CAPITAL INDIA FINANCE LTD (CIFL) financials

CAPITAL INDIA FINANCE LTD (CIFL) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]

Market Cap: ₹726Cr.
Current Price: ₹19.0
ROE: -10.1%
ROCE: 2.11%
Book Value: ₹17.1
Dividend Yield: 0.00%
52W High / Low: ₹40.0/18.6

In Jun 2026, CAPITAL INDIA FINANCE LTD (CIFL) reported sales ₹68.99 Cr and net profit ₹3.76 Cr.

Annual TTM: sales ₹243 Cr, net profit ₹44 Cr.

Shareholding: Promoters 72.59% (Jun 2026), FIIs 0.02% (Jun 2026), DIIs 0.03% (Jun 2026), Public 27.36% (Jun 2026), No. of Shareholders 8,216% (Jun 2026).

CIFL quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	47.54	52.31	42.78	45.47	48.01	62.50	63.79	68.99
Interest	16.46	18.57	18.62	19.54	19.47	21.97	21.46	25.08
Expenses	24.78	27.72	20.74	23.84	80.52	40.50	38.73	36.61
Financing Profit	6.30	6.02	3.42	2.09	-51.98	0.03	3.60	7.30
Financing Margin %	13.25%	11.51%	7.99%	4.60%	-108.27%	0.05%	5.64%	10.58%
Other Income	0.35	0.34	0.17	0.34	98.33	1.02	1.14	0.54
Depreciation	2.28	2.50	2.31	2.31	2.28	2.25	2.32	2.90
Profit before tax	4.37	3.86	1.28	0.12	44.07	-1.20	2.42	4.94
Tax %	26.54%	24.09%	10.94%	8.33%	14.48%	-65.00%	-22.73%	24.09%
Net Profit	3.21	2.92	1.13	0.11	37.70	-0.42	2.97	3.76
EPS in Rs	0.08	0.08	0.03	0.00	0.97	-0.01	0.08	0.10
Gross NPA %	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—
Raw PDF	—	—	—	—	—	—	—	—

CIFL profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	105	93	123	162	192	205	325	243
Interest	13	19	39	63	72	71	83	88
Expenses	43	36	55	70	87	112	190	196
Financing Profit	49	39	28	29	34	22	52	-41
Financing Margin %	47%	41%	23%	18%	18%	10%	16%	-17%
Other Income	0	-0	-2	2	2	1	3	101
Depreciation	8	9	12	10	9	9	9	10
Profit before tax	41	29	15	20	27	13	45	50
Tax %	26%	30%	22%	25%	27%	9%	11%	—
Net Profit	30	20	12	15	20	12	40	44
EPS in Rs	0.78	0.53	0.30	0.39	0.52	0.30	1.03	1.14
Dividend Payout %	3%	4%	7%	5%	4%	7%	0%	—

CIFL balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	78	78	78	78	78	78	78	78
Reserves	434	462	481	493	508	529	544	591
Borrowing	132	116	243	633	652	577	673	952
Other Liabilities	26	17	9	18	40	60	72	90
Total Liabilities	670	672	812	1,222	1,277	1,243	1,367	1,711
Fixed Assets	25	20	27	31	23	20	22	29
CWIP	1	0	2	0	0	1	0	0
Investments	45	112	152	166	211	176	230	231
Other Assets	598	540	632	1,025	1,043	1,046	1,115	1,451
Total Assets	670	672	812	1,222	1,277	1,243	1,367	1,711

CIFL cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-444	99	-20	-284	101	149	-22	-279
Cash from Investing Activity	-38	-67	-56	-27	-67	8	-47	86
Cash from Financing Activity	490	-25	98	342	-43	-150	86	268
Net Cash Flow	8	8	21	31	-9	7	18	75
Free Cash Flow	-451	97	-25	-290	98	144	-25	-281
CFO/OP	-1,369%	179%	-10%	-408%	114%	141%	-22%	-194%

CIFL shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	73.04%	73.02%	72.95%	72.87%	72.84%	72.59%	72.59%	72.59%
FIIs	0.00%	0.00%	0.13%	0.28%	0.08%	0.06%	0.03%	0.02%
DIIs	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.03%
Public	26.97%	26.99%	26.93%	26.85%	27.07%	27.34%	27.38%	27.36%
No. of Shareholders	2,024	2,619	3,740	5,095	7,056	7,434	7,880	8,216

CIFL key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3%	6%	4%	2%	3%	3%	2%	-10%

CIFLUpdated 13 Oct 2026, 17:04

Capital India Finance Ltd

CIFLUpdated 13 Oct 2026, 17:04

Market Cap

₹726Cr.

Current Price

₹19.0

High / Low

₹40.0/18.6

ROE-10.1%

ROCE2.11%

Book Value₹17.1

Face Value₹2.00

Dividend Yield0.00%

About

Incorporated in 1994, Capital India Finance Ltd is in the business of lending, forex (including MTSS business) and fintech business[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	49.82	18.5	20.96	10.36	20.79	0.19	2.45	8.1	24.69	6.09	0.16
Sep 2023	55.94	18.54	27.77	9.63	17.21	0.72	2.44	7.91	29.58	5.57	0.14
Dec 2023	50.17	17.58	27.03	5.56	11.08	0.74	2.23	4.07	25.55	3.03	0.08
Mar 2024	45.6	16.92	20.23	8.45	18.53	0.89	1.97	7.37	26.59	5.41	0.14
Jun 2024	46.04	17.03	23.76	5.25	11.4	0.37	2.24	3.38	-33.73	4.51	0.12
Sep 2024	47.54	16.46	24.78	6.3	13.25	0.35	2.28	4.37	26.54	3.21	0.08
Dec 2024	52.31	18.57	27.72	6.02	11.51	0.34	2.5	3.86	24.09	2.92	0.08
Mar 2025	42.78	18.62	20.74	3.42	7.99	0.17	2.31	1.28	10.94	1.13	0.03
Jun 2025	45.47	19.54	23.84	2.09	4.6	0.34	2.31	0.12	8.33	0.11	0
Sep 2025	48.01	19.47	80.52	-51.98	-108.27	98.33	2.28	44.07	14.48	37.7	0.97
Dec 2025	62.5	21.97	40.5	0.03	0.05	1.02	2.25	-1.2	-65	-0.42	-0.01
Mar 2026	63.79	21.46	38.73	3.6	5.64	1.14	2.32	2.42	-22.73	2.97	0.08
Jun 2026	68.99	25.08	36.61	7.3	10.58	0.54	2.9	4.94	24.09	3.76	0.1

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	4	4	0	0	3	0	0	0	23	0	0.03
Mar 2016	8	7	0	0	2	0	0	0	40	0	0.03
Mar 2017	9	8	0	0	5	0	0	0	47	0	0.08
Mar 2018	26	10	10	5	20	0	0	5	37	3	0.94
Mar 2019	56	9	24	23	40	0	7	16	30	11	0.29
Mar 2020	105	13	43	49	47	0	8	41	26	30	0.78
Mar 2021	93	19	36	39	41	0	9	29	30	20	0.53
Mar 2022	123	39	55	28	23	-2	12	15	22	12	0.3
Mar 2023	162	63	70	29	18	2	10	20	25	15	0.39
Mar 2024	192	72	87	34	18	2	9	27	27	20	0.52
Mar 2025	205	71	112	22	10	1	9	13	9	12	0.3
Mar 2026	325	83	190	52	16	3	9	45	11	40	1.03
TTM	243	88	196	-41	-17	101	10	50	—	44	1.14

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	72.59%
FIIs	0.02%
DIIs	0.03%
Public	27.36%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Sep 2023	73.04%	0%	0%	26.96%
Dec 2023	73.04%	0%	0%	26.96%
Mar 2024	73.04%	0%	0%	26.97%
Jun 2024	73.04%	0%	0%	26.98%
Sep 2024	73.04%	0%	0%	26.97%
Dec 2024	73.02%	0%	0%	26.99%
Mar 2025	72.95%	0.13%	0%	26.93%
Jun 2025	72.87%	0.28%	0%	26.85%
Sep 2025	72.84%	0.08%	0%	27.07%
Dec 2025	72.59%	0.06%	0%	27.34%
Mar 2026	72.59%	0.03%	0%	27.38%
Jun 2026	72.59%	0.02%	0.03%	27.36%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	4	0	3	59	0	0	3	56	59
Mar 2016	4	0	7	59	0	0	3	56	59
Mar 2017	4	0	2	144	0	0	0	144	144
Mar 2018	4	128	16	154	8	2	15	129	154
Mar 2019	78	434	26	670	25	1	45	598	670
Mar 2020	78	462	17	672	20	0	112	540	672
Mar 2021	78	481	9	812	27	2	152	632	812
Mar 2022	78	493	18	1222	31	0	166	1025	1222
Mar 2023	78	508	40	1277	23	0	211	1043	1277
Mar 2024	78	529	60	1243	20	1	176	1046	1243
Mar 2025	78	544	72	1367	22	0	230	1115	1367
Mar 2026	78	591	90	1711	29	0	231	1451	1711

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-41	0	41	0
Mar 2016	4	0	-4	0
Mar 2017	-39	3	89	53
Mar 2018	-4	-27	-6	-37
Mar 2019	-444	-38	490	8
Mar 2020	99	-67	-25	8
Mar 2021	-20	-56	98	21
Mar 2022	-284	-27	342	31
Mar 2023	101	-67	-43	-9
Mar 2024	149	8	-150	7
Mar 2025	-22	-47	86	18
Mar 2026	-279	86	268	75

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	3%	2%	6%	4%	3%	6%	4%	2%	3%	3%	2%	-10%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of CAPITAL INDIA FINANCE LTD (CIFL)?

The reported market capitalisation for CAPITAL INDIA FINANCE LTD (CIFL) is ₹726Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of CIFL?

The current price shown for CAPITAL INDIA FINANCE LTD (CIFL) on Fincrux is ₹19.0 with a 52-week high/low of ₹40.0/18.6.

What were CIFL latest quarterly results?

For Jun 2026, CAPITAL INDIA FINANCE LTD (CIFL) reported sales ₹68.99 Cr and net profit ₹3.76 Cr (figures in ₹ crore unless noted).

What are CIFL annual sales and net profit?

For TTM, CAPITAL INDIA FINANCE LTD (CIFL) shows sales of ₹243 Cr and net profit of ₹44 Cr on the Fincrux profit & loss statement.

Who owns CAPITAL INDIA FINANCE LTD (CIFL)?

Latest shareholding for CAPITAL INDIA FINANCE LTD (CIFL) on Fincrux: Promoters 72.59% (Jun 2026), FIIs 0.02% (Jun 2026), DIIs 0.03% (Jun 2026), Public 27.36% (Jun 2026), No. of Shareholders 8,216% (Jun 2026).

Where can I find CAPITAL INDIA FINANCE LTD (CIFL) financials?

CAPITAL INDIA FINANCE LTD (CIFL) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show CIFL balance sheet and cash flow?

Yes. The CAPITAL INDIA FINANCE LTD (CIFL) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 17:04