AYE FINANCE LIMITED (AYE) financials

AYE FINANCE LIMITED (AYE) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Incorporated in 1993, Aye Finance Limited is an NBFC offers secured and unsecured small business loans for working capital, including mortgage loans, Property Loans, secured and unsecured hypothecation loans, primarily to micro-scale MSMEs.[1]

Market Cap: ₹3,318Cr.
Current Price: ₹134
Stock P/E: 11.4
ROE: 9.24%
ROCE: 11.4%
Book Value: ₹109
Dividend Yield: 0.00%
52W High / Low: ₹198/88.2

In Sep 2026, AYE FINANCE LIMITED (AYE) reported sales ₹514 Cr and net profit ₹87 Cr.

Annual TTM: sales ₹1,950 Cr, net profit ₹290 Cr.

Shareholding: FIIs 18.55% (Sep 2026), DIIs 23.34% (Sep 2026), Public 57.39% (Sep 2026), Others 0.72% (Sep 2026), No. of Shareholders 21,889% (Sep 2026).

AYE quarterly results (₹ Cr.)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Revenue	361	409	405	437	443	515	477	514
Interest	115	123	126	133	141	135	131	145
Expenses	219	240	242	266	253	279	256	260
Financing Profit	27	46	37	38	49	102	91	110
Financing Margin %	7%	11%	9%	9%	11%	20%	19%	21%
Other Income	9	11	9	10	12	17	12	13
Depreciation	6	6	5	6	7	8	6	6
Profit before tax	30	50	41	42	54	111	97	116
Tax %	25%	19%	25%	17%	21%	23%	23%	25%
Net Profit	23	41	31	35	43	86	74	87
EPS in Rs	1.19	2.12	1.60	1.80	2.22	3.48	3.02	3.51
Gross NPA %	3.79%	—	—	—	—	—	—	—
Net NPA %	1.31%	—	—	—	—	—	—	—
Raw PDF	—	—	—	—	—	—	—	—

AYE profit and loss (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	495	432	623	1,040	1,460	1,815	1,950
Interest	236	160	199	329	472	539	550
Expenses	230	341	361	500	786	1,051	1,048
Financing Profit	28	-69	63	211	202	225	351
Financing Margin %	6%	-16%	10%	20%	14%	12%	18%
Other Income	4	12	20	31	45	48	54
Depreciation	9	10	11	15	22	26	28
Profit before tax	23	-67	71	228	225	247	378
Tax %	27%	-32%	25%	29%	24%	22%	—
Net Profit	17	-46	54	161	171	194	290
EPS in Rs	6.98	-18.89	22.23	66.58	8.93	7.85	12.23
Dividend Payout %	0%	0%	0%	0%	0%	0%	—

AYE balance sheet (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	Sep 2026
Equity Capital	4	4	4	4	38	49	49
Reserves	716	676	738	1,196	1,621	2,484	2,646
Borrowing	1,363	1,570	2,347	3,558	4,555	5,065	5,905
Other Liabilities	43	66	51	114	125	175	174
Total Liabilities	2,127	2,316	3,140	4,873	6,338	7,773	8,774
Fixed Assets	27	27	27	32	41	62	61
CWIP	0	0	0	3	4	0	0
Investments	198	155	84	11	42	158	223
Other Assets	1,902	2,134	3,028	4,828	6,252	7,553	8,489
Total Assets	2,127	2,316	3,140	4,873	6,338	7,773	8,774

AYE cash flows (₹ Cr.)
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	125	-279	-720	-1,323	-812	-1,355
Cash from Investing Activity	-190	46	78	83	-39	-125
Cash from Financing Activity	72	207	762	1,494	1,255	1,169
Net Cash Flow	7	-27	120	254	405	-311
Free Cash Flow	122	-285	-724	-1,334	-829	-1,366

AYE shareholding pattern (%)
Category	Mar 2026	Jun 2026	Sep 2026
FIIs	18.66%	15.70%	18.55%
DIIs	18.39%	19.75%	23.34%
Public	62.02%	63.81%	57.39%
Others	0.93%	0.73%	0.72%
No. of Shareholders	25,687	21,230	21,889

AYE key ratios
Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	2%	-7%	8%	17%	12%	9%

AYEUpdated 22 Oct 2026, 12:41

Aye Finance Limited

AYEUpdated 22 Oct 2026, 12:41

Market Cap

₹3,318Cr.

Current Price

₹134

High / Low

₹198/88.2

Stock P/E

11.4

ROE9.24%

ROCE11.4%

Book Value₹109

Face Value₹2.00

Dividend Yield0.00%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Dec 2024	361	115	219	27	7	9	6	30	25	23	1.19	3.79	1.31
Mar 2025	409	123	240	46	11	11	6	50	19	41	2.12	—	—
Jun 2025	405	126	242	37	9	9	5	41	25	31	1.6	—	—
Sep 2025	437	133	266	38	9	10	6	42	17	35	1.8	—	—
Dec 2025	443	141	253	49	11	12	7	54	21	43	2.22	—	—
Mar 2026	515	135	279	102	20	17	8	111	23	86	3.48	—	—
Jun 2026	477	131	256	91	19	12	6	97	23	74	3.02	—	—
Sep 2026	514	145	260	110	21	13	6	116	25	87	3.51	—	—

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2021	495	236	230	28	6	4	9	23	27	17	6.98
Mar 2022	432	160	341	-69	-16	12	10	-67	-32	-46	-18.89
Mar 2023	623	199	361	63	10	20	11	71	25	54	22.23
Mar 2024	1040	329	500	211	20	31	15	228	29	161	66.58
Mar 2025	1460	472	786	202	14	45	22	225	24	171	8.93
Mar 2026	1815	539	1051	225	12	48	26	247	22	194	7.85
TTM	1950	550	1048	351	18	54	28	378	—	290	12.23

Shareholding pattern

As of Sep 2026%

Holder	Share
FIIs	18.55%
DIIs	23.34%
Public	57.39%
Others	0.72%

Shareholding trend

Ownership over time%

Quarter	FIIs	DIIs	Public	Others
Mar 2026	18.66%	18.39%	62.02%	0.93%
Jun 2026	15.7%	19.75%	63.81%	0.73%
Sep 2026	18.55%	23.34%	57.39%	0.72%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	CWIP	Investments	Other Assets	Total Assets
Mar 2021	4	716	43	2127	27	0	198	1902	2127
Mar 2022	4	676	66	2316	27	0	155	2134	2316
Mar 2023	4	738	51	3140	27	0	84	3028	3140
Mar 2024	4	1196	114	4873	32	3	11	4828	4873
Mar 2025	38	1621	125	6338	41	4	42	6252	6338
Mar 2026	49	2484	175	7773	62	0	158	7553	7773
Sep 2026	49	2646	174	8774	61	0	223	8489	8774

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2021	125	-190	72	7
Mar 2022	-279	46	207	-27
Mar 2023	-720	78	762	120
Mar 2024	-1323	83	1494	254
Mar 2025	-812	-39	1255	405
Mar 2026	-1355	-125	1169	-311

Key ratios

Historical financial ratios

Category	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	2%	-7%	8%	17%	12%	9%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of AYE FINANCE LIMITED (AYE)?

The reported market capitalisation for AYE FINANCE LIMITED (AYE) is ₹3,318Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of AYE?

The current price shown for AYE FINANCE LIMITED (AYE) on Fincrux is ₹134 with a 52-week high/low of ₹198/88.2.

What is the P/E ratio of AYE FINANCE LIMITED (AYE)?

The stock P/E for AYE FINANCE LIMITED (AYE) is 11.4 on Fincrux, with ROE at 9.24% and ROCE at 11.4%.

What were AYE latest quarterly results?

For Sep 2026, AYE FINANCE LIMITED (AYE) reported sales ₹514 Cr and net profit ₹87 Cr (figures in ₹ crore unless noted).

What are AYE annual sales and net profit?

For TTM, AYE FINANCE LIMITED (AYE) shows sales of ₹1,950 Cr and net profit of ₹290 Cr on the Fincrux profit & loss statement.

Who owns AYE FINANCE LIMITED (AYE)?

Latest shareholding for AYE FINANCE LIMITED (AYE) on Fincrux: FIIs 18.55% (Sep 2026), DIIs 23.34% (Sep 2026), Public 57.39% (Sep 2026), Others 0.72% (Sep 2026), No. of Shareholders 21,889% (Sep 2026).

Where can I find AYE FINANCE LIMITED (AYE) financials?

AYE FINANCE LIMITED (AYE) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show AYE balance sheet and cash flow?

Yes. The AYE FINANCE LIMITED (AYE) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 22 October 2026 at 12:41