BAJAJ FINANCE LIMITED (BAJFINANCE) financials

BAJAJ FINANCE LIMITED (BAJFINANCE) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Bajaj Finance is mainly engaged in the business of lending. BFL has a diversified lending portfolio across retail, SME and commercial customers with a significant presence in urban and rural India. It also accepts public and corporate deposits and offers variety of financial services products to its customers.(Source : 202003 Annual Report Page No:124)

Market Cap: ₹5,83,123Cr.
Current Price: ₹937
Stock P/E: 30.0
ROE: 17.1%
ROCE: 11.2%
Book Value: ₹178
Dividend Yield: 0.57%
52W High / Low: ₹1,178/788

In Sep 2026, BAJAJ FINANCE LIMITED (BAJFINANCE) reported sales ₹20,891 Cr and net profit ₹5,536 Cr.

Annual TTM: sales ₹76,993 Cr, net profit ₹20,302 Cr.

Shareholding: Promoters 54.67% (Sep 2026), FIIs 19.78% (Sep 2026), DIIs 16.96% (Sep 2026), Government 0.09% (Sep 2026), Public 8.46% (Sep 2026).

BAJFINANCE quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	15,371	15,638	16,697	17,003	17,870	18,430	19,802	20,891
Interest	4,777	4,913	5,222	5,243	5,464	5,487	5,874	6,399
Expenses	5,434	5,596	5,693	5,817	7,407	6,221	6,496	6,797
Financing Profit	5,160	5,129	5,782	5,943	4,998	6,722	7,432	7,695
Financing Margin %	34%	33%	35%	35%	28%	36%	38%	37%
Other Income	23	11	1	2	1,167	1	1	29
Depreciation	205	236	236	242	227	238	270	303
Profit before tax	4,978	4,905	5,546	5,703	5,938	6,484	7,163	7,421
Tax %	26%	20%	25%	25%	23%	25%	25%	25%
Net Profit	3,706	3,940	4,133	4,251	4,581	4,840	5,346	5,536
EPS in Rs	5.99	6.34	6.65	6.83	7.36	7.78	8.59	8.89
Gross NPA %	1.41%	1.18%	1.28%	1.59%	1.56%	1.27%	1.20%	1.33%
Net NPA %	0.61%	0.56%	0.63%	0.77%	0.61%	0.52%	0.49%	0.53%
Raw PDF	—	—	—	—	—	—	—	—

BAJFINANCE profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	23,823	23,537	27,872	35,684	46,939	61,093	71,267	76,993
Interest	7,990	7,550	7,678	9,424	14,003	18,656	21,648	23,225
Expenses	8,763	10,325	11,236	11,928	15,249	19,921	24,741	26,921
Financing Profit	7,070	5,662	8,959	14,333	17,687	22,516	24,878	26,847
Financing Margin %	30%	24%	32%	40%	38%	37%	35%	35%
Other Income	9	3	-17	-7	-5	-18	-264	1,197
Depreciation	271	302	355	444	629	822	942	1,038
Profit before tax	6,808	5,363	8,586	13,882	17,053	21,676	23,672	27,006
Tax %	28%	26%	26%	26%	26%	23%	25%	—
Net Profit	4,881	3,956	6,350	10,290	12,644	16,662	17,804	20,302
EPS in Rs	8.11	6.56	10.49	17.00	20.43	26.81	28.61	32.62
Dividend Payout %	12%	15%	19%	18%	18%	21%	21%	—

BAJFINANCE balance sheet (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	120	120	121	121	124	124	622	622
Reserves	31,693	35,818	41,935	51,372	71,887	87,872	102,501	110,286
Borrowing	104,206	99,854	123,040	161,685	220,379	275,218	322,818	370,644
Other Liabilities	1,984	2,491	2,921	3,347	4,438	4,656	6,263	9,196
Total Liabilities	138,004	138,284	168,017	216,525	296,827	367,870	432,203	490,749
Fixed Assets	1,228	1,227	1,598	2,147	3,060	3,575	3,724	4,198
CWIP	0	51	33	80	43	39	119	76
Investments	20,139	20,169	16,372	28,738	37,153	41,716	38,074	39,701
Other Assets	116,636	116,836	150,014	185,560	256,571	322,539	390,285	446,774
Total Assets	138,004	138,284	168,017	216,525	296,827	367,870	432,203	490,749

BAJFINANCE cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-15,694	-14,110	4,386	-23,856	-27,302	-52,380	-50,633	-40,854
Cash from Investing Activity	-6,638	-9,633	424	3,806	-12,400	-9,721	-1,462	-1,146
Cash from Financing Activity	22,344	24,177	-4,113	21,550	38,021	64,774	51,604	40,260
Net Cash Flow	13	435	697	1,501	-1,682	2,674	-491	-1,741
Free Cash Flow	-16,018	-14,580	4,104	-24,435	-28,112	-53,326	-51,632	-41,693

BAJFINANCE shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	54.70%	54.73%	54.73%	54.67%	54.70%	54.71%	54.68%	54.67%
FIIs	20.79%	21.45%	21.71%	21.97%	21.49%	21.33%	20.20%	19.78%
DIIs	15.08%	14.78%	14.52%	14.39%	14.86%	15.10%	16.30%	16.96%
Government	0.08%	0.08%	0.08%	0.08%	0.08%	0.08%	0.09%	0.09%
Public	9.32%	8.84%	8.92%	8.78%	8.77%	8.73%	8.64%	8.46%
Others	0.04%	0.10%	0.03%	0.12%	0.10%	0.07%	0.08%	0.03%
No. of Shareholders	7,91,392	7,05,610	8,99,777	9,41,999	9,61,994	10,02,945	9,85,158	9,52,483

BAJFINANCE key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	22%	19%	12%	16%	22%	20%	17%	17%

BAJFINANCEUpdated 21 Oct 2026, 10:21

Bajaj Finance Limited

BAJFINANCEUpdated 21 Oct 2026, 10:21

Market Cap

₹5,83,123Cr.

Current Price

₹937

High / Low

₹1,178/788

Stock P/E

30.0

ROE17.1%

ROCE11.2%

Book Value₹178

Face Value₹1.00

Dividend Yield0.57%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Sep 2023	11408	3351	3723	4334	38	2	145	4191	26	3106	5.13	1.14	0.39
Dec 2023	12103	3618	4033	4451	37	2	162	4291	26	3177	5.14	1.18	0.46
Mar 2024	12760	3861	4158	4741	37	4	179	4566	26	3402	5.5	1.05	0.46
Jun 2024	13724	4202	4736	4786	35	2	186	4602	26	3402	5.5	1.06	0.47
Sep 2024	14488	4544	5105	4839	33	2548	196	7191	22	5614	9.07	1.33	0.58
Dec 2024	15371	4777	5434	5160	34	23	205	4978	26	3706	5.99	1.41	0.61
Mar 2025	15638	4913	5596	5129	33	11	236	4905	20	3940	6.34	1.18	0.56
Jun 2025	16697	5222	5693	5782	35	1	236	5546	25	4133	6.65	1.28	0.63
Sep 2025	17003	5243	5817	5943	35	2	242	5703	25	4251	6.83	1.59	0.77
Dec 2025	17870	5464	7407	4998	28	1167	227	5938	23	4581	7.36	1.56	0.61
Mar 2026	18430	5487	6221	6722	36	1	238	6484	25	4840	7.78	1.27	0.52
Jun 2026	19802	5874	6496	7432	38	1	270	7163	25	5346	8.59	1.2	0.49
Sep 2026	20891	6399	6797	7695	37	29	303	7421	25	5536	8.89	1.33	0.53

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	5392	2274	1752	1367	25	26	36	1357	34	898	1.79
Mar 2016	7298	2959	2353	1986	27	35	56	1965	35	1279	2.37
Mar 2017	9966	3853	3248	2866	29	23	71	2818	35	1837	3.34
Mar 2018	12639	4649	4067	3923	31	10	102	3831	35	2485	4.3
Mar 2019	17386	6037	5189	6159	35	13	137	6035	36	3890	6.73
Mar 2020	23823	7990	8763	7070	30	9	271	6808	28	4881	8.11
Mar 2021	23537	7550	10325	5662	24	3	302	5363	26	3956	6.56
Mar 2022	27872	7678	11236	8959	32	-17	355	8586	26	6350	10.49
Mar 2023	35684	9424	11928	14333	40	-7	444	13882	26	10290	17
Mar 2024	46939	14003	15249	17687	38	-5	629	17053	26	12644	20.43
Mar 2025	61093	18656	19921	22516	37	-18	822	21676	23	16662	26.81
Mar 2026	71267	21648	24741	24878	35	-264	942	23672	25	17804	28.61
TTM	76993	23225	26921	26847	35	1197	1038	27006	—	20302	32.62

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	54.67%
FIIs	19.78%
DIIs	16.96%
Government	0.09%
Public	8.46%
Others	0.03%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Government	Public	Others
Dec 2023	54.78%	20.92%	14.01%	0.07%	10.17%	0.05%
Mar 2024	54.69%	20.55%	14.33%	0.07%	10.19%	0.16%
Jun 2024	54.7%	21.08%	14.23%	0.09%	9.83%	0.08%
Sep 2024	54.7%	20.81%	15.01%	0.09%	9.36%	0.05%
Dec 2024	54.7%	20.79%	15.08%	0.08%	9.32%	0.04%
Mar 2025	54.73%	21.45%	14.78%	0.08%	8.84%	0.1%
Jun 2025	54.73%	21.71%	14.52%	0.08%	8.92%	0.03%
Sep 2025	54.67%	21.97%	14.39%	0.08%	8.78%	0.12%
Dec 2025	54.7%	21.49%	14.86%	0.08%	8.77%	0.1%
Mar 2026	54.71%	21.33%	15.1%	0.08%	8.73%	0.07%
Jun 2026	54.68%	20.2%	16.3%	0.09%	8.64%	0.08%
Sep 2026	54.67%	19.78%	16.96%	0.09%	8.46%	0.03%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2015	50	4750	1325	32780	249	0	332	32198	32780
Mar 2016	54	7373	2522	46973	287	0	1034	45652	46973
Mar 2017	109	9491	4880	63730	361	0	4075	59295	63730
Mar 2018	115	15702	2169	81615	465	0	3653	77497	81615
Mar 2019	115	19448	2585	108500	654	0	10370	97475	108500
Mar 2020	120	31693	1984	138004	1228	0	20139	116636	138004
Mar 2021	120	35818	2491	138284	1227	51	20169	116836	138284
Mar 2022	121	41935	2921	168017	1598	33	16372	150014	168017
Mar 2023	121	51372	3347	216525	2147	80	28738	185560	216525
Mar 2024	124	71887	4438	296827	3060	43	37153	256571	296827
Mar 2025	124	87872	4656	367870	3575	39	41716	322539	367870
Mar 2026	622	102501	6263	432203	3724	119	38074	390285	432203
Sep 2026	622	110286	9196	490749	4198	76	39701	446774	490749

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-7147	-365	6953	-559
Mar 2016	-9871	-686	11656	1099
Mar 2017	-10440	-3048	12516	-972
Mar 2018	-17191	505	16589	-97
Mar 2019	-15694	-6638	22344	13
Mar 2020	-14110	-9633	24177	435
Mar 2021	4386	424	-4113	697
Mar 2022	-23856	3806	21550	1501
Mar 2023	-27302	-12400	38021	-1682
Mar 2024	-52380	-9721	64774	2674
Mar 2025	-50633	-1462	51604	-491
Mar 2026	-40854	-1146	40260	-1741

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	20%	21%	22%	20%	22%	19%	12%	16%	22%	20%	17%	17%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of BAJAJ FINANCE LIMITED (BAJFINANCE)?

The reported market capitalisation for BAJAJ FINANCE LIMITED (BAJFINANCE) is ₹5,83,123Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of BAJFINANCE?

The current price shown for BAJAJ FINANCE LIMITED (BAJFINANCE) on Fincrux is ₹937 with a 52-week high/low of ₹1,178/788.

What is the P/E ratio of BAJAJ FINANCE LIMITED (BAJFINANCE)?

The stock P/E for BAJAJ FINANCE LIMITED (BAJFINANCE) is 30.0 on Fincrux, with ROE at 17.1% and ROCE at 11.2%.

What were BAJFINANCE latest quarterly results?

For Sep 2026, BAJAJ FINANCE LIMITED (BAJFINANCE) reported sales ₹20,891 Cr and net profit ₹5,536 Cr (figures in ₹ crore unless noted).

What are BAJFINANCE annual sales and net profit?

For TTM, BAJAJ FINANCE LIMITED (BAJFINANCE) shows sales of ₹76,993 Cr and net profit of ₹20,302 Cr on the Fincrux profit & loss statement.

Who owns BAJAJ FINANCE LIMITED (BAJFINANCE)?

Latest shareholding for BAJAJ FINANCE LIMITED (BAJFINANCE) on Fincrux: Promoters 54.67% (Sep 2026), FIIs 19.78% (Sep 2026), DIIs 16.96% (Sep 2026), Government 0.09% (Sep 2026), Public 8.46% (Sep 2026).

Where can I find BAJAJ FINANCE LIMITED (BAJFINANCE) financials?

BAJAJ FINANCE LIMITED (BAJFINANCE) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show BAJFINANCE balance sheet and cash flow?

Yes. The BAJAJ FINANCE LIMITED (BAJFINANCE) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 21 October 2026 at 10:21