CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) financials

CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Cholamandalam Financial Holdings Ltd, part of the Murugappa Group, is an RBI-registered Core Investment Company with interests in lending, general insurance, and risk-management services.[1]

Market Cap: ₹26,007Cr.
Current Price: ₹1,385
Stock P/E: 358
ROE: 5.12%
ROCE: 6.25%
Book Value: ₹74.5
Dividend Yield: 0.09%
52W High / Low: ₹2,064/1,305

In Jun 2026, CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) reported sales ₹4.36 Cr and net profit ₹4.38 Cr.

Annual TTM: sales ₹90 Cr, net profit ₹73 Cr.

Shareholding: Promoters 46.39% (Sep 2026), FIIs 12.57% (Sep 2026), DIIs 27.78% (Sep 2026), Government 0.46% (Sep 2026), Public 12.80% (Sep 2026).

CHOLAHLDNG quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	29.13	2.96	51.53	3.65	30.07	3.69	52.38	4.36
Interest	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Expenses	0.74	0.66	1.49	0.81	0.78	0.76	1.51	0.84
Financing Profit	28.39	2.30	50.04	2.84	29.29	2.93	50.87	3.52
Financing Margin %	97.46%	77.70%	97.11%	77.81%	97.41%	79.40%	97.12%	80.73%
Other Income	0.00	0.00	0.00	0.00	0.00	0.00	0.00	0.00
Depreciation	0.00	0.01	0.01	0.01	0.00	0.01	0.01	0.01
Profit before tax	28.39	2.29	50.03	2.83	29.29	2.92	50.86	3.51
Tax %	17.15%	17.47%	24.85%	25.44%	7.27%	8.90%	24.34%	-24.79%
Net Profit	23.52	1.89	37.60	2.11	27.16	2.66	38.48	4.38
EPS in Rs	1.25	0.10	2.00	0.11	1.45	0.14	2.05	0.23
Gross NPA %	—	—	—	—	—	4.63%	4.36%	—
Net NPA %	—	—	—	—	—	3.13%	2.87%	—
Raw PDF	—	—	—	—	—	—	—	—

CHOLAHLDNG profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	91	58	84	84	86	86	90	90
Interest	1	22	10	7	4	0	0	0
Expenses	2	3	3	3	3	4	4	4
Financing Profit	87	34	71	74	79	83	86	87
Financing Margin %	96%	58%	85%	88%	92%	96%	96%	96%
Other Income	0	0	0	0	0	0	0	0
Depreciation	0	0	0	0	0	0	0	0
Profit before tax	87	34	71	74	79	83	86	87
Tax %	4%	36%	22%	22%	22%	22%	18%	—
Net Profit	83	22	56	58	62	64	70	73
EPS in Rs	4.44	1.16	2.96	3.08	3.29	3.43	3.75	3.87
Dividend Payout %	15%	48%	19%	18%	17%	38%	35%	—

CHOLAHLDNG balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	19	19	19	19	19	19	19	19
Reserves	1,046	1,100	1,122	1,168	1,218	1,269	1,333	1,381
Borrowing	0	201	150	100	50	0	0	0
Other Liabilities	3	3	12	3	2	2	4	5
Total Liabilities	1,068	1,322	1,303	1,290	1,288	1,289	1,355	1,404
Fixed Assets	0	0	0	0	0	0	0	0
CWIP	0	0	0	0	0	0	0	0
Investments	956	1,278	1,279	1,280	1,280	1,279	1,291	1,293
Other Assets	112	44	24	10	8	10	65	111
Total Assets	1,068	1,322	1,303	1,290	1,288	1,289	1,355	1,404

CHOLAHLDNG cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-34	-161	52	58	53	67	3	24
Cash from Investing Activity	0	-0	0	-0	0	-0	-0	0
Cash from Financing Activity	-21	170	-50	-60	-59	-61	-10	-24
Net Cash Flow	-55	9	2	-2	-6	6	-8	-0
Free Cash Flow	-34	-161	52	58	53	67	3	24
CFO/OP	-42%	-178%	114%	91%	86%	102%	24%	46%

CHOLAHLDNG shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	46.45%	46.45%	46.44%	46.42%	46.38%	46.38%	46.44%	46.39%
FIIs	16.37%	17.68%	18.32%	17.39%	16.47%	13.81%	13.00%	12.57%
DIIs	22.94%	21.80%	21.43%	22.52%	23.55%	26.09%	26.89%	27.78%
Government	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%	0.46%
Public	13.78%	13.62%	13.34%	13.21%	13.14%	13.26%	13.21%	12.80%
No. of Shareholders	48,703	46,380	50,780	47,995	44,225	47,752	44,121	43,791

CHOLAHLDNG key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	6%	8%	2%	5%	5%	5%	5%	5%

CHOLAHLDNGUpdated 15 Oct 2026, 5:16

Cholamandalam Fin Hol Ltd

CHOLAHLDNGUpdated 15 Oct 2026, 5:16

Market Cap

₹26,007Cr.

Current Price

₹1,385

High / Low

₹2,064/1,305

Stock P/E

358

ROE5.12%

ROCE6.25%

Book Value₹74.5

Face Value₹1.00

Dividend Yield0.09%

About

Cholamandalam Financial Holdings Ltd, part of the Murugappa Group, is an RBI-registered Core Investment Company with interests in lending, general insurance, and risk-management services.[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	2.58	0.91	0.64	1.03	39.92	0	1.03	25.24	0.77	0.04	—	—
Sep 2023	29.04	0.93	0.59	27.52	94.77	0	27.52	15.73	23.19	1.23	—	—
Dec 2023	2.85	0.92	0.63	1.3	45.61	0	1.3	25.38	0.97	0.05	—	—
Mar 2024	51.53	0.87	1.49	49.17	95.42	0.01	49.16	25.16	36.79	1.96	—	—
Jun 2024	2.58	0	0.71	1.87	72.48	0.01	1.86	25.27	1.39	0.07	—	—
Sep 2024	29.13	0	0.74	28.39	97.46	0	28.39	17.15	23.52	1.25	—	—
Dec 2024	2.96	0	0.66	2.3	77.7	0.01	2.29	17.47	1.89	0.1	—	—
Mar 2025	51.53	0	1.49	50.04	97.11	0.01	50.03	24.85	37.6	2	—	—
Jun 2025	3.65	0	0.81	2.84	77.81	0.01	2.83	25.44	2.11	0.11	—	—
Sep 2025	30.07	0	0.78	29.29	97.41	0	29.29	7.27	27.16	1.45	—	—
Dec 2025	3.69	0	0.76	2.93	79.4	0.01	2.92	8.9	2.66	0.14	4.63	3.13
Mar 2026	52.38	0	1.51	50.87	97.12	0.01	50.86	24.34	38.48	2.05	4.36	2.87
Jun 2026	4.36	0	0.84	3.52	80.73	0.01	3.51	-24.79	4.38	0.23	—	—

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	3836	140	3547	149	4	103	97	155	22	121	6.46
Mar 2016	4769	137	3600	1032	22	3	111	924	21	730	38.97
Mar 2017	40	0	4	36	91	0	0	36	0	36	1.94
Mar 2018	65	0	3	61	95	0	0	61	3	59	3.17
Mar 2019	74	0	3	71	96	0	0	71	6	67	3.54
Mar 2020	91	1	2	87	96	0	0	87	4	83	4.44
Mar 2021	58	22	3	34	58	0	0	34	36	22	1.16
Mar 2022	84	10	3	71	85	0	0	71	22	56	2.96
Mar 2023	84	7	3	74	88	0	0	74	22	58	3.08
Mar 2024	86	4	3	79	92	0	0	79	22	62	3.29
Mar 2025	86	0	4	83	96	0	0	83	22	64	3.43
Mar 2026	90	0	4	86	96	0	0	86	18	70	3.75
TTM	90	0	4	87	96	0	0	87	—	73	3.87

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	46.39%
FIIs	12.57%
DIIs	27.78%
Government	0.46%
Public	12.8%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Government	Public	Others
Dec 2023	47.37%	12.87%	25.96%	0.46%	13.34%	—
Mar 2024	47.37%	13.78%	25.24%	0.46%	13.15%	—
Jun 2024	47.32%	13.73%	25.51%	0.46%	12.99%	—
Sep 2024	47.32%	16.28%	23.01%	0.46%	12.93%	—
Dec 2024	46.45%	16.37%	22.94%	0.46%	13.78%	—
Mar 2025	46.45%	17.68%	21.8%	0.46%	13.62%	—
Jun 2025	46.44%	18.32%	21.43%	0.46%	13.34%	—
Sep 2025	46.42%	17.39%	22.52%	0.46%	13.21%	—
Dec 2025	46.38%	16.47%	23.55%	0.46%	13.14%	—
Mar 2026	46.38%	13.81%	26.09%	0.46%	13.26%	—
Jun 2026	46.44%	13%	26.89%	0.46%	13.21%	—
Sep 2026	46.39%	12.57%	27.78%	0.46%	12.8%	—

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	37	1283	822	3563	904	36	1523	1100	3563
Mar 2016	37	1902	865	4178	832	56	1461	1829	4178
Mar 2017	19	950	2	971	0	0	914	57	971
Mar 2018	19	1001	3	1023	0	0	940	83	1023
Mar 2019	19	1046	3	1068	0	0	956	112	1068
Mar 2020	19	1100	3	1322	0	0	1278	44	1322
Mar 2021	19	1122	12	1303	0	0	1279	24	1303
Mar 2022	19	1168	3	1290	0	0	1280	10	1290
Mar 2023	19	1218	2	1288	0	0	1280	8	1288
Mar 2024	19	1269	2	1289	0	0	1279	10	1289
Mar 2025	19	1333	4	1355	0	0	1291	65	1355
Mar 2026	19	1381	5	1404	0	0	1293	111	1404

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	167	-54	-117	-4
Mar 2016	135	794	-220	709
Mar 2017	-19	-608	-106	-733
Mar 2018	66	0	-11	55
Mar 2019	-34	0	-21	-55
Mar 2020	-161	0	170	9
Mar 2021	52	0	-50	2
Mar 2022	58	0	-60	-2
Mar 2023	53	0	-59	-6
Mar 2024	67	0	-61	6
Mar 2025	3	0	-10	-8
Mar 2026	24	0	-24	0

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	7%	6%	2%	6%	6%	8%	2%	5%	5%	5%	5%	5%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG)?

The reported market capitalisation for CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) is ₹26,007Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of CHOLAHLDNG?

The current price shown for CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) on Fincrux is ₹1,385 with a 52-week high/low of ₹2,064/1,305.

What is the P/E ratio of CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG)?

The stock P/E for CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) is 358 on Fincrux, with ROE at 5.12% and ROCE at 6.25%.

What were CHOLAHLDNG latest quarterly results?

For Jun 2026, CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) reported sales ₹4.36 Cr and net profit ₹4.38 Cr (figures in ₹ crore unless noted).

What are CHOLAHLDNG annual sales and net profit?

For TTM, CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) shows sales of ₹90 Cr and net profit of ₹73 Cr on the Fincrux profit & loss statement.

Who owns CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG)?

Latest shareholding for CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) on Fincrux: Promoters 46.39% (Sep 2026), FIIs 12.57% (Sep 2026), DIIs 27.78% (Sep 2026), Government 0.46% (Sep 2026), Public 12.80% (Sep 2026).

Where can I find CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) financials?

CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show CHOLAHLDNG balance sheet and cash flow?

Yes. The CHOLAMANDALAM FIN HOL LTD (CHOLAHLDNG) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 15 October 2026 at 5:16