. The CITY UNION BANK LTD (CUB) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 22 October 2026 at 5:19