APTUS VALUE HSG FIN I LTD (APTUS) financials

APTUS VALUE HSG FIN I LTD (APTUS) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Aptus Value Housing Finance India Ltd is a Home Loan Company. Aptus has been formed to primarily address the housing finance needs of self-employed, low and middle income families primarily from semi-urban and rural areas. Company targets first-time home buyers where collateral is self- occupied residential property.

Market Cap: ₹10,697Cr.
Current Price: ₹213
Stock P/E: 14.6
ROE: 17.2%
ROCE: 14.4%
Book Value: ₹85.4
Dividend Yield: 2.11%
52W High / Low: ₹323/193

In Jun 2026, APTUS VALUE HSG FIN I LTD (APTUS) reported sales ₹418 Cr and net profit ₹193 Cr.

Annual TTM: sales ₹1,547 Cr, net profit ₹731 Cr.

Shareholding: Promoters 23.86% (Sep 2026), FIIs 30.54% (Sep 2026), DIIs 27.83% (Sep 2026), Public 17.77% (Sep 2026), No. of Shareholders 1,62,411% (Sep 2026).

APTUS quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	314	327	354	356	381	370	378	418
Interest	97	108	110	113	115	110	106	113
Expenses	48	42	37	51	46	72	74	69
Financing Profit	169	176	207	191	220	189	198	236
Financing Margin %	54%	54%	59%	54%	58%	51%	52%	56%
Other Income	9	7	15	10	35	15	19	10
Depreciation	3	3	3	3	3	3	3	3
Profit before tax	176	180	220	198	252	201	213	243
Tax %	22%	21%	23%	22%	20%	21%	17%	21%
Net Profit	137	142	170	155	202	160	176	193
EPS in Rs	2.74	2.84	3.39	3.10	4.03	3.19	3.52	3.85
Gross NPA %	—	1.20%	1.18%	1.34%	—	1.19%	1.29%	1.42%
Net NPA %	—	0.89%	0.88%	1.00%	—	0.90%	0.96%	1.07%
Raw PDF	—	—	—	—	—	—	—	—

APTUS profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	435	535	679	929	1,088	1,294	1,510	1,547
Interest	170	182	180	243	324	406	445	444
Expenses	72	85	120	167	166	175	242	261
Financing Profit	193	268	379	519	598	712	823	843
Financing Margin %	44%	50%	56%	56%	55%	55%	55%	54%
Other Income	20	17	24	35	28	37	54	80
Depreciation	6	6	7	7	9	12	13	13
Profit before tax	207	279	396	547	617	737	865	909
Tax %	13%	22%	22%	22%	22%	22%	20%	—
Net Profit	181	218	308	425	481	575	693	731
EPS in Rs	3.91	4.70	6.20	8.53	9.63	11.51	13.84	14.59
Dividend Payout %	0%	0%	0%	23%	47%	39%	33%	—

APTUS balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	79	95	95	99	100	100	100	100
Reserves	610	1,575	1,796	2,667	3,011	3,308	3,681	4,174
Borrowing	1,552	1,830	2,174	2,347	3,481	3,993	4,855	5,215
Other Liabilities	22	16	24	38	37	35	48	64
Total Liabilities	2,263	3,515	4,089	5,151	6,629	7,436	8,684	9,553
Fixed Assets	4	10	10	12	15	22	35	36
CWIP	0	0	0	0	0	0	0	0
Investments	90	151	205	255	205	207	209	350
Other Assets	2,169	3,354	3,875	4,884	6,408	7,206	8,440	9,167
Total Assets	2,263	3,515	4,089	5,151	6,629	7,436	8,684	9,553

APTUS cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	—	-533	-488	-676	-1,129	-508	-641	23
Cash from Investing Activity	—	-156	68	-62	110	21	-95	-18
Cash from Financing Activity	—	1,064	346	726	1,045	322	641	149
Net Cash Flow	—	375	-74	-11	27	-164	-95	155
Free Cash Flow	—	-535	-489	-679	-1,132	-513	-648	18

APTUS shareholding pattern (%)
Category	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026	Sep 2026
Promoters	52.99%	52.99%	40.37%	23.87%	23.86%	23.86%	23.86%	23.86%
FIIs	21.86%	27.74%	30.41%	35.36%	33.19%	30.34%	29.96%	30.54%
DIIs	9.68%	9.88%	16.04%	25.87%	27.29%	29.43%	29.90%	27.83%
Public	15.47%	9.40%	13.19%	14.89%	15.65%	16.35%	16.27%	17.77%
No. of Shareholders	1,64,387	1,55,270	1,64,752	1,60,741	1,66,729	1,66,229	1,66,122	1,62,411

APTUS key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	16%	15%	12%	13%	14%	15%	16%	17%

APTUSUpdated 19 Oct 2026, 21:30

Aptus Value Hsg Fin I Ltd

APTUSUpdated 19 Oct 2026, 21:30

Market Cap

₹10,697Cr.

Current Price

₹213

High / Low

₹323/193

Stock P/E

14.6

ROE17.2%

ROCE14.4%

Book Value₹85.4

Face Value₹2.00

Dividend Yield2.11%

About

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	255	76	30	149	58	5	2	152	22	119	2.39	—	—
Sep 2023	269	82	41	146	54	7	3	150	21	119	2.38	—	—
Dec 2023	276	81	46	150	54	8	2	155	22	121	2.42	—	—
Mar 2024	288	85	50	153	53	8	2	159	23	122	2.45	—	—
Jun 2024	299	91	51	157	53	7	3	162	21	127	2.55	—	—
Sep 2024	314	97	48	169	54	9	3	176	22	137	2.74	—	—
Dec 2024	327	108	42	176	54	7	3	180	21	142	2.84	1.2	0.89
Mar 2025	354	110	37	207	59	15	3	220	23	170	3.39	1.18	0.88
Jun 2025	356	113	51	191	54	10	3	198	22	155	3.1	1.34	1
Sep 2025	381	115	46	220	58	35	3	252	20	202	4.03	—	—
Dec 2025	370	110	72	189	51	15	3	201	21	160	3.19	1.19	0.9
Mar 2026	378	106	74	198	52	19	3	213	17	176	3.52	1.29	0.96
Jun 2026	418	113	69	236	56	10	3	243	21	193	3.85	1.42	1.07

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2016	78	28	23	27	35	0	1	26	33	18	0.56
Mar 2017	126	36	33	58	46	0	2	56	34	37	0.94
Mar 2018	199	52	46	100	50	3	2	101	34	66	1.69
Mar 2019	304	112	60	132	44	11	3	140	27	103	2.61
Mar 2020	435	170	72	193	44	20	6	207	13	181	3.91
Mar 2021	535	182	85	268	50	17	6	279	22	218	4.7
Mar 2022	679	180	120	379	56	24	7	396	22	308	6.2
Mar 2023	929	243	167	519	56	35	7	547	22	425	8.53
Mar 2024	1088	324	166	598	55	28	9	617	22	481	9.63
Mar 2025	1294	406	175	712	55	37	12	737	22	575	11.51
Mar 2026	1510	445	242	823	55	54	13	865	20	693	13.84
TTM	1547	444	261	843	54	80	13	909	—	731	14.59

Shareholding pattern

As of Sep 2026%

Holder	Share
Promoters	23.86%
FIIs	30.54%
DIIs	27.83%
Public	17.77%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Dec 2023	62.1%	15.42%	5.21%	17.28%
Mar 2024	61.1%	19.58%	5.11%	14.22%
Jun 2024	54.09%	22.81%	9.14%	13.96%
Sep 2024	53.9%	22.45%	9.48%	14.16%
Dec 2024	52.99%	21.86%	9.68%	15.47%
Mar 2025	52.99%	27.74%	9.88%	9.4%
Jun 2025	40.37%	30.41%	16.04%	13.19%
Sep 2025	23.87%	35.36%	25.87%	14.89%
Dec 2025	23.86%	33.19%	27.29%	15.65%
Mar 2026	23.86%	30.34%	29.43%	16.35%
Jun 2026	23.86%	29.96%	29.9%	16.27%
Sep 2026	23.86%	30.54%	27.83%	17.77%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2016	62	150	11	501	2	7	492	501
Mar 2017	79	442	18	845	5	8	833	845
Mar 2018	79	506	40	1450	4	60	1386	1450
Mar 2019	79	610	22	2263	4	90	2169	2263
Mar 2020	95	1575	16	3515	10	151	3354	3515
Mar 2021	95	1796	24	4089	10	205	3875	4089
Mar 2022	99	2667	38	5151	12	255	4884	5151
Mar 2023	100	3011	37	6629	15	205	6408	6629
Mar 2024	100	3308	35	7436	22	207	7206	7436
Mar 2025	100	3681	48	8684	35	209	8440	8684
Mar 2026	100	4174	64	9553	36	350	9167	9553

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2016	—	—	—	—
Mar 2017	—	—	—	—
Mar 2018	—	—	—	—
Mar 2019	—	—	—	—
Mar 2020	-533	-156	1064	375
Mar 2021	-488	68	346	-74
Mar 2022	-676	-62	726	-11
Mar 2023	-1129	110	1045	27
Mar 2024	-508	21	322	-164
Mar 2025	-641	-95	641	-95
Mar 2026	23	-18	149	155

Key ratios

Historical financial ratios

Category	Mar 2016	Mar 2017	Mar 2018	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	8%	10%	12%	16%	15%	12%	13%	14%	15%	16%	17%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of APTUS VALUE HSG FIN I LTD (APTUS)?

The reported market capitalisation for APTUS VALUE HSG FIN I LTD (APTUS) is ₹10,697Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of APTUS?

The current price shown for APTUS VALUE HSG FIN I LTD (APTUS) on Fincrux is ₹213 with a 52-week high/low of ₹323/193.

What is the P/E ratio of APTUS VALUE HSG FIN I LTD (APTUS)?

The stock P/E for APTUS VALUE HSG FIN I LTD (APTUS) is 14.6 on Fincrux, with ROE at 17.2% and ROCE at 14.4%.

What were APTUS latest quarterly results?

For Jun 2026, APTUS VALUE HSG FIN I LTD (APTUS) reported sales ₹418 Cr and net profit ₹193 Cr (figures in ₹ crore unless noted).

What are APTUS annual sales and net profit?

For TTM, APTUS VALUE HSG FIN I LTD (APTUS) shows sales of ₹1,547 Cr and net profit of ₹731 Cr on the Fincrux profit & loss statement.

Who owns APTUS VALUE HSG FIN I LTD (APTUS)?

Latest shareholding for APTUS VALUE HSG FIN I LTD (APTUS) on Fincrux: Promoters 23.86% (Sep 2026), FIIs 30.54% (Sep 2026), DIIs 27.83% (Sep 2026), Public 17.77% (Sep 2026), No. of Shareholders 1,62,411% (Sep 2026).

Where can I find APTUS VALUE HSG FIN I LTD (APTUS) financials?

APTUS VALUE HSG FIN I LTD (APTUS) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show APTUS balance sheet and cash flow?

Yes. The APTUS VALUE HSG FIN I LTD (APTUS) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 19 October 2026 at 21:30