AADHAR HOUSING FINANCE L (AADHARHFC) financials

AADHAR HOUSING FINANCE L (AADHARHFC) NSE/BSE financials on Fincrux: quarterly results, profit and loss, cash flow, balance sheet, ratios, and shareholding.

Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society.[1]

Market Cap: ₹19,384Cr.
Current Price: ₹442
Stock P/E: 16.8
ROE: 15.9%
ROCE: 11.4%
Book Value: ₹173
Dividend Yield: 0.00%
52W High / Low: ₹563/425

In Jun 2026, AADHAR HOUSING FINANCE L (AADHARHFC) reported sales ₹993 Cr and net profit ₹282 Cr.

Annual TTM: sales ₹3,817 Cr, net profit ₹1,140 Cr.

Shareholding: Promoters 64.66% (Jun 2026), FIIs 5.80% (Jun 2026), DIIs 9.92% (Jun 2026), Public 19.61% (Jun 2026), No. of Shareholders 1,62,826% (Jun 2026).

AADHARHFC quarterly results (₹ Cr.)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	764	798	833	848	897	943	984	993
Interest	285	297	315	332	342	348	343	376
Expenses	180	187	196	207	208	213	240	248
Financing Profit	299	314	322	309	348	382	401	368
Financing Margin %	39%	39%	39%	36%	39%	40%	41%	37%
Other Income	0	0	1	3	2	-15	8	4
Depreciation	6	6	6	7	7	7	11	9
Profit before tax	293	308	316	305	343	360	398	364
Tax %	22%	22%	23%	22%	22%	22%	22%	22%
Net Profit	228	239	245	237	266	281	311	282
EPS in Rs	5.29	5.55	5.68	5.49	6.15	6.48	7.13	6.46
Gross NPA %	—	1.42%	1.08%	1.39%	1.47%	1.42%	1.09%	1.32%
Net NPA %	—	0.92%	0.71%	0.94%	0.97%	0.97%	0.71%	0.87%
Raw PDF	—	—	—	—	—	—	—	—

AADHARHFC profit and loss (₹ Cr.)
Category	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026	TTM
Revenue	1,372	1,550	1,693	1,994	2,587	3,108	3,683	3,817
Interest	793	816	761	799	987	1,174	1,364	1,409
Expenses	333	290	351	458	619	736	868	910
Financing Profit	245	444	580	737	980	1,199	1,451	1,499
Financing Margin %	18%	29%	34%	37%	38%	39%	39%	39%
Other Income	-2	-0	-0	-25	-0	-0	-13	-1
Depreciation	12	11	13	16	21	25	32	34
Profit before tax	231	432	567	696	959	1,174	1,406	1,464
Tax %	18%	21%	22%	22%	22%	22%	22%	—
Net Profit	189	340	445	545	749	912	1,095	1,140
EPS in Rs	47.99	8.61	11.26	13.80	18.96	21.14	25.14	26.22
Dividend Payout %	0%	0%	0%	0%	0%	0%	0%	—

AADHARHFC balance sheet (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Equity Capital	25	39	395	395	395	395	431	436
Reserves	835	2,308	2,298	2,751	3,301	4,051	5,937	7,099
Borrowing	8,195	9,643	10,374	10,675	12,153	13,960	16,322	18,744
Other Liabilities	406	375	561	552	764	680	526	1,112
Total Liabilities	9,461	12,365	13,628	14,372	16,613	19,086	23,216	27,390
Fixed Assets	24	44	53	55	63	80	92	138
CWIP	0	0	0	0	0	0	0	0
Investments	149	24	497	338	458	458	509	631
Other Assets	9,288	12,297	13,077	13,979	16,092	18,548	22,616	26,621
Total Assets	9,461	12,365	13,628	14,372	16,613	19,086	23,216	27,390

AADHARHFC cash flows (₹ Cr.)
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Cash from Operating Activity	-2,558	-1,784	-1,781	-907	-1,157	-2,553	-3,026	-2,810
Cash from Investing Activity	-48	-1,496	-481	823	-475	726	159	310
Cash from Financing Activity	3,360	3,701	1,279	275	1,463	1,778	3,389	2,336
Net Cash Flow	754	422	-982	191	-169	-49	523	-164
Free Cash Flow	-2,566	-1,788	-1,786	-918	-1,167	-2,568	-3,041	-2,828
CFO/OP	-252%	-165%	-133%	-59%	-66%	-119%	-117%	-89%

AADHARHFC shareholding pattern (%)
Category	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Promoters	75.89%	75.74%	75.61%	75.50%	75.32%	75.19%	64.90%	64.66%
FIIs	4.32%	4.30%	5.32%	5.58%	6.11%	6.19%	6.13%	5.80%
DIIs	9.46%	9.27%	8.58%	8.43%	8.25%	8.45%	9.15%	9.92%
Public	10.33%	10.69%	10.51%	10.48%	10.33%	10.17%	19.83%	19.61%
No. of Shareholders	2,20,338	2,19,626	2,09,369	2,02,739	1,97,894	1,94,143	1,84,772	1,62,826

AADHARHFC key ratios
Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	20%	12%	14%	15%	16%	18%	17%	16%

AADHARHFCUpdated 13 Oct 2026, 14:50

Aadhar Housing Finance L

AADHARHFCUpdated 13 Oct 2026, 14:50

Market Cap

₹19,384Cr.

Current Price

₹442

High / Low

₹563/425

Stock P/E

16.8

ROE15.9%

ROCE11.4%

Book Value₹173

Face Value₹10.0

Dividend Yield0.00%

About

Aadhar Housing Finance Ltd is one of the largest low-income housing finance companies in India servicing the home financing needs of the low income sections of the society.[1]

Quarterly results

Last reported quarters₹ Cr.

Quarter	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)	Gross NPA	Net NPA
Jun 2023	578	235	150	192	33	0	5	187	22	146	3.71	1.49	1
Sep 2023	614	239	117	258	42	0	5	253	22	197	5	1.38	0.85
Dec 2023	659	251	142	266	40	0	5	260	22	203	5.15	—	—
Mar 2024	692	262	166	264	38	0	6	258	22	202	5.1	—	—
Jun 2024	713	277	173	263	37	0	6	257	22	200	4.69	1.36	0.87
Sep 2024	764	285	180	299	39	0	6	293	22	228	5.29	—	—
Dec 2024	798	297	187	314	39	0	6	308	22	239	5.55	1.42	0.92
Mar 2025	833	315	196	322	39	1	6	316	23	245	5.68	1.08	0.71
Jun 2025	848	332	207	309	36	3	7	305	22	237	5.49	1.39	0.94
Sep 2025	897	342	208	348	39	2	7	343	22	266	6.15	1.47	0.97
Dec 2025	943	348	213	382	40	-15	7	360	22	281	6.48	1.42	0.97
Mar 2026	984	343	240	401	41	8	11	398	22	311	7.13	1.09	0.71
Jun 2026	993	376	248	368	37	4	9	364	22	282	6.46	1.32	0.87

Profit & loss

Annual statement₹ Cr.

Year	Revenue	Interest	Expenses	Financing Profit	Financing Margin %	Other Income	Depreciation	Profit Before Tax	Tax	Net Profit	EPS (₹)
Mar 2019	1240	731	254	255	21	-14	5	235	31	162	64.51
Mar 2020	1372	793	333	245	18	-2	12	231	18	189	47.99
Mar 2021	1550	816	290	444	29	0	11	432	21	340	8.61
Mar 2022	1693	761	351	580	34	0	13	567	22	445	11.26
Mar 2023	1994	799	458	737	37	-25	16	696	22	545	13.8
Mar 2024	2587	987	619	980	38	0	21	959	22	749	18.96
Mar 2025	3108	1174	736	1199	39	0	25	1174	22	912	21.14
Mar 2026	3683	1364	868	1451	39	-13	32	1406	22	1095	25.14
TTM	3817	1409	910	1499	39	-1	34	1464	—	1140	26.22

Shareholding pattern

As of Jun 2026%

Holder	Share
Promoters	64.66%
FIIs	5.8%
DIIs	9.92%
Public	19.61%

Shareholding trend

Ownership over time%

Quarter	Promoters	FIIs	DIIs	Public
Jun 2024	76.48%	4.18%	8.5%	10.86%
Sep 2024	75.89%	4.32%	9.46%	10.33%
Dec 2024	75.74%	4.3%	9.27%	10.69%
Mar 2025	75.61%	5.32%	8.58%	10.51%
Jun 2025	75.5%	5.58%	8.43%	10.48%
Sep 2025	75.32%	6.11%	8.25%	10.33%
Dec 2025	75.19%	6.19%	8.45%	10.17%
Mar 2026	64.9%	6.13%	9.15%	19.83%
Jun 2026	64.66%	5.8%	9.92%	19.61%

Balance sheet

Assets & liabilities₹ Cr.

Period	Equity Capital	Reserves	Other Liabilities	Total Liabilities	Fixed Assets	Investments	Other Assets	Total Assets
Mar 2019	25	835	406	9461	24	149	9288	9461
Mar 2020	39	2308	375	12365	44	24	12297	12365
Mar 2021	395	2298	561	13628	53	497	13077	13628
Mar 2022	395	2751	552	14372	55	338	13979	14372
Mar 2023	395	3301	764	16613	63	458	16092	16613
Mar 2024	395	4051	680	19086	80	458	18548	19086
Mar 2025	431	5937	526	23216	92	509	22616	23216
Mar 2026	436	7099	1112	27390	138	631	26621	27390

Cash flows

Operating, investing & financing₹ Cr.

Period	Operating	Investing	Financing	Net cash flow
Mar 2019	-2558	-48	3360	754
Mar 2020	-1784	-1496	3701	422
Mar 2021	-1781	-481	1279	-982
Mar 2022	-907	823	275	191
Mar 2023	-1157	-475	1463	-169
Mar 2024	-2553	726	1778	-49
Mar 2025	-3026	159	3389	523
Mar 2026	-2810	310	2336	-164

Key ratios

Historical financial ratios

Category	Mar 2019	Mar 2020	Mar 2021	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
ROE %	20%	12%	14%	15%	16%	18%	17%	16%

Frequently asked questions

Quick answers about this company's financials on Fincrux

What is the market cap of AADHAR HOUSING FINANCE L (AADHARHFC)?

The reported market capitalisation for AADHAR HOUSING FINANCE L (AADHARHFC) is ₹19,384Cr. on Fincrux. Figures may update with market data and filings.

What is the current share price of AADHARHFC?

The current price shown for AADHAR HOUSING FINANCE L (AADHARHFC) on Fincrux is ₹442 with a 52-week high/low of ₹563/425.

What is the P/E ratio of AADHAR HOUSING FINANCE L (AADHARHFC)?

The stock P/E for AADHAR HOUSING FINANCE L (AADHARHFC) is 16.8 on Fincrux, with ROE at 15.9% and ROCE at 11.4%.

What were AADHARHFC latest quarterly results?

For Jun 2026, AADHAR HOUSING FINANCE L (AADHARHFC) reported sales ₹993 Cr and net profit ₹282 Cr (figures in ₹ crore unless noted).

What are AADHARHFC annual sales and net profit?

For TTM, AADHAR HOUSING FINANCE L (AADHARHFC) shows sales of ₹3,817 Cr and net profit of ₹1,140 Cr on the Fincrux profit & loss statement.

Who owns AADHAR HOUSING FINANCE L (AADHARHFC)?

Latest shareholding for AADHAR HOUSING FINANCE L (AADHARHFC) on Fincrux: Promoters 64.66% (Jun 2026), FIIs 5.80% (Jun 2026), DIIs 9.92% (Jun 2026), Public 19.61% (Jun 2026), No. of Shareholders 1,62,826% (Jun 2026).

Where can I find AADHAR HOUSING FINANCE L (AADHARHFC) financials?

AADHAR HOUSING FINANCE L (AADHARHFC) financials on Fincrux include quarterly results, profit and loss, cash flow, balance sheet, key ratios, and shareholding patterns for NSE/BSE research.

Does Fincrux show AADHARHFC balance sheet and cash flow?

Yes. The AADHAR HOUSING FINANCE L (AADHARHFC) page on Fincrux includes balance sheet, cash flow statements, historical ratios, and ownership trends alongside quarterly and annual results.

Figures in ₹ crore unless noted. Data sourced for research and may lag filings.

Last updated 13 October 2026 at 14:50