BAJAJ HOUSING FINANCE LTD (BAJAJHFL) financials

BAJAJ HOUSING FINANCE LTD (BAJAJHFL) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Market Cap: ₹69,458Cr.
Current Price: ₹83.4
Stock P/E: 24.7
ROE: 12.1%
ROCE: 8.85%
Book Value: ₹28.8
Dividend Yield: 0.00%
52W High / Low: ₹112/72.6

In Sep 2026, BAJAJ HOUSING FINANCE LTD (BAJAJHFL) reported sales ₹3,251 Cr and net profit ₹757 Cr.

Annual TTM: sales ₹12,100 Cr, net profit ₹2,806 Cr.

Shareholding: Promoters 86.70% (Sep 2026), FIIs 0.90% (Sep 2026), DIIs 1.09% (Sep 2026), Government 0.00% (Sep 2026), Public 11.26% (Sep 2026).

BAJAJHFL quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	2,449	2,504	2,616	2,748	2,884	2,903	3,063	3,251
Interest	1,516	1,551	1,606	1,658	1,734	1,762	1,888	1,997
Expenses	210	222	244	246	261	262	233	261
Financing Profit	723	731	765	844	890	878	942	993
Financing Margin %	30%	29%	29%	31%	31%	30%	31%	31%
Other Income	0	0	3	0	-13	0	0	1
Depreciation	10	11	11	12	12	13	13	13
Profit before tax	713	720	757	833	865	866	929	980
Tax %	23%	18%	23%	23%	23%	23%	23%	23%
Net Profit	548	587	583	643	665	669	715	757
EPS in Rs	0.66	0.70	0.70	0.77	0.80	0.80	0.86	0.91
Gross NPA %	0.29%	0.29%	0.30%	0.26%	0.27%	0.27%	0.29%	0.29%
Net NPA %	0.13%	0.11%	0.13%	0.12%	0.11%	0.11%	0.12%	0.12%
Raw PDF	—	—	—	—	—	—	—	—

BAJAJHFL profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	265	3,155	3,767	5,665	7,617	9,554	11,150	12,100
Interest	162	1,968	2,157	3,213	4,695	5,981	6,761	7,381
Expenses	44	552	624	718	721	759	1,007	1,017
Financing Profit	59	635	986	1,733	2,201	2,814	3,381	3,702
Financing Margin %	22%	20%	26%	31%	29%	29%	30%	31%
Other Income	-0	0	-0	0	-0	-2	-14	-12
Depreciation	2	22	26	33	40	41	47	51
Profit before tax	57	613	960	1,700	2,161	2,770	3,320	3,639
Tax %	26%	26%	26%	26%	20%	22%	23%	—
Net Profit	42	453	710	1,258	1,731	2,163	2,560	2,806
EPS in Rs	0.09	0.93	1.45	1.87	2.58	2.60	3.07	3.37
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

BAJAJHFL balance sheet (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	488	4,883	4,883	6,712	6,712	8,328	8,329	8,329
Reserves	70	1,149	1,858	3,791	5,521	11,619	14,194	15,694
Borrowing	2,560	31,601	41,492	53,745	69,129	82,072	103,704	118,259
Other Liabilities	19	226	293	406	464	790	920	930
Total Liabilities	3,137	37,858	48,527	64,654	81,827	102,809	127,147	143,212
Fixed Assets	9	79	97	113	123	141	154	159
CWIP	0	0	1	0	1	1	0	0
Investments	251	3,266	1,248	2,001	1,939	2,533	2,502	2,377
Other Assets	2,878	34,513	47,180	62,540	79,765	100,134	124,491	140,675
Total Assets	3,137	37,858	48,527	64,654	81,827	102,809	127,147	143,212

BAJAJHFL cash flows (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-1,024	-5,076	-12,481	-14,332	-14,600	-17,075	-19,895
Cash from Investing Activity	-69	-797	2,197	-611	-555	-798	-1,202
Cash from Financing Activity	1,149	5,676	10,228	14,630	15,125	17,870	21,197
Net Cash Flow	55	-197	-55	-313	-30	-2	100
Free Cash Flow	-1,027	-5,089	-12,508	-14,362	-14,640	-17,111	-19,938

BAJAJHFL shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	88.75%	88.75%	88.70%	88.70%	86.70%	86.70%	86.70%	86.70%
FIIs	1.11%	1.12%	1.04%	0.91%	0.94%	0.99%	0.90%	0.90%
DIIs	0.82%	0.72%	0.59%	0.54%	1.39%	1.18%	1.00%	1.09%
Government	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%	0.00%
Public	9.32%	9.40%	9.61%	9.81%	10.92%	11.10%	11.34%	11.26%
Others	0.00%	0.00%	0.05%	0.04%	0.04%	0.04%	0.04%	0.04%
No. of Shareholders	26,45,574	26,05,368	25,10,340	24,45,280	24,28,409	23,64,074	23,15,861	22,42,947

BAJAJHFL key ratios
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8%	14%	11%	15%	15%	13%	12%

BAJAJHFLUpdated 17 Oct 2026, 17:43

Bajaj Housing Finance Ltd

BAJAJHFLUpdated 17 Oct 2026, 17:43

Market Cap

₹69,458Cr.

Current Price

₹83.4

High / Low

₹112/72.6

Stock P/E

24.7

ROE12.1%

ROCE8.85%

Book Value₹28.8

Face Value₹10.0

Dividend Yield0.00%

About

Founded in 2008, Bajaj Housing Finance is a non-deposit-taking Housing Finance Company (HFC) registered with the National Housing Bank (NHB) since 2015 and has been offering mortgage loans.[1]It is a 100% subsidiary of Bajaj Finance Limited — one of the most diversified NBFCs in the Indian market. BHFL offers finance to individuals as well as corporate entities for the purchase and renovation of homes, or commercial spaces. It also provides loans against property for business or personal needs as well as working capital for business expansion purposes. BHFL also offers finance to developers engaged in the construction of residential and commercial properties as well as lease rental discounting to developers and HNIs.[2]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Sep 2023	1911	1151	176	585	31	0	10	575	22	451	0.67	0.24	0.09
Dec 2023	1946	1200	164	582	30	0	10	572	24	437	0.65	0.25	0.1
Mar 2024	1996	1279	219	498	25	0	10	488	22	381	0.57	0.27	0.1
Jun 2024	2209	1399	170	640	29	0	10	630	23	483	0.62	0.28	0.11
Sep 2024	2410	1514	179	718	30	0	10	708	23	546	0.66	0.29	0.12
Dec 2024	2449	1516	210	723	30	0	10	713	23	548	0.66	0.29	0.13
Mar 2025	2504	1551	222	731	29	0	11	720	18	587	0.7	0.29	0.11
Jun 2025	2616	1606	244	765	29	3	11	757	23	583	0.7	0.3	0.13
Sep 2025	2748	1658	246	844	31	0	12	833	23	643	0.77	0.26	0.12
Dec 2025	2884	1734	261	890	31	-13	12	865	23	665	0.8	0.27	0.11
Mar 2026	2903	1762	262	878	30	0	13	866	23	669	0.8	0.27	0.11
Jun 2026	3063	1888	233	942	31	0	13	929	23	715	0.86	0.29	0.12
Sep 2026	3251	1997	261	993	31	1	13	980	23	757	0.91	0.29	0.12

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2020	265	162	44	59	22	0	2	57	26	42	0.09
Mar 2021	3155	1968	552	635	20	0	22	613	26	453	0.93
Mar 2022	3767	2157	624	986	26	0	26	960	26	710	1.45
Mar 2023	5665	3213	718	1733	31	0	33	1700	26	1258	1.87
Mar 2024	7617	4695	721	2201	29	0	40	2161	20	1731	2.58
Mar 2025	9554	5981	759	2814	29	-2	41	2770	22	2163	2.6
Mar 2026	11150	6761	1007	3381	30	-14	47	3320	23	2560	3.07
TTM	12100	7381	1017	3702	31	-12	51	3639	—	2806	3.37

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	86.7%
FIIs	0.9%
DIIs	1.09%
Public	11.26%
Others	0.04%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Government	Public	Others
Sep 2024	88.75%	1.68%	1.83%	0.11%	7.63%	0%
Dec 2024	88.75%	1.11%	0.82%	0%	9.32%	0%
Mar 2025	88.75%	1.12%	0.72%	0%	9.4%	0%
Jun 2025	88.7%	1.04%	0.59%	0%	9.61%	0.05%
Sep 2025	88.7%	0.91%	0.54%	0%	9.81%	0.04%
Dec 2025	86.7%	0.94%	1.39%	0%	10.92%	0.04%
Mar 2026	86.7%	0.99%	1.18%	0%	11.1%	0.04%
Jun 2026	86.7%	0.9%	1%	0%	11.34%	0.04%
Sep 2026	86.7%	0.9%	1.09%	0%	11.26%	0.04%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2020	488	70	19	3137	9	0	251	2878	3137
Mar 2021	4883	1149	226	37858	79	0	3266	34513	37858
Mar 2022	4883	1858	293	48527	97	1	1248	47180	48527
Mar 2023	6712	3791	406	64654	113	0	2001	62540	64654
Mar 2024	6712	5521	464	81827	123	1	1939	79765	81827
Mar 2025	8328	11619	790	102809	141	1	2533	100134	102809
Mar 2026	8329	14194	920	127147	154	0	2502	124491	127147
Sep 2026	8329	15694	930	143212	159	0	2377	140675	143212

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2020	-1024	-69	1149	55
Mar 2021	-5076	-797	5676	-197
Mar 2022	-12481	2197	10228	-55
Mar 2023	-14332	-611	14630	-313
Mar 2024	-14600	-555	15125	-30
Mar 2025	-17075	-798	17870	-2
Mar 2026	-19895	-1202	21197	100

Key ratios

Historical financial ratios

Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8%	14%	11%	15%	15%	13%	12%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of BAJAJ HOUSING FINANCE LTD (BAJAJHFL)?

The reported market capitalisation for BAJAJ HOUSING FINANCE LTD (BAJAJHFL) is ₹69,458Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of BAJAJHFL?

The current price shown for BAJAJ HOUSING FINANCE LTD (BAJAJHFL) on Fincrux is ₹83.4 with a 52-week high/low of ₹112/72.6.

What is the P/E ratio of BAJAJ HOUSING FINANCE LTD (BAJAJHFL)?

The stock P/E for BAJAJ HOUSING FINANCE LTD (BAJAJHFL) is 24.7 on Fincrux, with ROE at 12.1% and ROCE at 8.85%.

What were BAJAJHFL latest quarterly results?

For Sep 2026, BAJAJ HOUSING FINANCE LTD (BAJAJHFL) reported sales ₹3,251 Cr and net profit ₹757 Cr (figures in ₹ crore unless noted).

What are BAJAJHFL annual sales and net profit?

For TTM, BAJAJ HOUSING FINANCE LTD (BAJAJHFL) shows sales of ₹12,100 Cr and net profit of ₹2,806 Cr on the Fincrux profit & loss statement.

Who owns BAJAJ HOUSING FINANCE LTD (BAJAJHFL)?

Latest shareholding for BAJAJ HOUSING FINANCE LTD (BAJAJHFL) on Fincrux: Promoters 86.70% (Sep 2026), FIIs 0.90% (Sep 2026), DIIs 1.09% (Sep 2026), Government 0.00% (Sep 2026), Public 11.26% (Sep 2026).

Where can I find BAJAJ HOUSING FINANCE LTD (BAJAJHFL) financials?

BAJAJ HOUSING FINANCE LTD (BAJAJHFL) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show BAJAJHFL balance sheet and cash flow?

Yes. The BAJAJ HOUSING FINANCE LTD (BAJAJHFL) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 17 October 2026 at 17:43