BAID FINSERV LIMITED (BAIDFIN) financials

BAID FINSERV LIMITED (BAIDFIN) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Baid Finserv Limited (Formerly Known as Baid Leasing and Finance Company Limited) is a Non- Deposit Taking NBFC carrying out the business of providing Car Loans, Commercial Vehicle Loans (new & used), MSME Loans, Loan Against Property and other asset backed loans. The Company is deeply penetrated in Rajasthan and has started operations in Madhya Pradesh.[1]

Market Cap: ₹160Cr.
Current Price: ₹9.89
Stock P/E: 10.5
ROE: 7.27%
ROCE: 10.9%
Book Value: ₹15.0
Dividend Yield: 1.01%
52W High / Low: ₹13.5/8.80

In Jun 2026, BAID FINSERV LIMITED (BAIDFIN) reported sales ₹21.64 Cr and net profit ₹4.34 Cr.

Annual TTM: sales ₹95 Cr, net profit ₹15 Cr.

Shareholding: Promoters 49.73% (Sep 2026), FIIs 0.18% (Sep 2026), Public 50.09% (Sep 2026), No. of Shareholders 22,302% (Sep 2026).

BAIDFIN quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	19.65	21.34	22.12	23.78	23.84	24.63	25.01	21.64
Interest	7.65	7.26	7.34	7.99	7.99	8.18	7.81	7.94
Expenses	9.16	7.60	9.55	10.31	9.71	10.84	15.35	8.07
Financing Profit	2.84	6.48	5.23	5.48	6.14	5.61	1.85	5.63
Financing Margin %	14.45%	30.37%	23.64%	23.04%	25.76%	22.78%	7.40%	26.02%
Other Income	0.06	0.01	0.02	0.13	0.14	1.10	0.56	0.41
Depreciation	0.29	0.17	0.19	0.24	0.20	0.25	0.24	0.23
Profit before tax	2.61	6.32	5.06	5.37	6.08	6.46	2.17	5.81
Tax %	25.29%	25.16%	27.87%	25.14%	25.16%	26.47%	23.50%	25.13%
Net Profit	1.96	4.73	3.64	4.02	4.55	4.75	1.66	4.34
EPS in Rs	0.13	0.32	0.24	0.27	0.30	0.32	0.11	0.28
Gross NPA %	—	—	—	—	—	—	—	—
Net NPA %	—	—	—	—	—	—	—	—
Raw PDF	—	—	—	—	—	—	—	—

BAIDFIN profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	63	54	50	56	66	82	99	95
Interest	31	24	20	18	23	29	32	32
Expenses	21	19	18	24	25	34	46	44
Financing Profit	11	10	12	14	18	19	20	19
Financing Margin %	17%	19%	25%	26%	28%	23%	21%	20%
Other Income	0	0	0	0	0	0	1	2
Depreciation	0	0	0	0	0	1	1	1
Profit before tax	10	10	12	14	18	18	20	21
Tax %	27%	27%	28%	26%	29%	26%	25%	—
Net Profit	8	7	9	10	13	13	15	15
EPS in Rs	0.51	0.50	0.59	0.69	0.86	0.90	0.97	1.01
Dividend Payout %	0%	8%	7%	12%	9%	9%	10%	—

BAIDFIN balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	10	12	12	12	24	24	24	31
Reserves	39	118	126	134	131	143	155	202
Borrowing	269	189	164	160	171	242	255	285
Other Liabilities	15	22	15	12	15	17	20	21
Total Liabilities	333	341	316	318	341	426	454	539
Fixed Assets	2	1	1	1	1	4	5	6
CWIP	0	0	0	0	0	0	0	0
Investments	11	3	3	9	6	5	10	16
Other Assets	321	336	312	308	333	417	439	517
Total Assets	333	341	316	318	341	426	454	539

BAIDFIN cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-44	40	50	34	6	-22	2	-33
Cash from Investing Activity	-2	-2	0	-6	3	-2	-6	-8
Cash from Financing Activity	45	-38	-49	-24	-8	47	-17	37
Net Cash Flow	-0	-1	2	4	0	24	-21	-4
Free Cash Flow	-44	40	50	34	5	-25	0	-35

BAIDFIN shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	36.25%	36.25%	36.25%	36.25%	45.71%	47.39%	47.39%	49.73%
FIIs	0.01%	0.29%	0.29%	0.26%	0.21%	0.20%	0.19%	0.18%
Public	63.75%	63.46%	63.45%	63.49%	54.10%	52.41%	52.42%	50.09%
No. of Shareholders	22,071	23,390	23,633	23,492	23,164	23,260	22,797	22,302

BAIDFIN key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	22%	8%	6%	6%	7%	8%	8%	7%

BAIDFINUpdated 18 Oct 2026, 2:57

Baid Finserv Limited

BAIDFINUpdated 18 Oct 2026, 2:57

Market Cap

₹160Cr.

Current Price

₹9.89

High / Low

₹13.5/8.80

Stock P/E

10.5

ROE7.27%

ROCE10.9%

Book Value₹15.0

Face Value₹2.00

Dividend Yield1.01%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Jun 2023	18.24	5.29	5.41	7.54	41.34	0.07	0.12	7.49	25.23	5.61	0.37
Sep 2023	15.01	5.51	6.2	3.3	21.99	0.25	0.13	3.42	25.15	2.56	0.17
Dec 2023	17.51	5.71	5.14	6.66	38.04	0.07	1.67	5.06	28.66	3.61	0.24
Mar 2024	15.15	6.54	6.4	2.21	14.59	0.05	0.22	2.04	46.57	1.08	0.07
Jun 2024	18.89	7.09	8.04	3.76	19.9	0.47	0.08	4.15	24.58	3.12	0.21
Sep 2024	19.65	7.65	9.16	2.84	14.45	0.06	0.29	2.61	25.29	1.96	0.13
Dec 2024	21.34	7.26	7.6	6.48	30.37	0.01	0.17	6.32	25.16	4.73	0.32
Mar 2025	22.12	7.34	9.55	5.23	23.64	0.02	0.19	5.06	27.87	3.64	0.24
Jun 2025	23.78	7.99	10.31	5.48	23.04	0.13	0.24	5.37	25.14	4.02	0.27
Sep 2025	23.84	7.99	9.71	6.14	25.76	0.14	0.2	6.08	25.16	4.55	0.3
Dec 2025	24.63	8.18	10.84	5.61	22.78	1.1	0.25	6.46	26.47	4.75	0.32
Mar 2026	25.01	7.81	15.35	1.85	7.4	0.56	0.24	2.17	23.5	1.66	0.11
Jun 2026	21.64	7.94	8.07	5.63	26.02	0.41	0.23	5.81	25.13	4.34	0.28

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2015	8	3	3	2	23	0	0	2	34	1	0.16
Mar 2016	18	6	8	4	23	0	0	4	32	3	0.36
Mar 2017	28	11	12	6	21	0	0	6	31	4	0.32
Mar 2018	41	18	15	8	21	0	0	8	31	6	0.45
Mar 2019	58	28	17	13	22	0	0	13	24	10	0.77
Mar 2020	63	31	21	11	17	0	0	10	27	8	0.51
Mar 2021	54	24	19	10	19	0	0	10	27	7	0.5
Mar 2022	50	20	18	12	25	0	0	12	28	9	0.59
Mar 2023	56	18	24	14	26	0	0	14	26	10	0.69
Mar 2024	66	23	25	18	28	0	0	18	29	13	0.86
Mar 2025	82	29	34	19	23	0	1	18	26	13	0.9
Mar 2026	99	32	46	20	21	1	1	20	25	15	0.97
TTM	95	32	44	19	20	2	1	21	—	15	1.01

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	49.73%
FIIs	0.18%
Public	50.09%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	Public
Dec 2023	34.81%	0%	65.2%
Mar 2024	34.81%	0.03%	65.18%
Jun 2024	34.98%	0.03%	64.99%
Sep 2024	35.42%	0.04%	64.55%
Dec 2024	36.25%	0.01%	63.75%
Mar 2025	36.25%	0.29%	63.46%
Jun 2025	36.25%	0.29%	63.45%
Sep 2025	36.25%	0.26%	63.49%
Dec 2025	45.71%	0.21%	54.1%
Mar 2026	47.39%	0.2%	52.41%
Jun 2026	47.39%	0.19%	52.42%
Sep 2026	49.73%	0.18%	50.09%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2015	6	8	15	64	1	2	61	64
Mar 2016	6	11	24	105	1	3	101	105
Mar 2017	10	26	19	159	1	5	153	159
Mar 2018	10	30	36	271	2	10	260	271
Mar 2019	10	39	15	333	2	11	321	333
Mar 2020	12	118	22	341	1	3	336	341
Mar 2021	12	126	15	316	1	3	312	316
Mar 2022	12	134	12	318	1	9	308	318
Mar 2023	24	131	15	341	1	6	333	341
Mar 2024	24	143	17	426	4	5	417	426
Mar 2025	24	155	20	454	5	10	439	454
Mar 2026	31	202	21	539	6	16	517	539

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2015	-10	-2	12	0
Mar 2016	-18	-2	19	0
Mar 2017	-37	-2	40	0
Mar 2018	-45	-5	51	2
Mar 2019	-44	-2	45	0
Mar 2020	40	-2	-38	-1
Mar 2021	50	0	-49	2
Mar 2022	34	-6	-24	4
Mar 2023	6	3	-8	0
Mar 2024	-22	-2	47	24
Mar 2025	2	-6	-17	-21
Mar 2026	-33	-8	37	-4

Key ratios

Historical financial ratios

Category	Mar 2015	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	9%	18%	15%	15%	22%	8%	6%	6%	7%	8%	8%	7%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of BAID FINSERV LIMITED (BAIDFIN)?

The reported market capitalisation for BAID FINSERV LIMITED (BAIDFIN) is ₹160Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of BAIDFIN?

The current price shown for BAID FINSERV LIMITED (BAIDFIN) on Fincrux is ₹9.89 with a 52-week high/low of ₹13.5/8.80.

What is the P/E ratio of BAID FINSERV LIMITED (BAIDFIN)?

The stock P/E for BAID FINSERV LIMITED (BAIDFIN) is 10.5 on Fincrux, with ROE at 7.27% and ROCE at 10.9%.

What were BAIDFIN latest quarterly results?

For Jun 2026, BAID FINSERV LIMITED (BAIDFIN) reported sales ₹21.64 Cr and net profit ₹4.34 Cr (figures in ₹ crore unless noted).

What are BAIDFIN annual sales and net profit?

For TTM, BAID FINSERV LIMITED (BAIDFIN) shows sales of ₹95 Cr and net profit of ₹15 Cr on the Fincrux profit & loss statement.

Who owns BAID FINSERV LIMITED (BAIDFIN)?

Latest shareholding for BAID FINSERV LIMITED (BAIDFIN) on Fincrux: Promoters 49.73% (Sep 2026), FIIs 0.18% (Sep 2026), Public 50.09% (Sep 2026), No. of Shareholders 22,302% (Sep 2026).

Where can I find BAID FINSERV LIMITED (BAIDFIN) financials?

BAID FINSERV LIMITED (BAIDFIN) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show BAIDFIN balance sheet and cash flow?

Yes. The BAID FINSERV LIMITED (BAIDFIN) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 18 October 2026 at 2:57